Hi lenders and zidisha community.am am applying for my first loan of sh.4252.i intend to use this money to boost my seco...

Philomena

Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Philomena

Member since

January 2014

On-time repayments

285 installments  •  22%

About Me

I am a 36 year old lady.Mother of 2 children .I am married .I am an accountant by profession and am currently employed at an insurance brokerage firm.Am also doing business as a side hustle to increase my income.

I come from rural parts of Kenya but currently residing at the city of Nairobi.I have a passion to grow to an independent woman.I want to provide the best for my family especially for my children.I want them to have the best education i can offer and thus willing to work even harder.

I am born again christian and and a member of PEFA Church Donholm

My Business

Am a full time employee at Primeken insurance brokers as an Accountant.I am also into Airbnb business. I currently have 2 units. 1 has been operational since Aug 2020 giving an monthly profit of $300 and the other unit has been operational since January 2023 giving a monthly profit of $ 500. This 2 units are in different areas and thus attracting different clientele. It is for this reason that i want to shift the less profitable unit to the 2nd area where the profit margin is bit higher. I need funding to upgrade some house items as well as transport and rent for new apartment in-order to meet the market demand in the new area.

Loan Proposal

I get ladies clothes from Gikomba market and resell them through social media i.e facebook.I also have a large market for my products from family and friends who i have met in the line of this business.I look for what is fashionable and that way demand for my clothes is always high.With this money and a little of my savings i will be able to open a kibanda in Rongai and employ a youth to help me in selling.Together with my mobile sales am sure i will double my profits and therefore grow.I urge you to fund me so that we can grow together and create more jobs for the youths.Am also a full time employee and will be able to repay the loan on time.Thanks in advance

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jan 29, 2014

Repayment status

On Time

Projected term

9 months

Lenders

investor

Candiac, Canada

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  • Philomena    May 15, 2024

    Low business due to loss of power in my apartments which is beyond me

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  • Philomena    Mar 31, 2024

    Thank you for your support. My dream to improve my Airbnb is now possible because of you. Looking foward to improved business

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  • Moses    Mar 30, 2024

    Good luck .

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  • Raymond    Mar 29, 2024

    Keep Growing Philomena. I have faith in you!

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  • Philomena    Mar 23, 2024

    I was able to buy more electronics for my Airbnb which made it more marketable and hence gained more bookings.

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  • Philomena    Oct 5, 2023

    Thank you for your support. My airbnb will surely improve its amenities by adding a washing machine. Thank you zidisha team for always making my dreams come true.

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  • Natasha    Oct 4, 2023

    Wishes the great success on your business project

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  • Philomena    Sep 21, 2023

    Thank you lenders once again. I was able to buy a few household decor to improve my AIRBNB

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  • Philomena    Jul 14, 2023

    Thank you for your support. This will greatly help me improve my Airbnb unit by adding more decor items. God bless you all

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  • Philomena    Jul 5, 2023

    My previous loan helped me acquire some electronics for my Airbnb making it more appealing to my clients. I have therefore maintained a 95% booking and increased my profits.

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  • Philomena    Jul 4, 2023

    I was able to purchase more items that were required in my Airbnb to make my unit more appealing to clients. I have since maintained 95% booking throughout the month.

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  • Philomena    Jun 7, 2023

    Thank you so much for making my project possible. This gives me so much hope of expanding my Airbnb business even bigger with your support. To greater heights

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  • Giotilda    Jun 6, 2023

    All the best Phil

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  • Philomena    Jun 11, 2019

    My last loan was really helpful.I managed to start my business and i am happy that i have been able to sustain it to date.My income has increased and life is more comfortable now.My family is also comfortable as am now able to cater for bills much easier

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  • Philomena    Mar 5, 2019

    I want to increase the installment amount to ksh.3000 so that i can clear the loan balance soonest possible

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  • Philomena    Nov 5, 2017

    The total loan outstanding is too high.I would like to adjust the instalments to bring down the current outstanding amiunt

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  • Daniel    Nov 5, 2017

    Dear Lenders,
    I have tried to reach Philomena without avail,i had to talk to her community leader and one of her friend and they promised to let her know we called.Thank you

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  • Philomena    Sep 8, 2017

    Hi.Lenders.Sorry i have taken long to clear this loan.Am working on getting my finances together and will clear the loan soonest possible

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  • Daniel    Sep 2, 2017

    Dear Lenders,

    I have tried to reach Philomena but the call went un answered,

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