Hi zidisha community.thankyou so much for the propeling opportunity you provided to me in the previous loan of which i h...

Entrepreneur

About Me

my name is emma nyamisa onkoba,born and raised in a family of four siblings.i am married and blessed with one sweet girl child.
i completed my college lastyear,i majored in business and entrepreneuship.
i live at mecheo village wich is also my home.my home is near the chiefs camp office to the right exit,then the residence at the 1st plot .i am a business woman whereby i have ventured in the business of fashion industry because i have passion in it and knowledge in it.
i sell second hand clothes mostly for women and children.this business is doing so good owing to the business monopoly i enjoy at my location.
from the earnings,i have managed to buy more stock.
i am looking forward for a business loan to help me in increasing my stock to help me cope with the ever increasing demand.

My Business

as i mentioned earlie,i am emma nyamisa onkoba.i am a business lady and self employed.in addition to the passion i have in the fashion industry,i too have put it into use the skills i gained in college in business and entrepreneurship.
my business is located at a local bus terminus at my village which is also near my home which is adjacent to the chiefs camp on the right exit,the residence in the 1st plot.
it is a strategic position as my customers reach me with ease.i deal in selling of second hand clothes majorly for women and children.there is ever demand for this owing to a larger population of my business target and the desire to be smart among women and their families.my customers prefer my business because of my quality products which move with fashion trends,also,with direct contact and advertising by word of mouth,it has not only reduced advertising cost but increased my business contact with my clients hence boosting my sales.by close and direct contact with my suppliers,i am always assured of a quality stock.
my average monthly earnings are up to ksh60,000.
i pay rent of my stall ksh3000,salary and other expenses of ksh30,000.so,i am assured of ksh27,000 in my bank monthly.
if i get this loan it shall help me increase my stock hence boosting my profits.from this too i will be able to repay my loan in time and with no difficulty.

Loan Proposal

My Zidisha business community,thank you for the confidence you laid in my business by funding me in the previous loan which i have repaid in time.This was possible because my trading volumes increased,profit increased too and my clientele base has increased pushing the demand of my stock beyond supply.I hereby request for another loan which will enable me add more stock to satisfy my clients.This is a good business venture which you definitely expect good returns by investing your money in it.
Thank you so much.
Immaculate.

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