Entrepreneur
Name
Josephine
Member since
April 2016
On-time repayments
88 installments • 64%
About Me
my name is Josephine Musande.I am from Mwingi in ukambani, Kenya but currently i live in Nakuru county kenya.I am the sixth borne in a family of eight siblings,five girls and three boys.i am borne again christian and i love going to church.when am free i love singing and reading novels or inspirational books.i went to Muimi Primary school in Mwingi,and then went to Thitani secondary school also in Mwingi.Then i went to technical Institute in Machakos county, kenya.My father is a business man and my mother is a retired teacher.My parents worked so hard to make sure that we all went to school and get education.although while growing up there were alot of challanges like lack of finance for school which sometimes forced me and my siblings to go and work during school holidays in order to raise school fees.In my village most of the people dint believe in girl education but my parents worked so hard to make sure that me together with my sister went to school despite being discouraged by other people in the community, which makes me so proud of them upto date.I After finishing my collage left home and came to Nakuru in search of work so that i could support my parents and my other younger siblings.fortunately i found a job immediately and after three years i got married in 2010.right know i have one girl and one boy.We live in Restrack together with my family;house number one opposite Chrisco church.
My Business
When i came to Nakuru i got job in a boutique called Maya Emporium where they sell new clothes ,there i worked so hard since i knew what my target was ..inspite the challenges i got like of being mistreated with my boss and also working extra time to get extra pay i did not give up but continued to work harder.When i could not take it any more after working there for one year i decided to look for another place which i also got in a boutique called Monalissa.their i was bit comfortable and the pay was also good.i had a very good boss and in the process i got inspired to open my own boutique so i started to save a bit for a while so after two years i opened my own boutique while still working so that i could still be able to support it until it was stable.when the boss noticed that i had started my own business they started mistreating me so i decided to quite and concentrate on my business.After starting my own business it wasn't very easy but with the support of my husband the job pick up.Hence if i get this zidisha loan it would help me to expand my business and even open more other branches within town since now i have more responsibilities of raising my children who are still young and i would like to give them the best life and education.i do shopping for my boutique in Kampala which is our neighboring country in Uganda they have good quality clothes and also variety to choose from.sometimes its so costly when you have little money especially travelling fee.Am hoping to get this loan which will be of great help.Thank you in Advance.God bless.
Loan Proposal
This loan would help me to expand my boutique and even open another branch here in Nakuru and this would even create employment to someone since unemployment has been a very big problem in my country .for me to go to Uganda and bring stock i need $500 where by $200 will be for my transport and accommodation and $300 will be for buying new stock this will give be a profit of $25 after a month if the sales are good enough and if its pick season like around December i can make a profit of $350 since its holiday and people tend to do more shopping for boutique items compared to other time.
this will be able to help me raise my standard of living and even help me to take care of my parents who are older now and even my children will be able to go to better school.Thank you so much for your consideration God bless you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$595.00
Date disbursed
Sep 2, 2016
Repayment status
On Time
Projected term
136 months
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