Entrepreneur
Name
Lauryne
Member since
February 2015
On-time repayments
198 installments • 79%
About Me
my name is lauryne gathoni born and raised in muranga went to school in the county but due to financial constraints could not join college.After high school in 2008 got a job as mpesa agent in ongata rongai where I worked for 2 year's saved some money which I used to set up a small cereals shop in ongata rongai.my has been up and down since I use some of the profit to educate my kid's who are in class two.it been a tough journey but I thank the zidisha family which has been very supportive of me since I joined them.Their affordable loans has gone far in supporting my business.
I started small but my business has grown over years.
My Business
I started by selling small cereals but my business has grown up to a point where I have started taking school orders. my business has been generating some profit which I'm able to pay rent ,add stock,pay fees for my kid's.cereals business has challenges like any other business especially when the harvest are not good from the farms Price's go so high and I time's I find myself not able to deliver to my customers.
Loan Proposal
I have been selling the rice since 2012 by going round to shops and houses to reach my customers which sometimes prove to be difficult but I have to move on to take care of my family. I would like to have my own shop where I can be based and start selling the rice at a whole sale price and even may be later diversify and introduce other serials if all goes well
I want to rent a shop where I will be able to attend to my customers with ease, as carrying around the rice on my back is cumbersome.
The shop rent goes for $109.89, I would like to pay for a three months rent plus a deposit of one month which will be $ 439.56 the rice I sell I get it with at $ 1.15 and sell it at $ 1.42 where I make a profit of $ 0.27, I would also like to buy the rice in bulk so that I get a lower buying price but due to insufficient funds I am not able to buy in bulk. I would like to buy a stock worth $ 346.15 where ill make a profit of $ 82.41, to transport it will cost $ 27.47, to get a business license will cost $ 87.91 with this capital in place I will be in a position to start the business and pay my loan in time. In total I need roughly $ 802.19. I look forward for assistance from the Zidisha team
Thank you in advance
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Loan Info
Project Type
Classic Loan
Disbursed amount
$361.00
Date disbursed
Jan 19, 2016
Repayment status
On Time
Projected term
17 months
Other loans
Lenders
United States
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Summary
Amount repaid
$380.02
Amount remaining
$0.00
Date repaid
May 20, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 30, 2016 | $15.00 | Jan 31, 2016 | $15.00 |
| Feb 6, 2016 | $15.00 | Feb 3, 2016 | $4.00 |
| Feb 7, 2016 | $11.00 | ||
| Feb 13, 2016 | $2.02 | Feb 7, 2016 | $0.02 |
| Feb 9, 2016 | $2.00 | ||
| Feb 20, 2016 | $5.00 | Feb 20, 2016 | $5.00 |
| Feb 27, 2016 | $5.00 | Feb 28, 2016 | $5.00 |
| Mar 5, 2016 | $5.00 | Mar 4, 2016 | $5.00 |
| Mar 12, 2016 | $5.00 | Mar 20, 2016 | $5.00 |
| Mar 19, 2016 | $5.00 | Mar 28, 2016 | $5.00 |
| Mar 26, 2016 | $5.00 | Apr 3, 2016 | $5.00 |
| Apr 2, 2016 | $5.00 | Apr 11, 2016 | $5.00 |
| Apr 9, 2016 | $5.00 | Apr 11, 2016 | $5.00 |
| Apr 16, 2016 | $5.00 | Apr 25, 2016 | $5.00 |
| Apr 23, 2016 | $5.00 | Apr 25, 2016 | $2.00 |
| Apr 30, 2016 | $3.00 | ||
| Apr 30, 2016 | $5.00 | Apr 30, 2016 | $5.00 |
| May 7, 2016 | $5.00 | May 8, 2016 | $5.00 |
| May 14, 2016 | $5.00 | May 14, 2016 | $5.00 |
| May 21, 2016 | $5.00 | May 21, 2016 | $5.00 |
| May 28, 2016 | $5.00 | Jun 5, 2016 | $5.00 |
| Jun 4, 2016 | $5.00 | Jun 21, 2016 | $5.00 |
| Jun 11, 2016 | $5.00 | Jun 25, 2016 | $5.00 |
| Jun 18, 2016 | $5.00 | Jun 25, 2016 | $3.00 |
| Jul 2, 2016 | $2.00 | ||
| Jun 25, 2016 | $5.00 | Jul 2, 2016 | $5.00 |
| Jul 2, 2016 | $5.00 | Jul 9, 2016 | $5.00 |
| Jul 9, 2016 | $5.00 | Jul 9, 2016 | $1.00 |
| Jul 16, 2016 | $4.00 | ||
| Jul 16, 2016 | $5.00 | Jul 16, 2016 | $2.00 |
| Aug 7, 2016 | $3.00 | ||
| Jul 23, 2016 | $5.00 | Aug 7, 2016 | $3.00 |
| Aug 12, 2016 | $2.00 | ||
| Jul 30, 2016 | $5.00 | Aug 12, 2016 | $1.00 |
| Aug 27, 2016 | $4.00 | ||
| Aug 6, 2016 | $5.00 | Aug 27, 2016 | $1.00 |
| Sep 3, 2016 | $4.00 | ||
| Aug 13, 2016 | $5.00 | Sep 3, 2016 | $2.00 |
| Sep 10, 2016 | $3.00 | ||
| Aug 20, 2016 | $5.00 | Sep 10, 2016 | $3.00 |
| Sep 19, 2016 | $2.00 | ||
| Aug 27, 2016 | $5.00 | Sep 19, 2016 | $3.00 |
| Oct 2, 2016 | $2.00 | ||
| Sep 3, 2016 | $5.00 | Oct 2, 2016 | $4.00 |
| Oct 11, 2016 | $1.00 | ||
| Sep 10, 2016 | $5.00 | Oct 11, 2016 | $5.00 |
| Sep 17, 2016 | $5.00 | Oct 11, 2016 | $5.00 |
| Sep 24, 2016 | $5.00 | Oct 11, 2016 | $5.00 |
| Oct 1, 2016 | $5.00 | Oct 11, 2016 | $5.00 |
| Oct 8, 2016 | $5.00 | Oct 11, 2016 | $5.00 |
| Oct 15, 2016 | $5.00 | Oct 15, 2016 | $3.60 |
| Oct 23, 2016 | $1.40 | ||
| Oct 22, 2016 | $5.00 | Oct 23, 2016 | $3.60 |
| Nov 4, 2016 | $1.40 | ||
| Oct 29, 2016 | $5.00 | Nov 4, 2016 | $3.00 |
| Nov 6, 2016 | $2.00 | ||
| Nov 5, 2016 | $5.00 | Nov 6, 2016 | $1.00 |
| Nov 11, 2016 | $4.00 | ||
| Nov 12, 2016 | $5.00 | Nov 21, 2016 | $5.00 |
| Nov 19, 2016 | $5.00 | Dec 4, 2016 | $4.00 |
| Dec 12, 2016 | $1.00 | ||
| Nov 26, 2016 | $5.00 | Dec 12, 2016 | $1.00 |
| Dec 14, 2016 | $2.00 | ||
| Dec 17, 2016 | $2.00 | ||
| Dec 3, 2016 | $5.00 | Dec 17, 2016 | $1.00 |
| Dec 25, 2016 | $4.00 | ||
| Dec 10, 2016 | $5.00 | Dec 25, 2016 | $1.00 |
| Dec 31, 2016 | $4.00 | ||
| Dec 17, 2016 | $5.00 | Dec 31, 2016 | $3.00 |
| Jan 5, 2017 | $1.50 | ||
| Jan 7, 2017 | $0.50 | ||
| Dec 24, 2016 | $5.00 | Jan 7, 2017 | $5.00 |
| Dec 31, 2016 | $5.00 | Jan 14, 2017 | $5.00 |
| Jan 7, 2017 | $5.00 | Jan 28, 2017 | $5.00 |
| Jan 14, 2017 | $5.00 | Feb 12, 2017 | $5.00 |
| Jan 21, 2017 | $5.00 | Feb 18, 2017 | $5.00 |
| Jan 28, 2017 | $5.00 | Feb 25, 2017 | $5.00 |
| Feb 4, 2017 | $5.00 | Mar 5, 2017 | $5.00 |
| Feb 11, 2017 | $5.00 | Mar 5, 2017 | $1.00 |
| Mar 12, 2017 | $4.00 | ||
| Feb 18, 2017 | $5.00 | Mar 12, 2017 | $2.00 |
| Mar 18, 2017 | $3.00 | ||
| Feb 25, 2017 | $5.00 | Mar 26, 2017 | $4.50 |
| Apr 4, 2017 | $0.50 | ||
| Mar 4, 2017 | $5.00 | Apr 4, 2017 | $4.50 |
| Apr 7, 2017 | $0.50 | ||
| Mar 11, 2017 | $5.00 | Apr 7, 2017 | $5.00 |
| Mar 18, 2017 | $5.00 | Apr 7, 2017 | $5.00 |
| Mar 25, 2017 | $5.00 | Apr 15, 2017 | $5.00 |
| Apr 1, 2017 | $5.00 | Apr 15, 2017 | $5.00 |
| Apr 8, 2017 | $5.00 | Apr 15, 2017 | $3.00 |
| Apr 23, 2017 | $2.00 | ||
| Apr 15, 2017 | $5.00 | Apr 23, 2017 | $5.00 |
| Apr 22, 2017 | $5.00 | Apr 30, 2017 | $5.00 |
| Apr 29, 2017 | $5.00 | May 7, 2017 | $5.00 |
| May 6, 2017 | $5.00 | May 7, 2017 | $5.00 |
| May 13, 2017 | $5.00 | May 14, 2017 | $5.00 |
| May 20, 2017 | $5.00 | May 14, 2017 | $1.00 |
| May 20, 2017 | $4.00 | ||
| May 27, 2017 | $5.00 | May 20, 2017 | $5.00 |
| Jun 3, 2017 | $5.00 | May 20, 2017 | $5.00 |
| Jun 10, 2017 | $5.00 | May 20, 2017 | $5.00 |
| Jun 17, 2017 | $3.00 | May 20, 2017 | $3.00 |
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