Increase Stock of Personal-Care Items to Improve Business

Emmanuel

Ho, Ghana

100% repaid

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Entrepreneur

Name

Emmanuel

Member since

August 2015

On-time repayments

280 installments  •  94%

About Me

Emmauel Dumor is my name.
Started my education at No. JSS at Akatsi in the Volta Region of Ghana. after school I worked with British American Tobacco Company for three years. After the three years I continued to Akatsi Secondary Technical School, where I pursued Business. I continued to Ho Polytechnic to do HND Marketing. I graduated and have since been working with a distributor and also started a business of my own which i believe would grow to meet the demands of my customers.

My Business

Emmanuel is into a business of buying and selling of fast moving consumable goods (FMGC). examples of this goods are washing soaps, tooth pastes, tooth brashes, soaps, biscuits and more. I want to add Rice and Sugar since a lot of people are requesting for it but the capital involved I huge.
The major activity in my area is retailing and people travel to far distances to buy these things for resale, looking at this I thought it wise to make these goods available for them to reduces the cost of travelling.
This needs much capital to be able to be in business because the more you buy the lesser the cost incurred on each product. my business needs like GHc35,000.00
the profit from my business is re-reimbursed and also part used in helping the poor children to be able to go to school.

Loan Proposal

I am going to use this loan to buy more goods for my business. these goods include tooth pastes, brashes and detergents which will cost me an amount of USD$2000
This would help me improve upon my business and help me to employ more people so they can earn some money for a living and also help pay my dependants school fees to keep them in school.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 1, 2015

Repayment status

On Time

Projected term

18 months

Other loans

Jul 2017:  $200

Jun 2018:  $224

Aug 2021:  $189

Oct 2021:  $183

Mar 2022:  $181

Lenders

Paul Buchheit

Mountain View, United States

Ask Emmanuel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmanuel    Aug 4, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount. Sales is low these days. I would increase the amount when sales pick up and profit increases.
    Thank You Team

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  • Emmanuel    May 30, 2022

    Good afternoon Team
    The prices of goods are increasing day by day thereby reducing the quantity of goods we buy which affects our profit too. It's difficult to make much profit to be able to pay the full instalment amount due to that. I therefore like to reduce the amount and promise to pay full amount when things pick up.
    Thank you Team

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  • Emmanuel    Mar 30, 2022

    Good Day Team
    I write to confirm that I have received my loan in full of Ghs1,052 as stated.
    This amount would be use to buy rice as its in high demand for my customers.
    I want appreciate the support of the team in raising capital to support my project, to those who funded the loan I say a big thank you.
    Thanks to the Team

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  • Emmanuel    Mar 29, 2022

    Good Morning Team
    I am greatful for accepting my loan proposal and funding it.
    This loan is would help me get more stock of rice for my customers since the demand is high on rice.
    I would like to thank the hardworking members who funded my loan project within the shortest possible time, thank you.
    Thanks to all the Zidisha Members for the support given us.
    Am greatful.

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  • Emmanuel    Mar 25, 2022

    Good Day Team
    Thanks for the support given me for the past few years.
    I use the loan give to me to buys stocks for resale to stores. Some of this retailers dont have the capital to buy in bulk, some of this retailers are table top and they also buy on credit and pay within the week depending on the amount involve .
    I deal in soaps, tooth paste, tooth brush rice and sugar many more.
    The stores are benefiting indirectly from the support you gave me through the loan facility.
    Some of the products I sell is captured in the photo I uploaded
    Thank you Team

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  • Emmanuel    Feb 9, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would be out of business i pay that full amount. I would increase the amount when sales pick up and profit increases.
    Thank You Team

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  • Emmanuel    Jan 26, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would be out of business if I pay that full amount. I would increase the amount when sales pick up and profit increases.
    Thank You Team

    Log in to reply • Share

  • Emmanuel    Jan 12, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would be out of business i pay that full amount. I would increase the amount when sales pick up.
    Thank You Team

    Log in to reply • Share

  • Emmanuel    Dec 29, 2021

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would increase the amount when sales pick up and profit increases.
    Thank You Team

    Log in to reply • Share

  • Emmanuel    Dec 13, 2021

    Good Day Team
    Thank you for opportunity given me. I would like reduce the instalment amount for this December so i can buy more goods for my customers. I promise to increase it when chrismas is over.
    Thank you.

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  • Emmanuel    Nov 3, 2021

    I would like to use the loan for business for some few weeks so i can get more goods for my customers this November and December
    Thank you

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  • Emmanuel    Nov 3, 2021

    Good Morning Team
    Thank you so much for your support.
    I have received Ghs1,012 to support my business.
    Thank you Team and my Lenders for this great support that would go a long way to benefit others too, I am really greatful.
    Thank You

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  • Emmanuel    Oct 30, 2021

    Good Day Team
    Thanks to Zidisha team for this opportunity to raise this loan for my business.
    I would use this loan to buy rice and sugar for resale.
    This loan would help me buy more goods for my customers.
    To the great team who funded my project I am very greatful, thank you so much.
    Thank You Team

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  • Stephen    Oct 28, 2021

    Enjoy your good work

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  • Stephen    Oct 26, 2021

    Keep the good work

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  • Bernice    Oct 26, 2021

    All the best

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  • Ernest    Oct 26, 2021

    Keep going , build it and create jobs for others

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  • Priscilla    Oct 24, 2021

    All the best!

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  • Emmanuel    Oct 23, 2021

    Good Day
    Thanks for the opportunity given to us. I was able to use the loan to goods for resale, i bought rice with it and sold to my customers on one week credit and this helped them a lot in keeping their business running.
    Thank you Zidisha

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  • Emmanuel    Aug 24, 2021

    Good Day Team
    I have successfully recieved the loan of Ghc1,100 from Zidisha.
    I have used the loan to buy 8bags of AROMA 5*5kg rice for resale.
    I am very greatful to Zidisha and the Team for their support.
    Special thanks to our lenders who organised this loan for us to support out business.
    Thank you Zidisha

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