Francis    Jun 16, 2015

hi zidisha team.i thank you for the good work.i want to apologize for the lateness of the payment .my business was affected by the rains whereby almost everything was destroyed .you saw what happened in narok on television.but we thank god because we are alive.so far i have tried to revive my business.in two weeks time i will be able to pay what i owe,please bear with me .i hope to coperate till the end.thank you in advance.

Francis    Mar 30, 2015

thank you zidisha for giving me the third loan. i appriciate your good work.me n my family was so happy coz my daughter who is in university needed a laptop for school work.my business is doing fine due to the first two loans. thanx to zidisha.

jan73    Aug 30, 2014

Francis,

I have been trying to figure out why your loans have been so slow to fund compared to other loans by other fathers who are supporting all of their children to be in school, and with excellent repayment histories. Posting a smaller loan did seem to help with the one you just repaid, but it still took a long time to fund.

Maybe try using a different photo where it does not appear that you are smoking a cigarette? (Or the Shell company sign?)

My apologies in advance as I expect these will sound like weird suggestions, but there must be some subtle thing that is keeping people from supporting your worthy request.

Maybe try posting a new photo of you with one (or all) of your children?

• Valentine    Sep 1, 2014

  Dear Jan73,
  
  I think you are right towards that advise,actually he should look on two things:-1 Should consider describing well on how he is going to use the loan.2 A good picture taken from his business.
  If he takes your advise he will get funded.
  
  Thank you,
  Mongola

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Asamoah    Aug 23, 2014

Francis you have make a good attempt and i am praying for you that you will be given the next Loan to expand your business. Keep in touch with Zidisha all the time.

• Francis    Aug 24, 2014

  thanx Asamoah Matthias may GOD hear your prayers for praying for me i hope bisness over there is good .also am still waiting for the third loan hoping zidisha team will lend it quickly to me ,thanx once again

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jan73    Aug 7, 2014

Francis, I am sorry for any confusion. I was writing to Jossy2011 who claims he lent money to you, and to others, in exchange for wanting you and others to support him when he posts a loan.

The intention of my note was to make it clear that you (and others) are under no obligation to lend or give money to someone like Jossy2011 in exchange for them posting good wishes to you.

I do hope you reapply for a loan. I would like another opportunity to invest in your business.

Jan

jossy2011    Jul 22, 2014

Hey,
Am a newbies here,I have thrown a few dollars your way.I expect you to Rate me and recommend for a loan to me,
I trust you shall reciprocate the gesture when I list for my loan soon,
Best wishes!
Thanks

• jan73    Aug 3, 2014

  Jossy2011, I do not see any "dollars thrown" towards Francis by you for him to 'reciprocate the gesture' when you list a loan, which is not how Zidisha works, in any case. I expect Francis to use all of the money loaned to him in exactly the way he has stated in his loan proposal, not taking an additional risk with it by re-lending it out to others such as yourself. Please review Zidisha's process for borrowers found at www.zidisha.org/microfinanc... Specifically, notice that the endorsements you will need are from your family, neighbors or work associates, and the leader of an organization in your community, not from other borrowers with no other connection to you. Jan73

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Francis    Jul 10, 2014

This loan has greatly changed my business so much.It is easy to access,easy to pay also their interest are low as compered to our local banks.Thanks be to Zidisha team.