Entrepreneur
Name
John
Member since
June 2014
On-time repayments
156 installments • 67%
About Me
I am John A Otieno a commercial farmer in Angorom village,Teso south ,Busia county Western Kenya. I hold Bsc.Agricultural Economics degree from Egerton University.I had passion in farming and that is why decided to settle in commercial farming as a revenue generating venture.
From the earnings i have been able to expand my farm from 0.5 acres to 6 acre and I have a dream of making it 10 acres in the next two years. I am also planning to diversify into other ventures like poultry and mushroom farming.I am challenging other graduates to join agribusiness since its an equal opportunity employer and can help reduce poverty levels in the community.
My Business
I am commercial farmer farmer,currently engaged in dairy farming and production of high end horticultural value chains including,kale's,capsicum (green ,red and yellow), cabbages and cereals majorly millet production.The demand is quite impressive and rarely do i get surpluses in the farm,I grow my crops in open field and use money maker pumps from kick-start for irrigation I also have one small greenhouse and another big one ( I bought with zidisha loan)that i use for tomato production.Most clients prefer my products because they are high quality and fresh,they are also fairly priced.This gives me a competitive edge against my competitors.
I am also a dairy farmer and keep 3 jersey cattle for milk production. I get 70 liter of milk per day and use it for yoghurt production and supply 30 liters daily to a nearby hospital and 10 litre to an orphange.
my monthly revenues average is$1200. I use $400 as cost of production and make profits of $800 in a month.
I use my income to support my family,pay my masters fee.and I supply milk and vegetables to a nearby orphanage for free so that the kids in the orphanage can also feel good and well taken care of.
Loan Proposal
Thank you so much for helping me this far.The future really looks bright and all regards and appreciation goes to zidisha staff and incredibly generous lenders.Thank you so much.
I am requesting for a loan to facilitate purchase of a green house ,the green house will definitely increase my production per unit area and the quality of the produce. The cost for the green House is $1700,so far I have saved $400,towards this project and I will add that on the loan to buy the green house.
I am very optimistic you will support me and once again,thank you so much.
Feedback
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Neutral
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,188.00
Date disbursed
Dec 4, 2014
Repayment status
On Time
Projected term
6 months
Other loans
Lenders
North Kansas City, United States
United States
Duisburg, Germany
Malaysia
United Kingdom
United Kingdom
United States
Israel
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Summary
Amount repaid
$1,254.04
Amount remaining
$0.00
Date repaid
Jun 6, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 14, 2014 | $41.87 | Dec 13, 2014 | $41.87 |
| Dec 21, 2014 | $41.87 | Dec 21, 2014 | $41.87 |
| Dec 28, 2014 | $41.87 | Dec 28, 2014 | $41.87 |
| Jan 4, 2015 | $44.94 | Jan 4, 2015 | $44.94 |
| Jan 11, 2015 | $44.94 | Jan 11, 2015 | $44.94 |
| Jan 18, 2015 | $44.94 | Jan 18, 2015 | $44.94 |
| Jan 25, 2015 | $44.94 | Jan 24, 2015 | $44.94 |
| Feb 1, 2015 | $44.94 | Feb 1, 2015 | $44.94 |
| Feb 8, 2015 | $44.94 | Feb 6, 2015 | $44.94 |
| Feb 15, 2015 | $44.94 | Feb 13, 2015 | $44.94 |
| Feb 22, 2015 | $44.94 | Feb 22, 2015 | $44.94 |
| Mar 1, 2015 | $44.94 | Mar 1, 2015 | $44.94 |
| Mar 8, 2015 | $44.94 | Mar 8, 2015 | $44.94 |
| Mar 15, 2015 | $44.94 | Mar 15, 2015 | $44.94 |
| Mar 22, 2015 | $44.94 | Mar 22, 2015 | $44.94 |
| Mar 29, 2015 | $44.94 | Mar 28, 2015 | $44.94 |
| Apr 5, 2015 | $44.94 | Apr 5, 2015 | $44.94 |
| Apr 12, 2015 | $44.94 | Apr 10, 2015 | $44.94 |
| Apr 19, 2015 | $44.94 | Apr 19, 2015 | $44.94 |
| Apr 26, 2015 | $44.94 | Apr 26, 2015 | $44.94 |
| May 3, 2015 | $44.94 | May 3, 2015 | $44.94 |
| May 10, 2015 | $44.94 | May 11, 2015 | $44.94 |
| May 17, 2015 | $44.94 | May 18, 2015 | $44.94 |
| May 24, 2015 | $44.94 | May 24, 2015 | $44.94 |
| May 31, 2015 | $44.94 | May 31, 2015 | $44.94 |
| Jun 7, 2015 | $44.94 | Jun 6, 2015 | $44.94 |
| Jun 14, 2015 | $44.94 | Jun 6, 2015 | $44.94 |
| Jun 21, 2015 | $49.80 | Jun 6, 2015 | $49.80 |
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