Entrepreneur

About Me

I am married and with one kid and I am 23 year of age by the name Stephen chege ,I was born early nineteen eighty five (1985) in Naivasha district in Rift valley province, in naivasha my home area is well know because of growing of flowers, When I was five years old I joined our nearby pre unit nursery school in year nineteen ninety-two (1992) and after two years I was mature enough to graduated to class one in nineteen ninety-four(1994) and after eight years of my study I qualified for my Kenya Certificate of primary education (K.C .P.E) in year 2002, I did not manage to advance my primary education to a secondary level due to lack of school fees thou I had not attained the pass mark grade ,those are some of the factors among other which hinders me to complete up to secondary level though I had not passed my examination well. after staying home for long doing nothing I decided to look for another alternative way of living and from that time I joined a school of dress making course at our town (naivasha)until year 2005 where I completed my course. I was later employed as a dress maker in naivasha until year 2006,later I moved to kawangware town about two kilometer from uthiru an three kilometer from Nairobi the capital city of Kenya where I stayed till know where I make old dress for both women and suit for men.

My Business

My business is making cloths for women and men
I live at kawangware trading center near uthiru approximately about three kilometers from Nairobi. P.O Box 3401-00200 Nairobi, plot number 20 at kawangware trading center, it is well know at kawangare trading center and our neigh by towns and village like kawangware and trading center and other town because of my good services that I offer to my customers .i am the owner of the business thus I am the one ownering the business also I am the manager to the business but I have employed one lady who is qualified in dress making and one man for making men suit and trousers while I help them in making school uniform, the business was stated some year back in year 2003 this make my customer to have trust in me because from that time I have never charged the position of this business ,the business is located at a strategic position at our center thus attracting customers from all side ,my business is profitable especially when I get a orders from various institution like school and during various festivals like churches and also the business does not undergo many expenses because cost of renting is house is less compared with the other town where the cost is high ,also our local county council for collecting tax is a bit cheaper. The business is under the county council of Nairobi and it is insured against any risk that may occur, my monthly income is about 70000, my expenses is about 30000 including the salary to my workers and the remaining 25000 is my profit but I am planning to have and earn more, the main challenge facing this business is lack of capital to buy various material to cater customer demand. I am expecting to expand my business.

Loan Proposal

Hi lenders,
i would like to thank zidisha organisation for this chance becouse the loan will help me very much,i will use the loan together with the capital i have to purchase one more machine which will make me to employ another dress maker,also i will able to train more people,thus it will help me very much and that why i am looking forward for favorable respond from you lenders and i will appriciate very much.

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Loan Info

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