Entrepreneur
Name
Josephine
Member since
April 2016
On-time repayments
88 installments • 64%
About Me
my name is Josephine Musande.I am from Mwingi in ukambani, Kenya but currently i live in Nakuru county kenya.I am the sixth borne in a family of eight siblings,five girls and three boys.i am borne again christian and i love going to church.when am free i love singing and reading novels or inspirational books.i went to Muimi Primary school in Mwingi,and then went to Thitani secondary school also in Mwingi.Then i went to technical Institute in Machakos county, kenya.My father is a business man and my mother is a retired teacher.My parents worked so hard to make sure that we all went to school and get education.although while growing up there were alot of challanges like lack of finance for school which sometimes forced me and my siblings to go and work during school holidays in order to raise school fees.In my village most of the people dint believe in girl education but my parents worked so hard to make sure that me together with my sister went to school despite being discouraged by other people in the community, which makes me so proud of them upto date.I After finishing my collage left home and came to Nakuru in search of work so that i could support my parents and my other younger siblings.fortunately i found a job immediately and after three years i got married in 2010.right know i have one girl and one boy.We live in Restrack together with my family;house number one opposite Chrisco church.
My Business
When i came to Nakuru i got job in a boutique called Maya Emporium where they sell new clothes ,there i worked so hard since i knew what my target was ..inspite the challenges i got like of being mistreated with my boss and also working extra time to get extra pay i did not give up but continued to work harder.When i could not take it any more after working there for one year i decided to look for another place which i also got in a boutique called Monalissa.their i was bit comfortable and the pay was also good.i had a very good boss and in the process i got inspired to open my own boutique so i started to save a bit for a while so after two years i opened my own boutique while still working so that i could still be able to support it until it was stable.when the boss noticed that i had started my own business they started mistreating me so i decided to quite and concentrate on my business.After starting my own business it wasn't very easy but with the support of my husband the job pick up.Hence if i get this zidisha loan it would help me to expand my business and even open more other branches within town since now i have more responsibilities of raising my children who are still young and i would like to give them the best life and education.i do shopping for my boutique in Kampala which is our neighboring country in Uganda they have good quality clothes and also variety to choose from.sometimes its so costly when you have little money especially travelling fee.Am hoping to get this loan which will be of great help.Thank you in Advance.God bless.
Loan Proposal
If my lenders agrees to fund my loan I will use the money to buy brass and panties of which all of them a brandy new staffs.I will travel to take them in Nairobi of which is the capital city of Kenya.One bras cost 3$ and one pantie costs 1$ of which that's whole sale price.when I manage to sale the whole I can manage to get a profit of proximately 15$ of which it will help mi to add more staffs of lady trousers,tops,shoes and handbags.This will help mi to expand my boutique slowly and slowly. Thanks my lenders and my God bless your work of your hands.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$257.00
Date disbursed
Nov 10, 2017
Repayment status
Late
Projected term
8 months
Other loans
Lenders
North Carolina, United States
United States
United States
Germany
Norway
Germany
United States
United States
United States
Germany
United States
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Australia
Spain
Summary
Amount repaid
$51.24
Amount remaining
$204.39
Expected completion
Jul 21, 2018
Status
Repaying late
Installment amount
$28.41
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 18, 2017 | $24.64 | Nov 18, 2017 | $24.64 |
| Nov 25, 2017 | $0.99 | Nov 25, 2017 | $0.99 |
| Dec 2, 2017 | $0.99 | Dec 1, 2017 | $0.99 |
| Dec 9, 2017 | $0.99 | Dec 9, 2017 | $0.99 |
| Dec 16, 2017 | $0.99 | Dec 17, 2017 | $0.99 |
| Dec 23, 2017 | $0.99 | Dec 24, 2017 | $0.99 |
| Dec 30, 2017 | $0.99 | Dec 30, 2017 | $0.99 |
| Jan 6, 2018 | $0.99 | Jan 8, 2018 | $0.99 |
| Jan 13, 2018 | $0.99 | Jan 13, 2018 | $0.99 |
| Jan 20, 2018 | $0.99 | Jan 20, 2018 | $0.99 |
| Jan 27, 2018 | $0.99 | Jan 27, 2018 | $0.99 |
| Feb 3, 2018 | $0.99 | Feb 3, 2018 | $0.99 |
| Feb 10, 2018 | $0.99 | Feb 13, 2018 | $0.99 |
| Feb 17, 2018 | $0.99 | Feb 17, 2018 | $0.99 |
| Feb 24, 2018 | $0.99 | Feb 28, 2018 | $0.99 |
| Mar 3, 2018 | $0.99 | Mar 7, 2018 | $0.99 |
| Mar 10, 2018 | $0.99 | Mar 13, 2018 | $0.99 |
| Mar 17, 2018 | $0.99 | Mar 17, 2018 | $0.99 |
| Mar 24, 2018 | $0.99 | Mar 24, 2018 | $0.99 |
| Mar 31, 2018 | $0.99 | Mar 31, 2018 | $0.99 |
| Apr 7, 2018 | $0.99 | Apr 9, 2018 | $0.99 |
| Apr 14, 2018 | $0.99 | Apr 17, 2018 | $0.99 |
| Apr 21, 2018 | $0.99 | Apr 24, 2018 | $0.99 |
| Apr 28, 2018 | $0.99 | May 1, 2018 | $0.99 |
| May 5, 2018 | $0.99 | May 5, 2018 | $0.99 |
| May 12, 2018 | $0.99 | May 20, 2018 | $0.99 |
| May 19, 2018 | $0.99 | Jun 1, 2018 | $0.99 |
| May 26, 2018 | $0.99 | Jun 1, 2018 | $0.99 |
| Jun 2, 2018 | $28.41 | ||
| Jun 9, 2018 | $28.41 | ||
| Jun 16, 2018 | $28.41 | ||
| Jun 23, 2018 | $28.41 | ||
| Jun 30, 2018 | $28.41 | ||
| Jul 7, 2018 | $28.41 | ||
| Jul 14, 2018 | $28.41 | ||
| Jul 21, 2018 | $5.52 | ||
Ask Josephine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.