Name
Joyce
Member since
June 2021
On-time repayments
15 installments • 53%
Am called Joyce Saaneba,a dagaati by tribe and am from the Upper West region of Ghana.I am in my mid thirties and the first child of my parents ,we are six in number.
I am a married woman with one child.
My parents are late of blessed memory. They were farmers.
Growing up my parents were not rich but they taught us how to be hardworking and responsible. Their main source of income was from farming and they did the little they could to help us through secondary education.
Currently am based in Techiman with my husband.
My siblings are also in Techiman and doing their minimal works.
With my hardwork I have been able to put up a container where I sell cooked food for my livelihood.
My business
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My business or the work I do is selling of cooked food thus,banku,tuo zaafi,konkonte and rice balls with ground soup with little okro soup.
I must say am a food vendor. Let me explain the food I see in detail.
Banku is a food made from both casssava and maize dough and is mostly eaten by Ghanaians.
Tuo zaafi is also made from grind maize with a okro soup. Konkonte is also made from dry cassava and groundnuts soup and Ghanaians love this food because it provides more energy for their daily works.
Rice ball with groundnuts and palmnut soup is the last food I sell at my shop.
With the structure ,which is the container I moulded and the materials and ingredients for my business and the portion of land am using all sum up to ¢10,000.00(ten thousands Ghana cedis) and am able to make a weekly profit of ¢200-¢300 .My food business is indeed good and it helps my community a lot.
I will use the money to buy a bag of maize, cassava doug,dry cassava,ingredients thus tomatoes,iodated salt,fried fish,Maggie, stew and soup spices.
And also buy different set of bowls and cups
Yes is very true this year has been very challenging but I will be able to pay this loan on time .
Because my daily sales have been good even in this COVID 19 period.
And my food is the main diet eaten by the people of my locality
I will be able to repay this loan as I have stipulated.
Because I have other minimal work that I do and I get small income from them and my husband is very supportive too.
So in case of any risk I will he able to repay my loan without defaulting.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$12.00
Date disbursed
Jun 12, 2021
Repayment status
On Time
Projected term
2 weeks
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Amount repaid
$12.55
Amount remaining
$0.00
Date repaid
Jul 1, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 23, 2021 | $6.36 | Jun 23, 2021 | $6.36 |
Jun 30, 2021 | $6.18 | Jul 1, 2021 | $6.18 |
CMB Jul 1, 2021
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