Name
Grace Mueni
Member since
April 2013
On-time repayments
12 installments • 25%
Am a married woman blessed with two children.My husband is a drvier and works in the matatu industry.My children are is primary school.i live at kikambala centre behind next to assistant chef office.I live in my onw house.am a business woman. I completed primary and secondary education and then trainned and worked for 4 yrs as a waitress.I started a business because as a waitress i developed the passion of doing and owning my own cafe.I needed to assist my husband in providing for the family as we neede extra income.I use my business earnings to buy food staffs and petty famli needs.
my business involves cooking food and selling to people. i have a small cafe.My targeted customers are the construction workers, pwani oil workers and school children.The demand is there because construction workers, pwani oil workers and school children need eat lunch and have no time cooking soo they need readt made food and we are there to provide.Most people prefer my area because i offer credit to my custormers,sell different types of food and sell in small quantities thtas affordable to many.The risks involved are that there is high competition, when food remains can not be sold tommorrow and the ones you credit may not pay in time.I make around 1,600 per day thats 48,000 sh per month.daily expenditure is about 700 sh per day thats 21,000 per month.I then add new stock worth 9000 sh monthly.after i domy calcualation i make 18,000 sh profit every month.Once i get zidisha loan am looking forward to adding stock and be able to save many people.
Hello, am so happy that my loan application has been approved. My thanks to the entire zidisha team for the hard work towards my loan application. As a business woman i have to make sure that i reach to my customers's satisfaction.So with this loan i want to buy enough stock of wheatflour, cooking oil,beans and potatoes as these are the most fast moving comodities inmy business.
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 25, 2013
Repayment status
Late
Projected term
12 months
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Amount repaid
$35.24
Amount remaining
$70.43
Expected completion
May 15, 2014
Status
Repaying late
Installment amount
$8.81
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 15, 2013 | $8.81 | Jun 18, 2013 | $8.81 |
Jul 15, 2013 | $8.81 | Jun 18, 2013 | $0.12 |
Jul 19, 2013 | $8.69 | ||
Aug 15, 2013 | $8.81 | Sep 15, 2013 | $8.81 |
Sep 15, 2013 | $8.81 | Sep 15, 2013 | $8.80 |
Oct 15, 2013 | $8.81 | ||
Nov 14, 2013 | $8.81 | ||
Dec 14, 2013 | $8.81 | ||
Jan 14, 2014 | $8.81 | ||
Feb 14, 2014 | $8.81 | ||
Mar 15, 2014 | $8.81 | ||
Apr 15, 2014 | $8.81 | ||
May 15, 2014 | $8.76 |
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