Entrepreneur
Name
Ann
Member since
January 2011
On-time repayments
133 installments • 47%
About Me
My names are Ann Waweru Iam married and blessed with four kids.I own a business at a place called Rongai within Nakuru district.Iam a GOD fearing woman.IAM AN ENTERPRISING LADY WHO ENGAGES NOT ONLY IN FARMING BUT ALSO IN BUSINESS.IAM AN ADHERENTHURCH MEMBER OF THE FULL GOSPEL CHURCHE S OF KENYA.IAM MARRIED TO ONE HUSBAND MAIGWA WHOM I LOVE VERY MUCH. IAM GOING TO HEAVEN BY FAITH.i schooled in miteta primary school in laikipia west county before i proceeded to njorua high school for my o level. Iam blessed with 4 kids.
My Business
I own a warehouse which I use to buy and sell cereals .Many of my customers come from within Rift valley province and on average my profits daily are KSH I5OO.My main challenges are price fructuations especially due to overproduction of the cereals in the area.There is also insecurity and uncertainity especially during elections eg referendums. My customers prefer my store because my prices are generally low compared with others .I also stock avariety of goods such as millet, sorghum rice and beans .given additional funding Iam intending to buy a posho mill to grind grains so that I can be selling flour.
Loan Proposal
With this loan I plan to buy beans from the farms and bring them in my warehouse in Nakuru for reselling. Since maize is also drying up, I intend to put all my energies towards buying and selling it to middlemen. When I get the loan, I can buy a huge amount of beans and save on transportation costs to my warehouse. So I can make more reselling transactions until the reserves of maize and beans finally dwindles.
I also want to buy a posho mill to grind grains, so I will have a big variety of goods: Millet, sorghum rice, beans and flour.
About Me
My names are Ann Waweru Iam married and blessed with four kids.I own a business at a place called Rongai within Nakuru district.Iam a GOD fearing woman.IAM AN ENTERPRISING LADY WHO ENGAGES NOT ONLY IN FARMING BUT ALSO IN BUSINESS.IAM AN ADHERENTHURCH MEMBER OF THE FULL GOSPEL CHURCHE S OF KENYA.IAM MARRIED TO ONE HUSBAND MAIGWA WHOM I LOVE VERY MUCH. IAM GOING TO HEAVEN BY FAITH.i schooled in miteta primary school in laikipia west county before i proceeded to njorua high school for my o level. Iam blessed with 4 kids.
My Business
I own a warehouse which I use to buy and sell cereals .Many of my customers come from within Rift valley province and on average my profits daily are KSH I5OO.My main challenges are price fructuations especially due to overproduction of the cereals in the area.There is also insecurity and uncertainity especially during elections eg referendums. My customers prefer my store because my prices are generally low compared with others .I also stock avariety of goods such as millet, sorghum rice and beans .given additional funding Iam intending to buy a posho mill to grind grains so that I can be selling flour.
Loan Proposal
i plan to buy beans from the farms and take them to Nakuru.Since maize is also drying up,i intend to put all my energies towards buying and selling it to middlemen.i marshall all my resources together so that i can transact as many transactions as possible before the reserves of maize and beans finally dwindles.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$946.00
Date disbursed
Sep 17, 2013
Repayment status
On Time
Projected term
18 months
Other loans
Lenders
Bremen, Germany
Green Bay, United States
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Summary
Amount repaid
$1,066.14
Amount remaining
$0.00
Date repaid
May 28, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 14, 2013 | $59.23 | Nov 4, 2013 | $59.23 |
| Dec 14, 2013 | $59.23 | Nov 4, 2013 | $49.74 |
| Dec 2, 2013 | $9.49 | ||
| Jan 14, 2014 | $59.23 | Dec 2, 2013 | $36.43 |
| Dec 9, 2013 | $22.80 | ||
| Feb 14, 2014 | $59.23 | Dec 9, 2013 | $47.83 |
| Feb 11, 2014 | $11.40 | ||
| Mar 15, 2014 | $59.23 | Feb 11, 2014 | $53.43 |
| Mar 4, 2014 | $5.80 | ||
| Apr 15, 2014 | $59.23 | Mar 4, 2014 | $53.97 |
| Apr 16, 2014 | $5.26 | ||
| May 15, 2014 | $59.23 | Apr 16, 2014 | $54.13 |
| May 12, 2014 | $5.10 | ||
| Jun 15, 2014 | $59.23 | May 12, 2014 | $54.67 |
| Jul 2, 2014 | $4.56 | ||
| Jul 15, 2014 | $59.23 | Jul 2, 2014 | $54.63 |
| Aug 15, 2014 | $4.60 | ||
| Aug 15, 2014 | $59.23 | Aug 15, 2014 | $54.71 |
| Sep 13, 2014 | $4.52 | ||
| Sep 15, 2014 | $59.23 | Sep 13, 2014 | $59.23 |
| Oct 15, 2014 | $59.23 | Sep 13, 2014 | $0.01 |
| Sep 14, 2014 | $25.86 | ||
| Oct 14, 2014 | $33.36 | ||
| Nov 14, 2014 | $59.23 | Oct 14, 2014 | $29.86 |
| Nov 15, 2014 | $29.37 | ||
| Dec 14, 2014 | $59.23 | Nov 15, 2014 | $18.33 |
| Dec 15, 2014 | $40.57 | ||
| Jan 10, 2015 | $0.32 | ||
| Jan 14, 2015 | $59.23 | Jan 10, 2015 | $59.23 |
| Feb 14, 2015 | $59.23 | Jan 10, 2015 | $0.79 |
| Feb 14, 2015 | $58.44 | ||
| Mar 15, 2015 | $59.23 | Feb 14, 2015 | $0.18 |
| Mar 22, 2015 | $59.02 | ||
| Apr 19, 2015 | $0.02 | ||
| Apr 15, 2015 | $59.23 | Apr 19, 2015 | $55.49 |
| May 28, 2015 | $3.74 | ||
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