Samuel
Madina-accra, Ghana
54% repaid
Name
Samuel
Member since
July 2016
On-time repayments
146 installments • 49%
My name is Samuel Okai. I'm 19 years old. I am the second of five children of my parents. We live at Madina. I graduated from high school recently and I hope to further my education.
The rough times began in middle school. Became worse in highschool. Due to the hardships we faced at home life at school became tough.
Things became a little better for me when a friend of mine introduced me to the selling of clothes business. He had a sister in china who would bring clothes thrice a year for us to sell. I survived on that till I graduated from high school.
My country,Ghana is located in West Africa,it is a very calm and hospitable country.
For leisure i like to read novels and windowshop,hoping that oneday i would have enough money to buy all i need.
I deal in the sale of clothes. Both male and female. I decided to venture in this business because the youth love fashion and in Ghana clothes sell very fast because they arent too expensive.
I chose this business because its fun and lucrative. I make new friends from my clothes business , and because i deliver the clothes to clients specified location i started getting calls from friends of friends. Hopefully my business would grow larger.
I used to make not more than $10 profit a month. With time the profit increased and right now my current profit is about $50. My friends sister used to give me the clothes on credit to sell, but since i started making some money my typical cost of securing the goods is about $30.
I usually use my profits to reinvest in my business so that it develop enough to send me through my tertiary education then i use a little on taking care of myself.
I will use this loan to purchase clothes to resell. I will purchase tops worth $50, trousers for men for $80, shirts for men for $50 and dresses for women at $ 50 and skirts for $40.
Getting this loan would give me the chance to expand my business, continue schooling and pay my worker.
I hope for my business to expand and increase profit by 50%.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$255.00
Date disbursed
May 14, 2018
Repayment status
Late
Projected term
20 months
Amount repaid
$138.07
Amount remaining
$117.45
Expected completion
Jan 24, 2020
Status
Repaying late
Installment amount
$6.72
Expected Payments | Actual Payments | ||
---|---|---|---|
May 25, 2018 | $6.72 | Jun 15, 2018 | $6.72 |
Jun 1, 2018 | $6.72 | Jun 22, 2018 | $6.72 |
Jun 8, 2018 | $6.72 | Jul 6, 2018 | $6.72 |
Jun 15, 2018 | $6.72 | Jul 6, 2018 | $6.72 |
Jun 22, 2018 | $6.72 | Jul 13, 2018 | $6.72 |
Jun 29, 2018 | $6.72 | Jul 13, 2018 | $6.72 |
Jul 6, 2018 | $6.72 | Jul 26, 2018 | $6.72 |
Jul 13, 2018 | $6.72 | Jul 26, 2018 | $6.72 |
Jul 20, 2018 | $6.72 | Jul 26, 2018 | $6.72 |
Jul 27, 2018 | $6.72 | Jul 26, 2018 | $2.24 |
Aug 3, 2018 | $4.48 | ||
Aug 3, 2018 | $6.72 | Aug 3, 2018 | $2.24 |
Aug 10, 2018 | $4.48 | ||
Aug 10, 2018 | $6.72 | Aug 10, 2018 | $2.24 |
Aug 17, 2018 | $4.48 | ||
Aug 17, 2018 | $6.72 | Aug 17, 2018 | $2.47 |
Aug 25, 2018 | $4.26 | ||
Aug 24, 2018 | $6.72 | Aug 25, 2018 | $2.47 |
Sep 7, 2018 | $4.26 | ||
Aug 31, 2018 | $2.47 | Sep 7, 2018 | $2.47 |
Sep 7, 2018 | $0.00 | ||
Sep 14, 2018 | $0.00 | ||
Sep 21, 2018 | $0.00 | ||
Sep 28, 2018 | $0.00 | ||
Oct 5, 2018 | $0.00 | ||
Oct 12, 2018 | $0.00 | ||
Oct 19, 2018 | $4.48 | Oct 28, 2018 | $4.48 |
Oct 26, 2018 | $4.48 | Oct 28, 2018 | $4.48 |
Nov 2, 2018 | $0.00 | ||
Nov 9, 2018 | $0.00 | ||
Nov 16, 2018 | $0.00 | ||
Nov 23, 2018 | $0.00 | ||
Nov 30, 2018 | $0.00 | ||
Dec 7, 2018 | $0.00 | ||
Dec 14, 2018 | $0.00 | ||
Dec 21, 2018 | $0.00 | ||
Dec 28, 2018 | $0.00 | ||
Jan 4, 2019 | $0.00 | ||
Jan 11, 2019 | $0.00 | ||
Jan 18, 2019 | $2.24 | Jan 17, 2019 | $2.24 |
Jan 25, 2019 | $0.00 | ||
Feb 1, 2019 | $0.00 | ||
Feb 8, 2019 | $0.00 | ||
Feb 15, 2019 | $0.00 | ||
Feb 22, 2019 | $0.00 | ||
Mar 1, 2019 | $6.50 | May 4, 2019 | $6.50 |
Mar 8, 2019 | $0.22 | May 4, 2019 | $0.22 |
Mar 15, 2019 | $0.00 | ||
Mar 22, 2019 | $0.00 | ||
Mar 29, 2019 | $0.00 | ||
Apr 5, 2019 | $0.00 | ||
Apr 12, 2019 | $0.00 | ||
Apr 19, 2019 | $0.00 | ||
Apr 26, 2019 | $0.00 | ||
May 3, 2019 | $0.00 | ||
May 10, 2019 | $2.24 | May 12, 2019 | $2.24 |
May 17, 2019 | $2.24 | May 24, 2019 | $2.24 |
May 24, 2019 | $2.24 | May 24, 2019 | $2.24 |
May 31, 2019 | $2.24 | Jun 7, 2019 | $2.24 |
Jun 7, 2019 | $2.24 | Jun 7, 2019 | $2.24 |
Jun 14, 2019 | $6.72 | Jun 7, 2019 | $6.72 |
Jun 21, 2019 | $0.00 | ||
Jun 28, 2019 | $0.00 | ||
Jul 5, 2019 | $0.00 | ||
Jul 12, 2019 | $0.00 | ||
Jul 19, 2019 | $0.00 | ||
Jul 26, 2019 | $0.00 | ||
Aug 2, 2019 | $0.00 | ||
Aug 9, 2019 | $0.00 | ||
Aug 16, 2019 | $0.00 | ||
Aug 23, 2019 | $1.12 | Sep 23, 2019 | $1.12 |
Aug 30, 2019 | $1.12 | Sep 23, 2019 | $1.12 |
Sep 6, 2019 | $1.12 | Sep 23, 2019 | $1.12 |
Sep 13, 2019 | $1.12 | Sep 23, 2019 | $1.12 |
Sep 20, 2019 | $1.12 | Sep 23, 2019 | $1.12 |
Sep 27, 2019 | $6.72 | ||
Oct 4, 2019 | $6.72 | ||
Oct 11, 2019 | $6.72 | ||
Oct 18, 2019 | $6.72 | ||
Oct 25, 2019 | $6.72 | ||
Nov 1, 2019 | $6.72 | ||
Nov 8, 2019 | $6.72 | ||
Nov 15, 2019 | $6.72 | ||
Nov 22, 2019 | $6.72 | ||
Nov 29, 2019 | $6.72 | ||
Dec 6, 2019 | $6.72 | ||
Dec 13, 2019 | $6.72 | ||
Dec 20, 2019 | $6.72 | ||
Dec 27, 2019 | $6.72 | ||
Jan 3, 2020 | $6.72 | ||
Jan 10, 2020 | $6.72 | ||
Jan 17, 2020 | $6.72 | ||
Jan 24, 2020 | $3.14 |
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