Entrepreneur
Name
Felistas
Member since
May 2013
On-time repayments
138 installments • 61%
About Me
My name is Felistas. I am from Busia. I belong to a Bantu community known as Abaluyha that originates from the western region of Kenya. I run an egg-selling business. I sell eggs on wholesale and retail in Kisumu Town, which is the town I reside in. I intend to expand my business and invest further in the greenhouse business. In the meantime, I save half my profits from this business and spend the rest on getting more stock/ eggs to grow my business. I opted for small businesses to supplement my income. I enjoy drawing and painting in my free time. I am yet to monetize this skill and gain more income from it too.
My Business
I sell my eggs on wholesale at two hundred and ninety shillings and on retail at three hundred shillings. The profit margin is good, but there are instances when there are way too many breakages that this profit is not realized instead I recover the capital of the goods and start afresh. I have a bachelor’s degree in environmental studies. I was trained on how to store eggs and to avoid any losses in my agriculture unit on my campus. I also learned how to handle post-harvest losses. I would like to practice conservation agriculture, greenhouse farming, and maybe go into large-scale farming as a whole in the future. These are all very challenging businesses that require money but also very profitable.
At the moment, I am short of money. I believe the Zidisha loan I receive will help me develop and expand my business to greater heights. `I intend to get an additional 20 crates for sale this time around and buy a few items for the greenhouse I have started building with the help of a few community members.
Loan Proposal
I sell eggs on wholesale and retail in Kisumu Town which is the town I reside in. I intend to pay my fees for further studies with my earnings and invest further into a greenhouse and fishpond business. In the meantime, I save half my profits from this business and spend the rest on getting more stocks/ eggs for to grow my business. So since I had no source of income whatsoever due to unemployment, I opted for small businesses to gain earnings/ income. My siblings also depend on me because am the first born in the family and I need to lead by example.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$85.00
Date disbursed
Jun 7, 2016
Repayment status
On Time
Projected term
10 months
Other loans
Lenders
Hong Kong
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Summary
Amount repaid
$89.25
Amount remaining
$0.00
Date repaid
Feb 28, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 17, 2016 | $3.03 | Jun 28, 2016 | $3.03 |
| Jun 24, 2016 | $0.00 | ||
| Jul 1, 2016 | $0.00 | ||
| Jul 8, 2016 | $3.03 | Aug 8, 2016 | $3.03 |
| Jul 15, 2016 | $3.03 | Oct 21, 2016 | $3.03 |
| Jul 22, 2016 | $3.03 | Nov 4, 2016 | $3.03 |
| Jul 29, 2016 | $3.03 | Nov 15, 2016 | $3.03 |
| Aug 5, 2016 | $3.03 | Nov 15, 2016 | $3.03 |
| Aug 12, 2016 | $3.03 | Nov 15, 2016 | $3.03 |
| Aug 19, 2016 | $3.03 | Nov 15, 2016 | $3.03 |
| Aug 26, 2016 | $3.03 | Nov 15, 2016 | $3.03 |
| Sep 2, 2016 | $3.03 | Nov 22, 2016 | $3.03 |
| Sep 9, 2016 | $3.03 | Nov 22, 2016 | $3.03 |
| Sep 16, 2016 | $3.03 | Nov 22, 2016 | $3.03 |
| Sep 23, 2016 | $3.03 | Nov 22, 2016 | $3.03 |
| Sep 30, 2016 | $1.01 | Nov 22, 2016 | $1.01 |
| Oct 7, 2016 | $0.00 | ||
| Oct 14, 2016 | $0.00 | ||
| Oct 21, 2016 | $0.00 | ||
| Oct 28, 2016 | $0.00 | ||
| Nov 4, 2016 | $0.00 | ||
| Nov 11, 2016 | $0.00 | ||
| Nov 18, 2016 | $0.00 | ||
| Nov 25, 2016 | $2.02 | Nov 28, 2016 | $2.02 |
| Dec 2, 2016 | $2.02 | Nov 28, 2016 | $2.02 |
| Dec 9, 2016 | $2.02 | Dec 8, 2016 | $2.02 |
| Dec 16, 2016 | $2.02 | Dec 15, 2016 | $2.02 |
| Dec 23, 2016 | $2.02 | Dec 22, 2016 | $2.02 |
| Dec 30, 2016 | $2.02 | Dec 31, 2016 | $2.02 |
| Jan 6, 2017 | $2.02 | Jan 22, 2017 | $2.02 |
| Jan 13, 2017 | $2.02 | Jan 22, 2017 | $2.02 |
| Jan 20, 2017 | $2.02 | Jan 22, 2017 | $2.02 |
| Jan 27, 2017 | $2.02 | Jan 27, 2017 | $2.02 |
| Feb 3, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Feb 10, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Feb 17, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Feb 24, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Mar 3, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Mar 10, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Mar 17, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Mar 24, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Mar 31, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Apr 7, 2017 | $2.02 | Feb 24, 2017 | $2.02 |
| Apr 14, 2017 | $2.02 | Feb 24, 2017 | $1.51 |
| Feb 28, 2017 | $0.50 | ||
| Apr 21, 2017 | $2.02 | Feb 28, 2017 | $2.02 |
| Apr 28, 2017 | $2.02 | Feb 28, 2017 | $2.02 |
| May 5, 2017 | $2.45 | Feb 28, 2017 | $2.05 |
| Feb 28, 2017 | $0.40 | ||
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