Name
Francis
Member since
February 2013
On-time repayments
63 installments • 86%
my name is francis njuguna kihara. im married with three childrean. two boys and one girl the girl by name serah is my firstborn. the boys are in a primary school while the girl is in a local secondary school. i started my primary school in ndibai primary school in the year 1978. i only learned up to class eight. this was due to lack of school fees in our family. my father struggled so much for my education, but since we had some other younger brothers. my school fees was a problem due to high lever of poverty in our family. since i left school, i have been working in some construction companies, and after saving little by little, i have managed to buy my own land where im living currentry.
my business is located just opposite my plot.im selling constuction materials like sand and ballast. also hardcore. am collecting those materials from nakuru using lorries.i transport these materials to my place of work and then sell them to the people who are constructing their homes and shops.the materials are in a very high demand. im making aprofit of at least 18,000 ksh per month.i have employed four workers who assist me in serving my customer. the demand of this business is in a very high rate than supply. i need more materials to serve my customers
dear lenders, am so grateful with zidisha for giving me yet another chance for applying my second loan.with this second loan, am going to buy a dairy goat with two hundred dollars.also i will buy dairy foods with 50 dollars for my dairy cow for more production of milk. currently, my dairy cow is producing five litres of milk. in this case once i will be able to add more proteins in my livestock, i will be able to get higher production of milk from my cow.the two goats will also add a very high value in my life. this is because though am feeding my little children with cow milk, i will now be able to feed them with goat milk which is very healthy in nutritional. my little kids is schooling without any problem, but i hope to stock my kiosk shop with the remaining 50 dollars. am still selling sand to those contractors, and the business is doing so well. thanks so much my lenders
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$297.00
Date disbursed
Apr 7, 2014
Repayment status
On Time
Projected term
14 months
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