Expansion of my internet caf'e

Shem

Nairobi: Kayole, Kenya

100% repaid

Entrepreneur

Name

Shem

Member since

July 2015

On-time repayments

50 installments  •  30%

About Me

My name is Shem Okemwa, a fourth born in a family of nine. I come from a poor family of peasant farmers who have raised us since childhood and I want to grow my business so that I can assist them in the upbringing of my siblings and also repay them for their good job they did to me as their son.
Currently I live in Kayole Estate, Embakasi constituency in Nairobi County.
I went to Tawabu primary School Kayole estate in Nairobi and later joined Kibabii high School in Bungoma County. Then I completed my University at the University of Nairobi. For the past three years I worked as a cyber owner and attendant specializing in computer programming, software maintenance and repairs.
I have a Degree in computer science, I have a business (Cyber cafe) and a sale and repair laptop and computer maintenance shop in Kayole estate. where I money generated goes to my family welfare and paying my siblings school fees.

My Business

I am in the Business of Cyber Cafe'/internet services, printing and photocopy services, I also to repair and maintenance of laptops and computers. The business also transacting money through M-pesa and selling Kenya power and lighting electricity units.The business is under one roof situated at a Nyando near the District officer office in Kayole estate, which provides ready market for my stock and security for my business operating machines and M-pesa. The business is viable since it is all year round and I have sufficient clients, the business is also located in a busy market centre.

In Brief:

There are :
26 Working days: and below are:

1. FIXED EXPENSES:
-Rent: 10,500/=
-Electricity: 5,000=
-Internet: 4,600/=
Total: 20,100/=

2. Calculating My Income:

(a) Computer Usage
Charge per hour: Kshs 50/=
Hours per day: 9 Hours
Days per month : 26
Percentage in occupancy: 35%
i.e 6 Computers, 30% Occupancy, Kshs. 50/= Per Hour, 9 Hours Per Day, 26 Days Per month ( 6 days a week)
6 x 0.30 x 50 x 9 x 26 = /=
Total Computer Usage: Kshs. 21,060/=

(b) Printing and photocopying
Formula: (Amount used per day x cost of service x days open per month)
i.e 30 Pages a day x Kshs. 4 per page x 26 days open per month.
30 x 4 x 26 = 3120 /=
Total Printing and photocopying: Kshs. 3120/=

(c) Scanning and pass port
Formula: (Total scanned per day x cost of service x days open per month)
i.e mean 7 Pages a day x Kshs. 20 per page x 26 days open per month.
7 x 20 x 26 = 2,600/=
Total Scanning: Kshs. 3, 640/=
(d) laptops and computer repair and maintenance
4 laptops or computers a month 1200
4x1200=4800/=
(e)M-pesa and electricity unit sales
4000/= a month
Total= 4000/=


(f) Other Sources of Revenue
Online renewal of driving license, Business name registration and KRA PIN:
Atleast Ksh. 1200/= a month.
Kshs. 1200/=
TOTAL SUMMARY:
Computers Kshs. 21060/=
Printing and photocopying Kshs. 3120/=
Scanning and passport Kshs. 3640/=
Laptops Repair and maintenance ksh 4800/=
Others Kshs. 1200/=
Total Kshs. 33,820/=(TOTAL ACCUMULATED FROM THE BUSINESS)

Less Expenses of 20,100/=
33,820 -20,100/= 13,720/=

Total Profit Per Month is Kshs. 13,720/=

After deduction money for my siblings school of 10, 000/= a month

Loan Proposal

Since my café is adjacent to a popular college and market place which deals in printing, photocopying and other internet and DSTV related services. The business is doing well since it is the only one in this line and demand is high. Business has been good but I would like to make some few additions that is why I come to Zidisha. Since most homes and students from college are in need of internet services, I would like to expand my business to start supply internet to students’ rooms and homes of people who do online business or require internet for their personal use. In my business hard work and luck has really been on my side since I have yet to experience losses in my stint at business. This idea has been on my agenda for long since it is an opportunity which is yet to be tapped in Kenya and the greater East African region. My relationship with Zidisha will not be a one time thing as I plan to come for other loans as I prove my credit worthiness over time.
The loan will be used to buy internet switch, internet cable and RJ45 for supplying internet from my cyber cafe to my clients home and business premises.
Thank you in advance.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jul 22, 2015

Repayment status

On Time

Projected term

10 months

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Lenders

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