Zidisha |

Joyce

Embakasi Estate, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Joyce

Member since

July 2012

On-time repayments

318 installments • 60%

About Me

I am a single mother aged 39 years old. I ahve two children who depend on me since they do not have stable jobs. I got my first child at an early age when I was still at primary school. I therefore stayed at home for one and a half years and went back to school thereafter.I continued with my education and managed to join high school. Unfortunately I dropped out of school at form two after an abrupt death of my grand father who was our sole breadwinner. I therefore opted to help my grandmother with home chores as I could not go back to schools as there was no one to pay school fees for me. It reached a point when I could not depend on them any further and I therefore decided to leave the village for greener pastures. I got employed as a house-help for a three(3) years and I managed to save some money and started a green grocer. I was in this business for one year and decided to change to another business. I started a small Beauty shop which am doing upto date. I would like to expland my busines

My Business

I operate a beauty and cosmetics shop. I deal in both men and ladies products like handbags, belts, earrings, necklaces, shoes, scarfs, socks, trousers e.t.c. There is demand for this product because I sell the products which are on fashion and at a reasonable and affordable prices. I also sell to other traders at wholesale prices and they go to sell to other customers. My customers like my shop because they say the prices are good. they also say that they like my services that is the way i service them. I also give my goods on credit and they do not fail me. my business is situated at a bus stop and therefore I am able to attract many customers. i also send my son to vendor the goods in the nearby estates. He does door to door services and sometimes goes to sell them in the city center and in the offices. some customers who are not able to travel send me to Kampala to bring them their goods and charge them a fee for the services. My monthly expenditure include house rent, transport,school fe

Loan Proposal

first and foremost i take this moment to thank you for the first loan which you game. it boosted my business and spread out the wings. i was also able to start another business which i had so much passion in it, thanks to our first loan. i set out a pub which has some few furnitures and som hard and soft drinks in it for starters, am grateful to my customers, most of my customers are the ones from my first business and still some more adding up. your second further loan will help me spread out the second business and hoping to do well and not to let you down, probably come up with another business from the fruits of the second loan.
thank you for your time and consideration.
God bless you.
kind regard.

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camilberlin May 2, 2017

Again paid back fully and on time, and kept us updated about how she is doing. Would lend again any time (in fact I just did).

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