Fertilizer for my maize farm

Monicah

Sikala, Kenya

100% repaid

Entrepreneur

Name

Monicah

Member since

June 2016

On-time repayments

128 installments  •  32%

About Me

i was born in 1972 to Mr Samuelodoyo and mama Benta Akinyi Odoyo of Gwassi,Mwaggi Village Homa bay county.I am the first born in the family of nine children two of which are deceased.I attended makongeni Railways nursery school in 1978and preceeded to Makongeni old primary schoolin 1979-1986,when i did my kcpe i got 48 points out of 86.i therefore went on with educationMuslim Arya Secondary School for only one term in form one .i later joined Raruowa ,St Lucys girls .i did my kcse in 1990. i am sronge christian who believes in the second coming of Jesus Christ.i go to church in the seventh day adventist .I am married to Samuel Onyamul from Ugunja constituency ,Siaya county i am blessed with five chiildren 3 boys and one girl.i used to stay in Nakuru before relocating to ambira which is our rural area i used to sell doughnuts and tea by the road side in Nakuru for several yeasr and the main challenges i faced was not being able to pay for business permit for my business hence this made doing business so challanging.when i saw i could not manage it any more i decided to venture into fish monger which i also did for some years.

My Business

life in the urban area become so challenging especially after post election violence in Kenya in 2007 hence doing business was not easy due to insecurity and i didn't have any other source of income hence decided to relocate to the rural area in Ambira where am still there.Since i had children who were looking up on me i decided to indulge my self into farming.i had small saving hence i bought small piece of land and also i had a small portion of land which was left behind by my husbands father where we had already build a small house hence relocating was not so difficult. the first season i planted maize and millet and i thank God the outcome was not so bad. i was able to sell 2 sacks of maize and the rest i kept for family use since in Kenya our staple food is ugali. But the next season the outcome was not so good hence i wasn't able to sell, i just got 2 sacks of maize and i couldn't sell that since my family could stave if i did that.i wasn't able to get good income becouse i didn't use fertilizer and also i didn't spray the crops with pesticides to prevent them from diseases and those are some of the challenges that as a farmer i have to face at each planting season.if i get this money i will be able to buy enough fertilizer for my plantation and also pesticides for the outcome to become better. Through this i will be able to sell more and get finance to take my children to school.two of them are in secondary school which makes it so difficult to pay there fee especially here in the rural area.hop[e to hear from you soon and my the almighty God bless you for such a great organization meant to assist people.

Loan Proposal

Thank alot to Zidisha for the great work that you are doing to improve peoples lives and businesses. i am a farmer at Amira sublocation in Siaya county. i am planning to by DAP fertilizer for my maize farm. the cost of a 50 kg bag is apprx 30usd. i am expecting a loan of approx 20usd and i will be adding the rest from my personal savings. i will really appreciate you support . may God bless you. with the fertilizer my maize produce will be boosted hence high yield thereby creating food security to my family.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$22.00

Date disbursed

Oct 19, 2016

Repayment status

On Time

Projected term

2 months

Lenders

Paul Buchheit

Mountain View, United States

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Summary

Amount repaid

$21.60

Amount remaining

$0.00

Date repaid

Dec 8, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Oct 30, 2016 $2.02 Oct 29, 2016 $2.02
Nov 6, 2016 $2.02 Nov 6, 2016 $2.02
Nov 13, 2016 $2.02 Nov 12, 2016 $2.02
Nov 20, 2016 $2.02 Nov 19, 2016 $2.02
Nov 27, 2016 $2.02 Nov 27, 2016 $2.02
Dec 4, 2016 $2.02 Nov 27, 2016 $2.02
Dec 11, 2016 $2.02 Dec 3, 2016 $2.02
Dec 18, 2016 $2.02 Dec 3, 2016 $2.02
Dec 25, 2016 $2.02 Dec 5, 2016 $2.02
Jan 1, 2017 $2.02 Dec 5, 2016 $1.51
Dec 8, 2016 $0.50
Jan 8, 2017 $1.43 Dec 8, 2016 $1.43

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