Farm exapsion

Entrepreneur

About Me

My name is Esther Ajiambo, I am the first born in family of 4 . I went to Tenga primary school and later joined Sega Girls secondary school for my secondary education.I am currently perusing a diploma course in farm management.
After completing secondary school my parents could not raise money to take me to college and so i had to look for casual jobs in farms to help me at least take care of my basic needs. While working on a neighbors farm,buys could come and buy vegetables and at some point she could send away other customers.I new there was untapped opportunity in farming sector . With the help of my siblings I cleared and prepared the farm (0.5 acres) and planted cow peas. I sold them off after a month and made $150. I was so happy and I ploughed back the money back to the business through farm expansion.
I come from the luhya community and we have various cultures ,like we have to kneel down when greeting elderly men.The main food here is Ugali and we like it so much.
I play basketball, visit friends and watch movies during my free time

My Business

I am a small scale commercial farm and I supply my customers with vegetables both as wholesale and retail. I mainly sale in wholesale price to business people and retail to house holds. I use manure to make my crops healthy and attractive in the eyes of buyers. The demand for my goods is high because i live near town and urban dwellers dont have farms.
I choose farming after realizing that i could earn decent living and pay my fees out of farming.
My monthly production cost average is $130 and my revenues are $300 on average per month.I use my profits to pay my fees and support my parents and siblings.

Loan Proposal

dear lenders ,i am pleased tor request for $100 loan to help me expand my farm through purchase of seeds, and manure for ,my new half an acre farm. The seeds fo vegetables would cost $40 and manure would cost $160. The new farm would inrease my income significantly.thank you.

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Loan Info

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