Paul

Mugaa Nakuru, Kenya

100% repaid

Entrepreneur

Name

Paul

Member since

April 2010

On-time repayments

89 installments  •  44%

About Me

Am a family man a father of three children james ngugi james nganga patrick njoroge. I have attained education up to form four. Having completed education i felt the need to start my own business to alleviate poverty in my village. I am patient, active and hardworking. I also works on my farm i and my wife and also labor some more workers on my firm in order to get more products. for this reason, if i get some more money from zidisha i will be able to expand my business and also get more land for cultivation.

My Business

I live in mugaa village where i run a retail shop selling such things as sugar, rice, tea leaves ,cooking fat, salt and also dry grains for human consumption. i have been in this business for six years. my main customers are the villagers and the teachers in the neighbouring schools. the schools also buy some of the commodities from me. i have benefited from a loan of ksh.60,000 by faulu kenya in november 2009. i have paid ksh. 50,000 and intend to clear the balance by the end of this month. Am a family man a father of three children james ngugi james nganga patrick njoroge. I have attained education up to form four. Having completed education i felt the need to start my own business to alleviate poverty in my village

Loan Proposal

i will buy 20Bags of Beans @ksh4,000 Selling price ksh4,500.The rest add stock to the shop.

Feedback

17

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,184.00

Date disbursed

Jun 30, 2011

Repayment status

On Time

Projected term

18 months

Lenders

Daniel

Brussels, Belgium

A

Anninymouse

Southampton, United Kingdom

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

C

CWS

Huntington beach, ca, United States

neffe

Berlin, Germany

H

Hilke

Bremen, Germany

Sideburnjack

Conroe, TX, United States

D

Delph007

Den Haag, Netherlands

artzrouni

Pau, France

J

jimbo7256

Vicksburg, United States

CatholicNetworking

Galway, Ireland

S

sendai

Saint Paul, United States

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  • Paul    Sep 26, 2017

    hi to the zidisha team. am humbly apologize for the delay of my repayments. i promise to start my repayments soon and start saving to my account. thanks.

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  • Paul    Sep 26, 2014

    Hi to my lenders and to the zidisha team. I am very grateful for how my business is doing well and the far that zidisha loan has taken me. My request is that i am humbled requesting for at least three weeks whereby i will not be able to send my payments for i have been suffering from chest pains and for two months my baby boy two months old was born with some disabilities in his left leg and so attending doctors treatments every Monday and being treated and is now recovering. I will be very happy for your attention. Thanks.

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  • Happy    Sep 15, 2014

    Hi Paul how is business hop you are doing great all the best in your business lam waiting for my bid to be fully funded

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  • Idah    Sep 9, 2014

    this business and being that you repaid and completed is an encouragement to me.

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  • Asamoah    Aug 23, 2014

    Hi Paul be bless for choosing Zidisha as the source of your funds

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  • Paul    Aug 9, 2014

    Hi lenders thanks again for lending me, i want to reschedule my loan from 4 months to eight months please bear with my new schedule..........................
    ...........................................................................................................................................................................................

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  • Paul    Jul 30, 2014

    Hi to the zidisha team and to my lenders. I am very grateful that i received the amount lend of kshs 81100 and have now stocked my business. I now promise to repay the loan in full and this time i know that you will be happy of me. Thanks and God bless you all.

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  • Paul    Jul 24, 2014

    Hi to the zidisha Team and to my lenders. I am grateful for the amount that is so far raised. My humble request to my lenders is to complete the remaining amount so that i can add the stock for this is the time that farmers within Nakuru county especially the village surrounding my area are investing beans and thus can make easy repayments for my loan because there is a good flow of money from my customers. For this case i would be very happy if my loan will be fully funded before time expires. Thanks in advance.

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  • Paul    Jul 21, 2014

    Hi to the zidisha family and to my lenders. Am thankful for your generous contributions. I want to take this chance to assure you that i as Paul Ngugi will not default if lend the money and will make my lenders happy and wish to lend me again. Thanks again and God bless you all.

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  • Paul    Jul 18, 2014

    Hallo to the director, my lenders and to other zidisha officials. I thankful for the amount funded hoping that the amount required will be fully funded before time expires. I also request the zidisha marching loan fund to lend me the remaining amount and i will be very greatful. Asanteni sana.

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  • Paul    Jul 17, 2014

    Hi to all my lenders and to the zidisha Team. I have observed a typing error for the contacts of one of my family member Hannah Wanjiku which is 0703280083 instead of 0703280008. I apologize for this error. Again am still humbled waiting for the completion of my loan. Thanks.

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  • Paul    Jul 11, 2014

    Hi to my lenders and to the Zidisha Team. I am very grateful for the acceptance of the second application hoping that this time the amount required will be fully funded. Thanks.

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  • Paul    Jul 6, 2014

    Hi to the director Jkurnia, my question is what happens if the time expires yet the required amount is not fully funded. Thanks.

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  • Paul    Jul 5, 2014

    Hi to my lenders, am humbled requesting for the funding of the remaining amount for i am prepared to add more stock to my business and this will be so nice to me. I am happy because since Zidisha started i have been one of the beneficiaries from the organization and have never thought of leaving zidisha. Thanks.

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  • Paul    Jul 1, 2014

    Hi, i am grateful for your contribution. I still hold my patience hoping that my loan will be full funded before time expires. Thanks and God bless you all as a zidisha family.

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  • Paul    Jun 28, 2014

    Hi to my lenders and to the zidisha team. I am grateful for the increase of my credit limit and i promise to be punctual while repaying the loan after being fully funded. I now know i will achieve my goal with the loan and be a step forward. Thanks to all.

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  • Paul    Jun 22, 2014

    Hi to my lenders and to the zidisha team. I apologise for being late on my repayment for the last two instalments. The reasion is that i was sick for the last two weeks and was not able to do my duties. For now i have payed the remaining amount of ksh 1710. Thanks.

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  • Paul    Jun 4, 2014

    Hi to the zidisha Team and to my VM Ondieki Shem. I apologize for my late repayment. I was at a place where there was no m-pesa services and so was not able to make my on time repayment. I will pay the remaining amount before time. Thanks.

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  • Ondieki    May 25, 2014

    Hi, paul. we are worried that you are late on your loan repayment. would you please let the lenders know any problem you are incurring. we strongly advise you to reschedule your loan repayment to comfortably accommodate your ability. thank you. Ondieki Shem VM-Kenya

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  • alretz    Apr 29, 2014

    Happy to complete your loan, good luck with your business!

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