Bottled water

Christian Snr

Accra, Ghana

100% repaid

Entrepreneur

Name

Christian Snr

Member since

February 2017

On-time repayments

233 installments  •  75%

About Me

My name is Christian Ababio. I was born in Kumasi in the Ashanti Region of the Ghana some forty one years ago. My early childhood was characterized by lots of trade and commercial activities as I helped my mother move from baking bread for daily necessities to selling charcoal and foodstuffs to the local community. Watching closely how she endeared herself to meeting the daily needs of people saw a natural tendency of nursing an entrepreneurial spirit in me.

Soon after graduating, I went to the driving school to learn how to drive (I have an ambition to own a fleet of taxi cabs in the near future) since it was a requirement for my first job as a Marketing officer for a Lebanese company in the capital, Accra. I understudied how these merchants got their foothold in the sales and distribution of fast moving consumer goods, having the slogan "Your direct partner". It was after working for about five years that that I had a bright idea to set up a provision shop to provide snacks in the form of pastries and soft drinks for secondary school students very close to my house after I discovered that there was no such opportunity to make students get a bite of refreshment during break times.

One unique thing about where I live is the central point for the converging of people after the school gain popularity in it few years of establishment as well as its closeness to the main road. The culture is one of a typical Ghanaian style where people living within the locality are very civil, law abiding and have a sense of industry and patriotism.

My Business

My business started as a small provision shop in the neighborhood to provide basic household daily needs for the students and the local community.
The community is satisfied with my business venture even though some competitor's have come in but due to excellent customer service rendered I can say the business is preferred above the competition.

There is always a high demand of goods and services, hence my decision to apply for Zidisha loan to enable me purchase and increase the stock levels. The provision shop is still the main business running and I will be buying more goods like bags of rice, sugar, canned fish, canned/tinned tomatoes, vegetable oil, crates of egg etc.
I entered into this business primarily because I wanted to satisfy a need of providing snacks for the students and also to take advantage of a beckoning opportunity as a student of marketing to anticipate other needs and providing them in a customer friendly atmosphere in order to turn around the initial capital and also let my investment work for me.
Thank God my younger siblings have completed their education as a result of the immense support from Zidisha.

During the difficult months when our world economy was held to a standstill resulting from the effects of the COVID-19, the business took a nose dive and almost shut down but thank God that did not happen. Today, it has began to show signs of a bounce back. The orders for the fruit drink has started picking up as a result of the easing of the restriction and the signs are very positive it will do very well.
I am still the main distribution agent for one of Ghana's most preferred natural fruit drinks - Juudy Drink. I am now getting orders to supply some eateries and the drink continues to enjoy huge patronage from the wholesalers and retailers as well as walk-in customers.

Now, I am adding another business unit to my business lines and this loan if approved will make me invest in ORAIMO accessories. I have already secured a floor space in one of the most patronized supermarket in the capital and I will need to purchase the full assortment of the available models. This is what I intend to use my next loan, which happens to be my 9th loan for.

I remain thankful to Zidisha's humanitarian assistance for the previous loans they gave me which has really helped me get this business running. I also thank Zidisha for the immense support which has helped me pay the children's school fees and to keep the family running. In addition, I am indebted to Zidisha for the human face they approached our repayment during these months of economic difficulty as a results of the pandemic.

Loan Proposal

The loan amount will help take care of my bottled water business. This is sure to grow soon as demand for clean water in increasing

My Videos

Mar 8, 2021: Accessories & more

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$92.00

Date disbursed

Jan 20, 2020

Repayment status

On Time

Projected term

8 months

Lenders

Franmiguel

Perth, Australia

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  • Christian Snr    Jun 7, 2022

    My sales situation took a nose dive due to some unforeseen circumstances. I want to adjust for these two installments and watch the situation improve

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  • Christian Snr    May 24, 2022

    My reason for this adjustment is that sales has slowed and weekly turnover is also slow. I will clean the outstanding balance when the situation improves

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  • Christian Snr    May 23, 2022

    Keep this paln like this until I upgrade to clear the outstanding debt

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  • Christian Snr    Apr 27, 2022

    Keep me on this payment plan for now until I am in a position to update and upgrade payment plan to original amount

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  • Christian Snr    Apr 14, 2022

    Maintain this plan to help me revive so that I can pay regularly. Thank you

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  • Christian Snr    Apr 5, 2022

    Let it remain like this for now until my situation improves

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  • Christian Snr    Apr 3, 2022

    I have experienced some unfortunate down turn which is taking time to recover. Please exercise patience as things improve for me

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  • Christian Snr    Mar 8, 2022

    Sales has dropped significantly. This has slowed the business

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  • Christian Snr    Mar 2, 2022

    I can't pay this amount now due to so sales challenges

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  • Christian Snr    Mar 2, 2022

    Having some challenges now. I want to adjust to an amount I can pay

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  • Christian Snr    Feb 15, 2022

    I needed.tonreadjist because I experienced some unexpected dip in sales in the past two months. Business has been business very slow

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  • Christian Snr    Jan 18, 2022

    I have not been able to work after I felt sock for a while. Just recovering and may need some time to revamp

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  • Alfred    Dec 17, 2021

    Dear lenders,
    Christian promised to make repayment soon.

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  • Christian Snr    Nov 10, 2021

    Thank you. 2541 was disbursed into my account. I have increased my inventory by buying headset, and earpieces. Thank you for the support given to me. I am very grateful.

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  • Christian Snr    Nov 1, 2021

    Wow! special thanks to you all for swiftly funding my loan. This will enable me stock up up different varieties of accessories. I will increase my stock keeping unit and help me prioritize and plan forward. I am so thankful to you for making the prospects of expansion possible.

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  • Christian Snr    Oct 31, 2021

    Zidisha loans has been very beneficial. The last loan helped me to add the Oraimo accessories line of business. I was able to buy assorted accessories like headset, ear piece, batteries, power banks and chargers. This enabled me to turn around the loan to increase the stock in required quantities broadening the portfolio and increasing product visibility. I supported the payment of my children school fees with the weekly profit by setting aside a fixed amount. I am so much indebted to all my lenders for the continuous support they provide. I am planning a big vacation for the family at the end of the year to visit places of interest and other tourist sites. All this will be possible with the increase funding I receive from my lenders. Thank you

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  • Christian Snr    Oct 29, 2021

    Thanks. I completely repaid my loan today. It a rare opportunity to be part of the Zidisha family.

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  • Christian Snr    Oct 2, 2021

    I will be comfortable with this plan for the next 5 installments

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  • Christian Snr    Aug 24, 2021

    My mum had to undergo some surgical procedure which had a toll on me. Gradually responding and I will be back to settle the score

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  • Alfred    Aug 19, 2021

    Dear Lenders,
    I wasn't able to reach Christian. I promise to do my best to reach him.

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