Helmets, jackets & safety goggles for my protective gear shop

Francis

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Francis

Member since

August 2015

On-time repayments

249 installments  •  25%

About Me

I was born in the Ashanti region of Ghana at the Anglo Gold Ashanti hospital. I have been staying at Asokwa throughout my stay in this world. I started primary school at St Joseph D/A school. After I completed my junior high school education, I continue or further my education to the senior high school. After my senior high school education I moved strait in to Construction. l worked for sometime and later went back to the University . I leaved with my parent’s whiles I was schooling. My parents looked after me throughout my education periods. Life was not easy for me and the family as well. With God all things are possible so things started to turn around so life began to change for the better. My parents were into farming and business as well. So I learnt the business aspect of their life. My parents started with a small business by selling their farm product (e;g: Cassava,Yam,Tomatoes etc) . All the farm product improved to become a commercial ones which supported the family very well. The money generated from the farm products was used to cater for me and the rest of my siblings. After my university education, I decided to enter into business so I requested some small amount of money from my parents which served as a capital for me. I also involved myself into a construction and later moved into selling of safety equipment (PPE). From that time my life stared turning so I became a little okay in life. The money or profit gained from the selling protective equipment was used to feed my family and those needy ones in the community as well. I am hoping to get enough funds from you so that I can expand my business. With the trust I have developed in you, am 100% sure that you will help me with some amount to help me out.

My Business

I supply Personnel Protective Equipment(PPE) to Mining Companies like Newmont Ghana limited, AngloGold Ashanti Obuasi and Aduaprim mining Tarkwa, as well as Asankou Mines. I also supply Personnel Protective Equipment(PPE) to Construction Companies such as WBHO Ghana limited, PW Ghana limited, Ben Appah Electricals, Cross-Fire Insulation, Impact Steels Ghana, Cloten Steel roofing, VACC Electricals, Sheer Plan Ceiling and Partitions, MaxTool Plant and Equipment, Interspray painting, Cereb Plastering company, J. Hans block works and many more construction companies. Supplying PPE to all this companies comes with a cost over 10,000 dollars. PPE which I normally supply to my customers such as Safety Helmet, Safety Boot, Reflective Vest, Different types of Gloves including Rigger Hand Gloves, Rubber Hand Gloves, Orange and Green Palm Hand Gloves and many more, Safety Harness, Safety Goggles, Caution Tapes, Workers Uniforms, Fire Extinguishers, First Aid Kits, Ear Plugs, Nose Masks different types, Had Barricade with reflectors, Safety Signage such as Wear your personnel PPE, NO Exit, NO Entry, Pedestrian walkway , DO NOT STAND HERE and many more, I also supply Rain Coat, Gum boot, Safety Nets, and many more Personnel Protective Equipment which I do supply to my costumers. I need not less than 500 dollars to buy safety boot to supply for my costumers, 600 dollars to buy Fire Extinguishers for supplying, 900 dollars to buy Safety Harness to distribute, 400 dollars to buy Helmet, 100 dollars to purchase ear plugs, 100 dollars to purchase Safety Goggles, 150 dollars to buy Reflective vest, 300 Dollars to buy Rain Coat, 900 dollars to purchase workers uniforms, and many more. At times it is a big problem when your costumers will need a particular PPE and because of money to buy these items you can’t supply your costumers, if it continuous you lose your costumer. Not even to mention the rent for the shop you keep the Safety Equipment it also comes with a cost not less than 400 dollars a year. Then the transportation system to distribute your items to your costumers. Zidisha has help me a lot when I join it last year, I have able to get enough area to keep my PPE items but I will be very happy if they continuous to get me more money to expend my business in Ghana and also help my family. I hope my application will granted thank you very much Zidisha team.

Loan Proposal

I will also use part of the money to buy protective safety boot. I will use part of the money to hire labours to work in the shop or help me carry out other activities at the shop. Part of the money will also be used to pay my electricity bill as well as other mandatory payments required by authorities in the country. I will used part of the money to buy protective clothing. I will use part of the money to buy safety helmets for keep and sell them later at a profitable prices. Part of the money will be used to buy reflective jackets , safety goggles as well as rain boot for keep at the shop and sell them later also at a profitable amount which will help me gain profit in order to get money to cater for my family and to help the needy in the nation as well. Part of the money will also be used to buy ear plugs and ear mufs for keep and sell the later. I will also use part of the money to buy other safety and sell them later at a profitable prices to help me gain a lot of profit. Part of the money will be used to buy other construction materials and equipment needed by the workers for keep at the shop and sell them later. I will use some of the money to buy construction tools and sell them later. Part of the money will be used to buy a lot of bending building materials for keep and sell them later at a profitable prices.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$125.00

Date disbursed

Aug 26, 2015

Repayment status

On Time

Projected term

2 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

M

Mårten

Inden, Switzerland

Anto82

Eraclea, Italy

Dutchguy

Nijmegen, Netherlands

KrautFunding

Hamburg, Germany

R

RJonR

United States

lyalljellyman

Wellington, New Zealand

Guillaume

Rimouski, Canada

Jeroen Decock

Gent, Belgium

S

Susie

Christchurch, New Zealand

Jean Boulware

Chicago, United States

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  • Francis    Jul 18, 2018

    Please I traveled outside the country for family issue but am back to Ghana sorry all my lenders for not informing you before I went outside. I will pay the rest of my loan as soon as possible and continue. I apologize for the delayed.
    Thanks a lot.
    Francis.

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  • Ren    Nov 13, 2017

    Hi Francis, I am hoping you will be able to make even small payments on your loan. You were doing so well for months, and I imagine something bad happened to keep you from paying in time. I wish you the best. Please communicate with your lenders so we know what is happening. Even if you pay back late, as long as you are making progress, then your lenders will have faith in you for future loans.

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  • Francis    May 30, 2017

    I have some safety equipment

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  • Nsiah    May 29, 2017

    He said his business went down

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  • Nsiah    Apr 7, 2017

    I have called him. He will start payment next week

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  • Francis    Nov 3, 2016

    Thanks a lot for the support you have giving to me I thanks all of you a lot.I will be using the money to invist into the PPE i am suppling to my costumers.

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  • Francis    Oct 31, 2016

    I will used this money to buy more PPE to supply to my costumers. The money will help me in terms of transporting my PPE to various companies.
    I thank all my zidisha term members for their support, thanks a lot

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  • Francis    Oct 26, 2016

    I have able to buy fee PPE items to supply to my costumer. The money has really help me to get more supply of PPE such as Safety Helmets, Goggles, Boots, Fire Extinguisher, Frist Aid Kit, Safety Sinages etc. I hope moving forward i will get a car for my supplied.

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  • Francis    Oct 11, 2016

    The Zidisha money has help me a lot to able to supply some PPE to my costumers. I bought Safety Boot, Helmet, Goggles, Safety Vest, 9 Kg Fire Extinguisher, Nose Mask as well as Safety Gum Boot. I have inversted the profit into the same PPE purchase. I have able to pay part of my son school fees.

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  • Francis    Sep 14, 2016

    The loan has rellay help me a lot, I have able to purchase some fee times to supply to my costumers. The interest has help to take care of me family.

    Thanks a lot

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  • Francis    Aug 24, 2016

    My dear lenders I have able to supply more PPE to my costumers, and I getting additional profit which I belileve I can pay 200 Ghana cedis a week. Am rellay happy thanks to all my lenders. God bless you so much.

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  • Francis    Aug 15, 2016

    I am very happy to join zidisha team, zidisha have really help me to purchased Persenal Pretective Equipment(PPE) for my supply. Thanks a lot my lenders.

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  • Francis    Aug 5, 2016

    Thanks a lot for the money i received from my lenders, the money has help me to get more PPE equipment to supply to my costumers. This money has really change my bussines, it has improved and also I have able to take care of my family. Thanks a lot Zidisha team. God richly bless you all.

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  • Francis    Jul 27, 2016

    I have received the loan am very happy.I received GHS 2559.00 this money will help me to buy PPE to supply to my costumers. Thanks a lot to all my lenders may God richly bless you and make your heart desire come true.

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  • Francis    Jul 26, 2016

    I am very happy for your effort my lenders have shown towards me. This will help me to get PPE to supply to my costumers as soon as possible, I really appericiate that, thanks onces again to all my lenders.
    God richly bless you all.

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  • Francis    Jul 26, 2016

    Please Zidisha lenders help me it has left only 4 hours for my loan to expire I will be very happy if Zidisha lenders see me through. Waiting to here from all my lenders God richly bless you all. Thanks a lot.

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  • Francis    Jul 25, 2016

    Hello Zidisha team I will be very happy if you can help me to received my 3rd loan proposal i will be very happy to continous suppy enough PPE'S to my Costumers.
    Thanks a lot hope to hear from you.

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  • Francis    Jul 20, 2016

    Please my lenders i need your help to continous supply PPE's to my costumers.

    Thanks Wating.

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  • Francis    Jul 20, 2016

    Hello my lenders i will be very happy if you will help me to get the remaining amount . I hope to hear from you soon.
    Thanks a lot for helping me to get more PPE'S for my supplied.

    Waiting to hear from you.

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