Gheoghes dhonuts

Roselyne

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Roselyne

Member since

July 2015

On-time repayments

257 installments  •  91%

About Me

I grew up in Western Kenya and was raised by my grandparents. My mother gave birth to me at 20years and so she was too young to take care of me so she moved on to work in the capital as i was left in the care of her parents.
I went to a nearby local school where despite the challenges like going to school without shoes and on an empty stomach, i managed to perform well and join a government high school. here i still had chalenges especially school fees since now my single mother had to take over my schooling. Despite being in and out of school due school fees areas, i managed to pass well but could not join university since i lacked school fees.
i am married now with two children and i managed to go to university despite my small earnings in part time jobs and my still growing business.
I started a small catering business with my husband and wish to expand it.
this came after too much struggling in meeting needs for my children and family.
My daughter wants to become a pilot and my young boy is yet to decide as hes still too young. I plan to work extra hard to make sure that their dreams come true.
My hobby is actually building and bringing down castles-call me a great dreamer!

My Business

My business is a catering business that deals with outside catering mainly food.
The foods are local meals that many organizations or people would like prepare in several events.
My husband is a chef and this motivated us to do this business since food is allways a need in every event and we have the skill.
This business is still small but it takes care of our small family needs and that is why i wish to expand it.

I really appreciate the loans that i have gotten from zidisha because my business is now taking shape and i am equally taking ground.
I wish to further expand it and also gain some skills in managing this business.

My past loans have enabled me to establish my business, expand it in resources and skill and i am forever greatful to zidisha. I am focused on maximizing profit hence the need to look enlarge my business without necessarilly establishing new premises.

I am planning to start an Mpesa business which i will position within my business premises. This loan will therefore provide my initial float for this business and some little partitioning here and there to provide small but presentatble setting for the mpesa transaction business.

Thank you Zidisha for this help that has actually made me a happier and fulfilled Kenyan.


I will really appreciate if this loan is granted.

Loan Proposal

I will buy equipment that i need in my business so that i expand it.i believe that a good business stars from the right and good equipment that it has.
I wish to buy several equipment that i will still source for other cash to add so that i can store my business.
I need equipment like warmers,friers cutlery among others.
This will benefit me in a great sense since i hire most of the equipment i use . This means that most of the profits i get is used to pay for the hiring.
I expect the profit margin to go up greatly depending on what kind of job i get.
this is because i get different tenders with different terms.
Sometimes one provides ingredients and equipment and i just provide service or i take up the entire job from buying ingredients to offering the services.
I wish to expand this business so that i can also do pastry.
this obviously calls for more equipment.

Feedback

1

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$93.00

Date disbursed

Aug 1, 2015

Repayment status

On Time

Projected term

4 months

Lenders

J

Jason

New Jersey, United States

D

duckdork

De Forest, United States

F

flaguy999

Tampa, United States

E

erlingre

Sør-Fron, Norway

D

dajja

Stockholm, Sweden

Arjan Geven

Vienna, Austria

S

sarah4d2

Saint Louis, United States

smastermind

Jerusalem, Israel

E

ewaters1

Australia

J

jlhardes

United States

E

expatri

United States

C

CraigInCo

United States

Q

qeorge

United States

chriseyre

Fremont, Ca, United States

G

GMB2014

United States

S

simonthompson99

United Kingdom

S

Sophia20450

United States

D

dscottprod

United States

AndrewNeu

Ho Chi Minh, Vietnam

M

Mkaput926

United States

J

JonAlec

United States

H

HLCharityFund

United Kingdom

P

pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

S

shivasj

United States

R

Rajendra

Jamkhed 413201 Maharashtr, India

G

Gfunkey

United States

M

me.iulian

Iasi, Romania

A

amarzaidi1995

United Kingdom

S

StefanB

Stockholm, Sweden

K

Kebrenagast

New York, United States

T

TomTessitore

United States

R

rokbe

Netherlands

Andrew267

Birmingham, United Kingdom

F

Foster

United Kingdom

E

ErinL

United States

P

Pinkhobgoblin

United Kingdom

Michelle

Sydney, Australia

U

Ulrich

Switzerland

P

Patty

Colorado Springs, United States

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

PT

Pattie Thomas

United States

Ask Roselyne a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Roselyne    Aug 31, 2020

    I am experiencing some financial challenges since Covid-19. I willl resume my normal schedule once i stabilize.

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  • Roselyne    Jun 16, 2020

    My income has been adversely affected by the COVID-19 pandemic, i will resume my normal repayment once the situation improves.

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  • Roselyne    May 17, 2020

    My finances have been affected by the COVID-19 crisis, i will adjust back once i stabilize

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  • Roselyne    Apr 16, 2020

    My business has been slowed by the current health crisis, once things normalize, i will resume my instalments.

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  • Roselyne    Mar 9, 2020

    i am curre ntly not able to raise my full instalments so i wish to reduce it so that i can confortably pay as my busisness stabilizes.

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  • Roselyne    Jan 29, 2020

    Challenges in my busisness but i hope to pick up soon and resume my normal installments

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  • Roselyne    Dec 19, 2019

    I wish to get some little time to stabilize on my finances before i resume my initial intalments.

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  • Roselyne    Dec 3, 2019

    Dear Zidisha, i wish to confirm receipt of my loan which was 42,00 shillings. Thank you very much my lenders. I will use this money to expand my newly found mpesa transaction busisness. I will use the money as the float and a few revonations in the business premise., once again, thnak you very much.

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  • Roselyne    Nov 27, 2019

    Thank you very much lenders, i confirm receipt of the loan. This will go towards my new mpesa project, thank you!

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  • Roselyne    Nov 27, 2019

    To my lenders, thank you very much for trusting me once again with your money. This loan will go along way in growing my business. As earlier indicated in my application, i intend to use this loan to start an mpesa business so the money will go towards the float for the business. This is indeed a dream come true. Thank you very much!

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  • Margaret    Nov 24, 2019

    You are a great entrepreneur to look for opportunity in your area, especially one you can house in your existing business. This is the path to success as it proves your eyes are always open. Best of luck to you Roselyne, you will go far with all of us at Zidisha behind you.

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  • Mary    Nov 22, 2019

    Adding a new Mpesa section to your business is a wonderful plan Roselyne. I love how you can focus in on what business is needed in your community!

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  • Roselyne    Nov 14, 2019

    Hi I have completed my loan and hope to apply for another soon. I need to claim my credit risk amount that was witheld during the disbursement of the loan?

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  • Roselyne    Oct 8, 2019

    My busisness has been low but slowly it is improving. I therefore wish to increase my ntallments since i dragged behind when my busisness was not doing well. this is so that i keep to my original payment deadline.

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  • Roselyne    Aug 16, 2019

    To adjust with my business challenges

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  • Alice    Aug 1, 2019

    Roselyn has assured to resume paying her loan soon

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  • Roselyne    Jun 24, 2019

    I am still reorganizing my business which is a bit unstable at teh moment. I will resume my full payment as soon as it stabilizes which am sure will be pretty soon, thank you for your patience with me.

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  • Roselyne    May 6, 2019

    I am currenntly having challenges with my business, i wil resume normal installments once it stabilizes.

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  • Roselyne    Mar 26, 2019

    I am still working to build on my business, once stable i will resume with my installments.

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  • Wendy Emlyn    Mar 7, 2019

    Hello Roselyne.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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