Adding stock to my grocery business

Lucy    May 16, 2019

Hi good people,i am Lucy a member of Zidisha.i have requested for loan many times and paying it.I have not been refunded my credit risk fee.please kindly pay my money back.april 24th,2018 i was supposed to be given ksh.1,562, august 14th 2018 ksh.3,193 and up to date i have not receive any of those and i keep on applying for it to the HELP page easy and every time.kindly help me get my money back.thank you.

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  • Lucy    May 21, 2019

    Hi Laurie,
    Thanks a lot for your concern.If the staff can read the borrowers messages and at least ask the borrowers to be patient it could be better,but now you write the messages and you stay like one week without the response then this is not good.I was suggesting my credit risk fee to be deducted from my loan. Thank you.Lucy.

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    • Lucy    May 22, 2019

      Thanks a lot Laurie for your responses and explanations.May God bless you.I am grateful for your concern.Ok let me wait patiently may be one time one day the Zidisha will give me my credit risk fee and i will be very grateful.
      
      Kind regards.
      Lucy.

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Lucy    Apr 22, 2019

lack of money

Lucy    Mar 28, 2019

I would like to change the installments because the stock I bought with the loan got stolen and therefore I cannot get money quickly to pay my loan. hope you Will understand me. Thanks.

Lucy    Mar 4, 2019

I will buy the stock for my business when i get the loan.This will help me a lot because it will increase the profit.I want to take this opportunity to thank my lenders so much for lending me the loan May God bless you.

Lucy    Feb 25, 2019

Hello lenders.I would like to take this opportunity to thank you for the effort you have made to make me reach where i am.The loan i got i purchased vegetables and dry goods for my business.This made a big difference in my business.I have many customers who are coming to my store .my earnings have increased by 30%and i am very happy.The increased i got i used it to pay school fees for my children and also my mum had athrities,so i buy painkillers for her every month.Once again thanks alot for the good work you are doing.May God bless you.

Lucy    Jan 3, 2019

Hello good people,i am lucy a member of zidisha community.i am sorry for not paying my loan on time because my mother was very sick admitted to the hospital hence unable to pay my loan.so i will be paying whatever i will get and i know God will help me.Thanks

Lucy    Oct 19, 2018

i am lucy,i will not make it to pay the amount indicated ealier because my business is not doing very well and am struggling to pay the amount.so iam requesting the team to consider my request.thank you.

Lucy    Sep 13, 2018

Hello lenders, i want to take this opportunity to thank you so much for the support you have accorded to me.the loan i used it to purchase more vegs in my store.I also added the float to my mpesa shop.may God bless you all.

Morris    Sep 6, 2018

Hey Lucy, kindly note that your repayment is kate

• Lucy    Sep 13, 2018

  Hi Momanyi.thank for your followup.I wrote to the Zidisha requesting for my risk fee that i was deducted from the previous loan.Up to now nobody has talked to me.So i am wondering what is happening.

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Lucy    Aug 20, 2018

Hello lenders, i am so greatful and i thank you so much.I got the loan and i am very thankful.As i told you earlier i will the stock in my store with the money that i have gotten.This will help me so much because the customers will get everything they need in my store, hence increasing the profit in my store.I will be able to feed my family and pay school fees to my children.I thank you so much for your help and may God continue blessing you.

Lucy    Aug 15, 2018

Hello lenders,i am Lucy a member of Zidisha. When i get loan i will add more stock in my store.I will buy what the customers want me and i don't have in my store.This will help me alot because it will bring more customers in my store hence,more profit.This will help me to be able to pay the schoolo fees for my children and also to cater for other expenses in my house.What i can say is to thank all my lenders so much for the heart that they have of helping the community.May God our God see you and reward you.I personally, am so happy for you people,because i was not able to provide even food for my little children but now i can and i am very happy.May God bless you so much.

Lucy    Aug 8, 2018

Hello lenders,i am lucy and i have appreciated a lot for the loan that i have been paying.It has helped me a lot and i thank God for that.i added the stock with the money i got and it has helped me and my customers because the customers had whatever they needed in my store.The earnings have increased by 20 % and i thank God.I have used the earnings to pay school fees for my children and to boost my business.thank you.

Lucy    Jul 26, 2018

I am lucy i want to take this opportunity to thank all my lenders for the good work they have done for me to reach where i am.May God almighty bless you.The business is doing well,the customers are happy and also i can afford to pay the school fees for my children and put the food on the table.May God almighty continue blessing you.

Lucy    Jul 9, 2018

Hello lenders,i take this opportunity to thank you all for the good work you are doing to us. Personally i appreciate so much for the way you have helped me.The business is picking up very well and i thank you so much.I am now able to pay the school fees for my children and also to put something on the table.I thank GOD for you good people.May God bless you.

Lucy    Jun 7, 2018

This is Lucy,a zidisha member.I want to take this opportunity to thank all Zidisha lenders for making the lives of other members change.I started from far,when i had nothing even to cook in my house,my children were not going to school due to lack of school fees.I am here now thanking my lender who has helped me a lot.May almighty God reward you.Have a blessed day.

Lucy    May 24, 2018

I take this opportunity to give thanks to all my lenders for the good work they are doing to the community,especially myself, i was far but now i can afford a smile.I started a business with a little capital but now compared to where i started i am far.Zidisha team i salute all of you for the good things you have done to me.May God almighty bless you so much.

Lucy    May 8, 2018

I am lucy,i thank God for all Zidisha lenders who have stressed their hands to help the needy.May God bless you so much.i will never get tired of spreading good news to the world and to all my friends.I was far and now i can get a smile and say these people are doing great things to the community.May God bless you so much.

Lucy    Apr 27, 2018

I am Lucy Gakii,I want to appreciate all my lenders so much for the good work they are doing.I receive a loan if 5860 kes and I am so greatful. I will add the sodas, mineral water and also add watermelon and apples in my store because my customers are always asking about fruits.I know they will be very happy when they get those products. Once again thanks a lot my lenders for the far you have brought me. May God bless you.

Lucy    Apr 25, 2018

I want to thank all my lenders for the good work they are doing to the community.When i get loan i will add the stock in my store like the cabbages,tomatoes and also the dry goods like sugar,salt ,teabags ,soap and other goods.This will help me alot because where iam its too small therefore i will look for a bigger store for my business.Once again thank you so much for the heart God has put in you of helping the needy.I am trusting God that even me i would want to be like you because i know i have the heart of helping.May God bless you so so much.LUCY GAKII.

Lucy    Apr 9, 2018

Hello James,this is Lucy.First of all i will start with apologising for not responding your letter on time,i was a bit busy because i have to go to the cyber cafe to type the letter.The phone that i am using right now has problem so i cannot type with it.I am very happy to hear from you,especially a bit of your history.Ok you have talked about your longest friendship and i am seeing you talking about HE or HIS and his name was James,was he a man?what about your biological children do you have ?and if yes how many?Anyway my business is not bad,it is picking slowly by slowly.You know that is where we get our daily bread and even we get the school fees for my children.I was not able to get all the items i wanted because i told you i had debts with people,so when i get some money i take a little and pay at least one or two people and the same money is the one we are using for the survival.About the bakery i have looked for the store and i have not found a good place.Because you are my advicer i have seen it is better i share with you this idea so that you will tell me whether it is a good idea.I have a friend of mine who want to offer a piece of land to me and he was telling me to construct my own store for the bakery to avoid paying rent in future because rent is too much.He want to offer it to me in condition that when i get the money i will refund him back,which i am very sure when the business picks i will be able to pay him back his money.How do you see it? is it a good idea?About closing, i close late because i want to serve the late customers but most of the time i leave my husband so that i can go and cook and also look after the kids.It does not take long because i mostly cook ugali and sukumawiki or spinach.I am happy that you tasted ugali and goat meat,they are very delicious.I thank God for you James when i hear how you feel when you see one of your kid progressing well.Being one of your kid i am always praying God also for that reunion with you and other kids and our relatives even here on earth,we know each other and we celebrate together with you,because really you have removed us far.once more i thank the lord for giving you all that generation,and i am glad when you remember us tears flow in your cheeks,that is a sign of the love you have for us.I have no doubts that the lord has blessed you because i know you have blessed many.What i can say is that i personally and my family we always kneel down and pray for you that God to keep you many many years and reward you according to the riches in glory.Have a blessed time.Lucy