Entrepreneur
Name
Ludia
Member since
March 2011
On-time repayments
130 installments • 36%
About Me
My name is Ludia Wangui Ndegwa. Iam a mother of nine children, all are grown up except two who are in school higher learning (University College).we live at Bahati in Nakuru at place called matangi tisa . I started my education in bahati area where i was education to my secondary level. After completing my education i joined my parent in the business of farming that is where I got my first skill of farming business and i become interested in that business. then after got married immediately started to a farming business where i later got enough money to start new business of a general shop which i operate together with farming business it has been a joy to have a shop where i go i work all day i meet many different people where i spend my day so not only do i get an income but i still get satisfactions from that work. i like to read book during my part time i also like watching christian moves .
My Business
I have a business of dairy farming. For now I have two cows which give me around 20liters per day and cost of milk is 30 per liter so I get at least 600 per day from the income of milk and 18000 per month. This money I use for paying bills and educating my reimaing children also grow crops as part of my business where l get around 200000 annually from that kind of farming i get 400000 per a year from the work I do. I do not have a lot of expenses because I stay in my farm where we have built our home. i choose the above business because after school i helped my parent with same business so i got enough skill for that business and also i learnt about marketing and different seasons for different commodities. i would like to put new stock in my shop and also replace the finished stock. i will use all the money as follows kes 90000 for buying Rice, sugar, maize flour , wheat flour , soap both bar and powder etc I am hoping to receive more customers during the festival seasons.
Loan Proposal
Thanks zidisha team for the good work you are doing i take this opportunity personally to thank the team for the previous loans, it have been of good help to my business which have grown and have given me profit I have been able to pay the loan. it has also helped to improve the standard of my family, through the good profit which i have used to pay school fees and other bills for my family. My business have been doing very well since i started borrowing from Zidisha micro finance.
Feedback
Positive
23
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,178.00
Date disbursed
Mar 11, 2014
Repayment status
On Time
Projected term
10 months
Lenders
Redmond, United States
Morro Bay, United States
Sydney, Australia
United States
United States
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Summary
Amount repaid
$1,279.06
Amount remaining
$0.00
Date repaid
Sep 7, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 21, 2014 | $28.42 | Mar 23, 2014 | $28.42 |
| Mar 28, 2014 | $28.42 | Mar 23, 2014 | $28.42 |
| Apr 4, 2014 | $28.42 | Mar 23, 2014 | $28.42 |
| Apr 11, 2014 | $28.42 | Mar 23, 2014 | $28.42 |
| Apr 18, 2014 | $28.42 | Mar 23, 2014 | $3.95 |
| Apr 18, 2014 | $24.47 | ||
| Apr 25, 2014 | $28.42 | Apr 18, 2014 | $28.42 |
| May 2, 2014 | $28.42 | Apr 18, 2014 | $5.93 |
| Apr 25, 2014 | $22.49 | ||
| May 9, 2014 | $28.42 | Apr 25, 2014 | $28.42 |
| May 16, 2014 | $28.42 | Apr 25, 2014 | $7.91 |
| May 20, 2014 | $20.52 | ||
| May 23, 2014 | $28.42 | May 20, 2014 | $28.42 |
| May 30, 2014 | $28.42 | May 20, 2014 | $9.88 |
| Jun 7, 2014 | $18.54 | ||
| Jun 6, 2014 | $28.42 | Jun 7, 2014 | $4.99 |
| Jun 23, 2014 | $23.44 | ||
| Jun 13, 2014 | $28.42 | Jun 23, 2014 | $28.42 |
| Jun 20, 2014 | $28.42 | Jun 23, 2014 | $28.42 |
| Jun 27, 2014 | $28.42 | Jun 23, 2014 | $2.07 |
| Jul 31, 2014 | $26.35 | ||
| Jul 4, 2014 | $28.42 | Jul 31, 2014 | $8.94 |
| Jul 31, 2014 | $19.48 | ||
| Jul 11, 2014 | $28.42 | Jul 31, 2014 | $28.42 |
| Jul 18, 2014 | $28.42 | Jul 31, 2014 | $10.92 |
| Aug 22, 2014 | $17.51 | ||
| Jul 25, 2014 | $28.42 | Aug 22, 2014 | $28.42 |
| Aug 1, 2014 | $28.42 | Aug 22, 2014 | $28.42 |
| Aug 8, 2014 | $28.42 | Aug 22, 2014 | $28.42 |
| Aug 15, 2014 | $28.42 | Aug 22, 2014 | $14.87 |
| Nov 6, 2014 | $13.55 | ||
| Aug 22, 2014 | $28.42 | Nov 6, 2014 | $28.42 |
| Aug 29, 2014 | $28.42 | Nov 6, 2014 | $28.42 |
| Sep 5, 2014 | $28.42 | Nov 6, 2014 | $28.42 |
| Sep 12, 2014 | $28.42 | Nov 6, 2014 | $28.42 |
| Sep 19, 2014 | $28.42 | Nov 6, 2014 | $28.42 |
| Sep 26, 2014 | $28.42 | Nov 6, 2014 | $20.80 |
| Dec 3, 2014 | $7.62 | ||
| Oct 3, 2014 | $28.42 | Dec 3, 2014 | $28.42 |
| Oct 10, 2014 | $28.42 | Dec 3, 2014 | $28.42 |
| Oct 17, 2014 | $28.42 | Dec 3, 2014 | $28.42 |
| Oct 24, 2014 | $28.42 | Dec 3, 2014 | $24.75 |
| Jan 20, 2015 | $3.67 | ||
| Oct 31, 2014 | $28.42 | Jan 20, 2015 | $28.42 |
| Nov 6, 2014 | $28.42 | Jan 20, 2015 | $26.73 |
| Feb 16, 2015 | $1.69 | ||
| Nov 13, 2014 | $28.42 | Feb 16, 2015 | $28.42 |
| Nov 20, 2014 | $28.42 | Feb 16, 2015 | $28.42 |
| Nov 27, 2014 | $28.42 | Feb 16, 2015 | $0.28 |
| Sep 7, 2015 | $28.14 | ||
| Dec 4, 2014 | $28.42 | Sep 7, 2015 | $28.42 |
| Dec 11, 2014 | $28.42 | Sep 7, 2015 | $28.42 |
| Dec 18, 2014 | $28.42 | Sep 7, 2015 | $28.42 |
| Dec 25, 2014 | $28.42 | Sep 7, 2015 | $28.42 |
| Jan 1, 2015 | $28.42 | Sep 7, 2015 | $28.42 |
| Jan 8, 2015 | $28.42 | Sep 7, 2015 | $28.42 |
| Jan 15, 2015 | $28.42 | Sep 7, 2015 | $1.32 |
| Sep 8, 2015 | $27.11 | ||
| Jan 22, 2015 | $28.42 | Sep 8, 2015 | $28.42 |
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