Helmet and side mirror for my motorbike

Entrepreneur

About Me

I was born in Nairobi, Kenya in a family of eight. My father is a retired civil servant. The retirement forced my family to relocate to our rural home, where I joined Lwak primary school. The free primary education program had not started then and with my fathers' pension of 40 dollars per month and eight children to support I was in and out of school. I settled with myself that I had to excel in education for me to make it in life. I was crowned the best student In the Kenya Certificate of Primary Education in my school .I Joined Moi Girls Eldoret Where I got sponsorship, then Masinde Muliro University, with the help from the government disbursements to needy students (HELB), I was able to finance my college education and graduated. Employment in Kenya was not forthcoming, thus I followed my passion for entrepreneurship. I would buy curtains from second hand market in Gikombaa and sell. I later got a contract from (IEBC) the election body in Kenya for the 2013 elections. I got 30 dollars which I saved to buy a motorbike and borrowed the rest from a cousin whom I repaid in installments. This is run by my orphaned nephew who remits 3 dollars every day, the excess he uses for his own needs. Motorbikes are widely used in rural Kenya, which are inaccessible due to poor roads, thus presenting an opportunity to invest. I would not like my children to experience the kind of life that I did. My first born would like to be a journalist when she grows up and I am determined to make her dreams valid.I purpose to sharpen my entrepreneurial skills and make their future better and brighter and make them financially independent, realizing their full potential through innovation and entrepreneurship hence solving problems. I wish this for women in general by initiating several groups (chama) for savings and investing.

My Business

I am currently involved in a health and beauty business. I need to buy a lap top to be able to reach professionals with my products and my business model.
The laptop will cost about 300 dollars.
The balance will be used to purchase a projector

Loan Proposal

I would like to buy an additional helmet for the passenger as the motor bike was bought with one helmet which the rider uses. This helmet will help protect the passenger so as to protect him or her from accidents which are rampant on Kenyan roads. It is also a requirement by Kenyan law not to travel in a motorbike without a helmet. This may cause one to be penalized in a court of law. This helmet will cost me approximately 15 dollars
The side mirror broke which is very useful for looking on oncoming vehicles and for riders on security and protection, without this the rider cannot ride the motorbike thus I would also like to purchase this.
The side mirror costs approximately 20 dollars the remaining amount will be used for servicing parts which is useful for longevity of the motorbike and unnecessary damages during work.
When I have all these in place I will be able to operate without fearing to be caught by police due to breaking of the law and my passengers will also be safe during the rides.
I will not lose revenue due to break downs and thus provide for my children adequately

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Loan Info

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