Nancy
Makongeni, Kenya
90% paid forward
Name
Nancy
Member since
November 2014
On-time repayments
210 installments • 14%
I am a 28 years old Graduate of a Bachelors degree in Commerce. I am the first born in a family of three. I lost my father 12 years ago when I was just completing my high school and since then life has not been the same for my mother and my two brothers. One of my brothers who is the second born aged 25 years suffered from Downs syndrome when young schooled in a special needs institution. the reality in my country is that special needs schools are very expensive and all through my brother's journey has been financially and emotionally draining for my whole family ever since my father passed on.
As the first born I had to step up and it is this that has driven me to follow my passion by starting small business to make an extra penny to support the family. Being passionate about Fashion and Beauty, I started a small business that sells second hand ladies' clothing. I started out my business in 2014 where I spent majority of my time doing the sales whenever I was out of class so as to support myself at the University and also support my family.
First and foremost allow me to thank Zidisha community for believing in me and lending me finances to start my small hawking business. The journey has not been easy but I thank God for the far that I have come. I started off my business in 2014 while I was in campus by hawking and selling inner wears for the ladies part time while studying for my degree. My business originally was on the sale of ladies inner wears from 2014 to 2017.I used to sell outside my campus in a shade and at times I hawked within the university and this greatly reduced the operation costs since I did not pay any shop rent.
On average I made sales of up to 35 USD daily of which 20 USD is profit that is good enough to at least sustain me at school and also I save up to held my mother pay my fee.
Currently, from 2018 to date, I managed to expand my clothing business from ladies' inner wears to all kinds of ladies clothing from dresses, skirts, trousers and blouses. Additionally, I managed to rent a big shop space that can accommodate both the ladies clothing and ladies saloon. By doing so I was able to create employment to two ladies hairdressers paid based on commission who work in my shop while I sell ladies clothing.
My struggle now with the current economy is that am in need of a loan to finance stock of hair braids, hair accessories and also stocking of ladies clothing.
I believe this is the right platform to help me continue growing my dreams to not only better my life but also the lives of others around me by creating more job opportunities.
When I get the loan I intend to restock hair braids and clothing for ladies since I have one physical shop that can accommodate both. My struggle now with the current economy is that am in need of a loan to finance stock of hair braids, hair accessories and also stocking of ladies clothing.
I believe this is the right platform to help me continue growing my dreams to not only better my life but also the lives of others around me by creating more job opportunities. I managed to rent a big shop space that can accommodate both the ladies clothing and ladies saloon. By doing so I was able to create employment to two ladies hairdressers paid based on commission who work in my shop while I sell ladies clothing.
Positive
3
Neutral
None
Negative
None
Project Type
Pay It Forward
Disbursed amount
$74.00
Date disbursed
Jul 5, 2022
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