Name
Daniel
Member since
June 2013
On-time repayments
64 installments • 11%
Am the 3rd born of 6(sixC family members. Also I have and my wife is called mercy chepkemoi and we are blessed with a doughtier called Tracy Cherotich who is now 2.5 years old.
As stated earlier, I finished my secondary school level and attained good grades. Currently I am a student at Moi university campus at town campus pursuing a degree in BCOM finance option and am a fourth year student.
When you are in town (ELDORET TOWN) am located at KIPKENO SCHOOL in UASIN GISHU. When you are in Elmore town, you take the main stage for Chepkoilel campus which is situated in KVDA PLAZA actually the tallest building in Eldoret.When you are in KVDA its in the opposite side where housing finance is locate.
The school is well known and you take the PSV vehicle which heads to Chepkoilel. It’s about 3.5kmtres from the town.
When you reach Jerusalem it’s about 1kmtrs and you can as well tell the conductor you will alight at Kipkeino School as also pupils use the same vehicles
When you alight at Kipkeno School it’s just in the opposite side on your left to Chepkoilel campus. The shop which is directly parallel on the opposite side of the gate written MSOMI SHOP painted bluish is actually my shop and I stay behind the shop. And the plot no is PLNO 00211 under Uasin Gishu District.
I have been residing here since 2008 up to now.
If considered I will use the loan to boost the stock especially now that schools are open.
I will greatly appreciate and thanks
I finished my secondary school level and attained good grades. Currently I am a student at Moi university campus at town campus pursuing a degree in BCOM finance option and am a fourth year student.
Before I started going back for college I took time at home came and stayed with my brother in Eldoret with my brother who is now in Netherlands. Then an opportunity came when a friend of my brother told him bout selling the shop I am currently running.
Since we were interested and we had a business plan we came to negotiation and we decided to buy the shop as it was performing well and we bought including the goodwill.
The business is profitable as we serve both public and pupils’ and as well we serve travelLers.We buy and sell things like sugar, biscuits, Leaves, bread etc.
The challenges I normally face is lack of security, I also finish stock at a high speed especially when school are open as it’s only the shop pupils rely on.
I make sales of up to ksh.5000 per day and goes to ksh.100000 per month.
I have hired a lady whom I pay ksh6500 and assist one another with my wife as we also sell onions, vegetables etc outside the shop. My net profit are normally ranges to ksh.50000 which I use to increase stocks frequently and greatly assists me too in my school as I finish up my fourth year term.
First,am so tankful to Zidisha Staff for the great assistance i was accorded up-to these point and allowing me access these precious opportunity at the time i really needed the most and also the lenders that are doing a great job for assisting us.I will now use the loan to add more moving stocks especially now that the schools are still open as i normally experience early shortage of faster moving goods.
I will greatly appreciate and God bless you all!
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Jun 21, 2013
Repayment status
On Time
Projected term
8 months
Other loans
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Amount repaid
$106.87
Amount remaining
$0.00
Date repaid
Sep 29, 2013
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 12, 2013 | $13.36 | Aug 7, 2013 | $13.36 |
Sep 12, 2013 | $13.36 | Aug 7, 2013 | $0.21 |
Sep 2, 2013 | $13.14 | ||
Oct 12, 2013 | $13.36 | Sep 2, 2013 | $0.90 |
Sep 29, 2013 | $12.45 | ||
Nov 11, 2013 | $13.36 | Sep 29, 2013 | $13.36 |
Dec 11, 2013 | $13.36 | Sep 29, 2013 | $13.36 |
Jan 11, 2014 | $13.36 | Sep 29, 2013 | $13.36 |
Feb 11, 2014 | $13.36 | Sep 29, 2013 | $13.36 |
Mar 12, 2014 | $13.36 | Sep 29, 2013 | $13.36 |
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