Joseph
Nairobi, Kenya
100% repaid
Name
Joseph
Member since
February 2017
On-time repayments
158 installments • 27%
In my younger days, my father was a shop keeper, I used to visit him and observe what he was doing and as a result I gained so much interest in business. I think that's the reason I pursued a business course in university. When I sat for my form four exams, I thought I would get a grade that would make me admitted to University under the government sponsorship in Kenya but that was not the case.
I missed being admitted with one point though I got mentors who encouraged me to keep on no matter the odds. So I joined a college to pursue a diploma in Cooperative management and did not give up till this year when I completed my Bachelors in Cooperative management.
Due to challenges in Campus, I was forced to start a pool table business which gave me a good amount to sustain me in school, my father was a farmer then so could not afford the whole amount for my studies bearing in mind they have four more children other than me.
Business came with its challenges and it’s those challenges that have made me strong. The culture I live in is one of kikuyu's, in Kenya they are well known for business, this culture has encouraged me all long to know that i can be successful in business.
I have a hobby in swimming and I love poetry so much too. As a poet, I love speaking for the unspoken agony in people’s lives. Am also a motivational blogger who does blogs to motivate the young generation.
In future, if am able to fund my Masters studies, I want to give back to my society. How I wish that one day I will be a lecturer to give back knowledge that I have gained all through to the younger generation, so as to impact positively in their lives that they can unleash their capabilities.
I provide cybercafé services to my clients. Cybercafé services are in demand due to the high involvement by people of all ages working online, this are majorly young people who want to talk with others around the world and also quicken how they do their work.
My business offers quality services as compared to services offered by my competitors around. I also have a good relationship with my clients in person and this motivates them to have the owner of the business serving them, unlike when one leaves business to be operated by employees alone thus lacking interaction with the business owner to give their proposals on what services they would like.
I chose this kind of business due to my passion for working with people and my passion for online working too.
I also choose it so as to help my community have access to others in the world due to internet, so they can be able to tap opportunities around the world. my typical costs are cost of printing papers, cartilage and repairs cost for my machines and computers which is once in a month.
In the near future, i also will start teaching basic computer skills to the society i live in. Its in the KCC slums of East-lands in Kenya therefore majority lack even basic knowledge which is needful in the current times we live in.
I usually charge up to 0.15USD or (1.5 KES) for a minute of using my computers plus internet. I will use the profits to reinvest to make my business bigger and even join for a master’s course in the future when profits are enough to carter for that. I will also pay school fees for my son .
The loan will help me in acquiring a more quality camera which costs about 170 USD. in Kenya the majority youth have the trend of photo shoots during events , holidays and weekends. Buying the camera hence will make me competitive in the industry, and I have prospects of getting about 150 USD monthly when business picks.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jun 3, 2017
Repayment status
On Time
Projected term
35 months
Other loans
Amount repaid
$150.04
Amount remaining
$0.00
Date repaid
Aug 23, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 11, 2017 | $0.99 | Jun 12, 2017 | $0.99 |
Jun 18, 2017 | $0.99 | Jun 20, 2017 | $0.99 |
Jun 25, 2017 | $0.99 | Jun 27, 2017 | $0.99 |
Jul 2, 2017 | $0.99 | Jul 4, 2017 | $0.99 |
Jul 9, 2017 | $0.99 | Jul 18, 2017 | $0.99 |
Jul 16, 2017 | $0.99 | Jul 25, 2017 | $0.99 |
Jul 23, 2017 | $0.99 | Jul 31, 2017 | $0.99 |
Jul 30, 2017 | $0.99 | Aug 11, 2017 | $0.99 |
Aug 6, 2017 | $0.99 | Aug 21, 2017 | $0.99 |
Aug 13, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 20, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 27, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 3, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 10, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 17, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 24, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 1, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 8, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 15, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 22, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 29, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 5, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 12, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 19, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 26, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 3, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 10, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 17, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 24, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 31, 2017 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 7, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 14, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 21, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 28, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 4, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 11, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 18, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 25, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 4, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 11, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 18, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 25, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 1, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 8, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 15, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 22, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 29, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
May 6, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
May 13, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
May 20, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
May 27, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 3, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 10, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 17, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 24, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 1, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 8, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 15, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 22, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 29, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 5, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 12, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 19, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 26, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 2, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 9, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 16, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 23, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 30, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 7, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 14, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 21, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 28, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 4, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 11, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 18, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 25, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 2, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 9, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 16, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 23, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 30, 2018 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 6, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 13, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 20, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 27, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 3, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 10, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 17, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 24, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 3, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 10, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 17, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 24, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 31, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 7, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 14, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 21, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 28, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
May 5, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
May 12, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
May 19, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
May 26, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 2, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 9, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 16, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 23, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jun 30, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 7, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 14, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 21, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jul 28, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 4, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 11, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 18, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Aug 25, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 1, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 8, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 15, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 22, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Sep 29, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 6, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 13, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 20, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Oct 27, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 3, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 10, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 17, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Nov 24, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 1, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 8, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 15, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 22, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Dec 29, 2019 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 5, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 12, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 19, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Jan 26, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 2, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 9, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 16, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Feb 23, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 1, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 8, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 15, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 22, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Mar 29, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 5, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 12, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 19, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
Apr 26, 2020 | $0.99 | Aug 23, 2017 | $0.99 |
May 3, 2020 | $0.81 | Aug 23, 2017 | $0.81 |
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