Hi lenders and zidisha community.am am applying for my first loan of sh.4252.i intend to use this money to boost my seco...

Philomena

Ongata Rongai, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Philomena

Member since

January 2014

On-time repayments

285 installments • 22%

About Me

I am a 36 year old lady.Mother of 2 children .I am married .I am an accountant by profession and am currently employed at an insurance brokerage firm.Am also doing business as a side hustle to increase my income.

I come from rural parts of Kenya but currently residing at the city of Nairobi.I have a passion to grow to an independent woman.I want to provide the best for my family especially for my children.I want them to have the best education i can offer and thus willing to work even harder.

I am born again christian and and a member of PEFA Church Donholm

My Business

Am a full time employee at Primeken insurance brokers as an Accountant.I am also into Airbnb business. I currently have 2 units. 1 has been operational since Aug 2020 giving an monthly profit of $300 and the other unit has been operational since January 2023 giving a monthly profit of $ 500. This 2 units are in different areas and thus attracting different clientele. It is for this reason that i want to shift the less profitable unit to the 2nd area where the profit margin is bit higher. I need funding to upgrade some house items as well as transport and rent for new apartment in-order to meet the market demand in the new area.

Loan Proposal

I get ladies clothes from Gikomba market and resell them through social media i.e facebook.I also have a large market for my products from family and friends who i have met in the line of this business.I look for what is fashionable and that way demand for my clothes is always high.With this money and a little of my savings i will be able to open a kibanda in Rongai and employ a youth to help me in selling.Together with my mobile sales am sure i will double my profits and therefore grow.I urge you to fund me so that we can grow together and create more jobs for the youths.Am also a full time employee and will be able to repay the loan on time.Thanks in advance