Entrepreneur
Name
Anne
Member since
March 2015
On-time repayments
97 installments • 8%
About Me
I own a beauty and cosmetics shop. I have been operating this shop for the last three and half years. My business has picked and is a favorite shopping site to most customers. While operating my business, I noted a business opportunity which I can venture in. In the area my business is located, there is no reliable mobile money transfer agent point yet mobile banking is considered reliable money transfer service in my area and across the country. I have already ordered for one MPESA agent line and done all required preparations like putting metallic grill in my shop to secure the area and painted the required Mpesa money transferring agent color green. However, I am yet to start operating because I do not have enough money (float) to operate.
My Business
I will get the income to repay the loan from the profit I will get from the MPESA money transfer service I will be offering. Mpesa is a mobile banking popular in our country especially since access to banking services especially among people in the informal sector is limited. Hence, I expect to get good returns from the business venture. I can also use the profit I get from the sales of my beauty and cosmetics products to repay the loan.
Loan Proposal
I used my first loan to open an mpesa mobile banking services. The business started well and each day I record new customers. This has also led to growth of my cosmetic s shop which share the same premises. Intend to use the second loan to add the current operating cash from Ksh 35,000($380) to Ksh 45,000 to be able to serve more customers. This will inturn increase the amount of commission I get from the Mpesa service provider Safaricom.
Feedback
Positive
None
Neutral
1
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$94.00
Date disbursed
Jul 27, 2015
Repayment status
On Time
Projected term
20 months
Other loans
Lenders
Taiwan
United States
United States
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Summary
Amount repaid
$98.23
Amount remaining
$0.00
Date repaid
Nov 2, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 9, 2015 | $15.46 | Sep 9, 2015 | $15.46 |
| Aug 16, 2015 | $0.00 | ||
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $1.03 | Oct 21, 2015 | $1.03 |
| Sep 20, 2015 | $1.03 | Jan 31, 2016 | $1.03 |
| Sep 27, 2015 | $1.03 | Jul 9, 2016 | $1.03 |
| Oct 4, 2015 | $1.03 | Oct 31, 2018 | $1.03 |
| Oct 11, 2015 | $1.03 | Oct 31, 2018 | $1.03 |
| Oct 18, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Oct 25, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 1, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 8, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 15, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 22, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 29, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 6, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 13, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 20, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 27, 2015 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 3, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 10, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 17, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 24, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 31, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 7, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 14, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 21, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 28, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 6, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 13, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 20, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 27, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Apr 3, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Apr 10, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Apr 17, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Apr 24, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| May 1, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| May 8, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| May 15, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| May 22, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| May 29, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jun 5, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jun 12, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jun 19, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jun 26, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jul 3, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jul 10, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jul 17, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jul 24, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jul 31, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Aug 7, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Aug 14, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Aug 21, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Aug 28, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Sep 4, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Sep 11, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Sep 18, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Sep 25, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Oct 2, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Oct 9, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Oct 16, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Oct 23, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Oct 30, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 6, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 13, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 20, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Nov 27, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 4, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 11, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 18, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Dec 25, 2016 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 1, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 8, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 15, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 22, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Jan 29, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 5, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 12, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 19, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Feb 26, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 5, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 12, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 19, 2017 | $1.03 | Nov 2, 2018 | $1.03 |
| Mar 26, 2017 | $0.29 | Nov 2, 2018 | $0.29 |
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