Help me buy chairs for my customers

Janet

Nairobi Kenya, Kenya

56% repaid

Entrepreneur

Name

Janet

Member since

January 2015

On-time repayments

39 installments  •  21%

About Me

Am Janet Asiyo borne in 1995, the fifth child in a family of eight children.
I went to Apokor Primary School in 1999 to join to standard one and later went to Mahiga Primary School and joined class two in 2007. My father died in 2002, we had no one to support our family starting from my elder sister to our last born. Only my elder brothers and elder sisters worked hard with my mother to support us.

I did my KCPE in 2013 and got Marks 243 in my KCPE but no one was able to support me to join Secondary school. I went and did hairdressing in private institution in Busia town where I do weaving/hairdressing as a profession.
Because i had no enough money to start my own salon, I just do it in my residential place along the veranda where i call it my work place and this is where I work and get my basic needs.

My Business

My business running a beauty shop(Salon) . Am happy to be a hairdresser it is the only thing I do for a leaving.
All I get is what helps me to pay rent, buy food and all other staffs that I need and the remaining money if I had so many customers I do save for my future.
Though there are so may challenges I face. One of it is I do it in a plot I leave a long the veranda I dont have enough money to pay rent for my business.
Secondly I dont have chairs for my customers, whereby I use Jeri cans for my customers to seat on. I love my customers because they are all understanding.
In my future am targeting to open up my business along the way so many customers will come to know my business
.

Loan Proposal

When I get this loan, it will help me improve my beauty shop in the following ways; buying of 6 plastic chairs for my customers estimated at 9 dollars per chair, 1 Blow Dry Machine worth $50 and 5 showls worth $35 Despite the fact that I still have deficit of about 39 dollars for improved weaves, am happy that through this loan I will be able to see some of the following as the returns the loan will create; improved sitting comfortable for my customers that will help me get a bigger and better market.
The returns will then help expand my beauty shop by renting a house along the way for my customers instead of doing inside the plot and later employ few to help me do it.
I should supported but because I can't afford single handedly to meet full financial requirements for my beauty shop for I don’t have enough finance to buy chairs, buy weaves, blow dry and money to partition my room.
Through your help, I’ll be able first to buy plastic chairs, and later do the rest for my business.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 29, 2015

Repayment status

Late

Projected term

9 months

Lenders

cyrus0302

San Francisco, United States

DeanDropshot

Oslo, Norway

Zidisha

Sterling, United States

beverly

Vancouver, Canada

P

penguin3694

Chicago, United States

ads68

Melbourne, Australia

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Matching Fund

Sterling, United States

K

KiraDee

United States

Robert

Sweden

K

United States

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  • Janet    Jul 30, 2015

    I schedule my loan repayment to Ksh 300 ($4) for my business is steal running well but I used the amount of money I got from the business to support my younger sibling to pay his school fees. Though he still have the fee balance but hope my contribution help him so much.

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  • Janet    Jun 16, 2015

    Thank you all to Zidisha staff and my zidisha lenders for your patience, am now making my payments as usual. My customer are now coming back for they left when I was a way to care for my mam, though I still have loan due but I'm glad for am now able to make repayments. Though I still also not yet completed my house rent balance since I left it accumulated and it will be all great to repay all.

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  • Consilata Shirly    May 18, 2015

    hello lenders. Janet contact person says she has been unwell for past few days,I will try reach and talk to her then get back

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  • Janet    May 16, 2015

    Am so sorry to all my Zidisha lenders, Zidisha Staff, my zidisha invitor and my zidisha mentor. Have not been able to make my zidisha payment for the past 2 months. My mother was sick as I said earlier so I had to go home back from Nairobi so I can care for my Mom. AM now back to Nairobi so I can continue with my business for my Mom is feeling now well after being treated, though it gonna be hard for I have to rebuild my business so my customers so they come back. It gonna also be a hard task for We left medical bill of worth $163 which is Ksh 15400 which I and my brothers have to pay back to the Sacco we borrowed the money(Busia Sacco)
    It gonna be a hard task but I promise to make my weekly payments.
    I hope my apology will be taken by all I will make payments of my loan due balance.

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    • K    Jun 4, 2015

      Hi Janet, I am sorry that so many hard things have happened to you and your family lately. Perhaps you might consider extending the length of your payment period so that you can have a smaller weekly payment and improve your repayment rate. I do hope that your customers come back to you soon and that you keep in good health.

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      • Janet    Jun 16, 2015

        Thank you for your good lack wishing, am now making repayments on my loan and more to that thank you so much for your support.

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  • Innocent    Apr 26, 2015

    To all Janet's Lenders, this gonna be all good. I managed to communicate with Janet Asiyo since she called me via phone herself. She told me that since her mother was sick, she had to go home to care for her Mom. She has not been able to repay her due loan since at home she is doing nothing about business. She said that she will be back on 30/04/2015 and she will repay all her due loan on time without even rescheduling. I also asked her why her phone is offline but got that she sold her phone so to cater for her needs. I wish her mom successful relieving hope her to join us soon. As her mentor, I wish her safe journey to Back to Nairobi.

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    • K    May 2, 2015

      Thank you for the update, Innocent. I appreciate your efforts to reach out to Janet. I hope Janet's mother recovers fully. Best wishes to all.

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  • Consilata Shirly    Apr 10, 2015

    Janet has been off air.I am trying to reach her contacts who are also off air.I will get back once i find any information about them.kindly be patient

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    • K    Apr 12, 2015

      Thanks for the update, Consilata.

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  • Janet    Mar 9, 2015

    AM thankful to all my lenders for your kind support and patience. Am scheduling my amount to Ksh500. This is because my Mother is admitted and my brothers and I are trying to contribute money so to pay her hospital bill ($642). By scheduling my amount I will be able to support my mother.

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    • K    May 2, 2015

      I hope your mother is doing better, Janet.

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  • Janet    Feb 18, 2015

    Just added three more plastic chairs, once more just to say thank you to all zidisha staff and lending persons. for now have bought eight plastic chairs.

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  • Janet    Feb 18, 2015

    Thank you to zidisha, I love what am doing through your help. I serve my customers with respect and hey enjoy my services. After buying chairs? customers enjoy my services.

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  • Janet    Feb 12, 2015

    Thank you to all zidisha and lending persons. Just bought five new plastic chairs worth $80

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  • Janet    Feb 12, 2015

    Am happy to schedule my repayments for now through your support, I have bought five new plastic chairs and customers now enjoy my services with comfort and they tend to increase up in number hence this makes me to schedule my repayments

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    • K    Feb 14, 2015

      I am glad to see that your business is prospering and that you have gained more customers. Best wishes for continued success!

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      • Janet    Feb 23, 2015

        That is it, hope the photos shows you how am going now with the business through your help? just to say thank you once more

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  • K    Jan 27, 2015

    I hope your loan will be funded and may it bring you great success as you expand your business.

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    • Janet    Jan 27, 2015

      Hello Kendra, thank you so much for your message, this looks great, me and you can bring change and can support tomorrow other peoples too. That is my dream and because I used to be alone thinking about this, now am with you. Your words and actions you took are good.

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    • Janet    Jan 31, 2015

      Hi Kendra, thank you so much for good lack wishing, have already receives the funds! am now after buying what I lack in my business

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  • Janet    Jan 27, 2015

    Your help, helps my need.

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