Entrepreneur
Name
Bede
Member since
August 2015
On-time repayments
304 installments • 84%
About Me
I was born into a humble family in the city of Nairobi kenya in January 1980. I was schooled up to high school level when my Dad passed on while I was awaiting to join college. I was thereby forced to look for employment, which I swcured and used the income to pay for my university course (B.com - Finance). I managed to complete it and got a better job as a marketer, whereby 2 years later, the company downsized by retrenching a number of us. It is at this point that I chose to embark on an entrepreneurial journey, carrying out my own business ventures, to date.
I have a son who wishes to be a pilot when he grows up.
In my work environment, I am driven by the resolve of people working odd jobs in an attempt to fulfill their dreams.
My hobby is appreciating nature. I love growing plants and keeping animals, which I do in the village, with an aquarium in my city dwelling.
My Business
My current business is a combination of entertainment and essential service provision.
I sell movies, both new and classic, which I purchase from distributors for resale to clients. Demand for this was realized on seeing that people undergo a lot of stress in modern society and seek an escape such as watching an appealing movie to relieve their stress.
I also charge phones at a fee. With everyone having a smartphone that is always out of charge, I found it essential to provide a secure environment to provide this service.
I am currently running a small cyber cafe, whose demand is growing and prompts me to respond by increasing capacity to satisfy demand.
I see the cyber as an enlightening project within the community as it has got many people interested in computing and / or the internet.
It is for these reasons that I wish to increase capacity by improving on internet speeds, acquiring more CPUs as well as working towards having proper backup power. I am also intending to reinforce our security grills for the premises.
My typical costs are rent, staff wages, stock purchases, electricity bills and general maintenance costs.
Proceeds from the business assist to pay for my sons school fees, as well as helping friends and relatives, as well as children in the village go to school.
I am happy to report that our cyber cafe has been a welcome idea in our community whereby we are able to teach some basic computing to many whom we realise do not know how to use a desktop computer yet own smartphones. We are opening up a whole new world for such, and bringing services closer for others.
Your help once more will be highly appreciated and I promise to put the funds to proper and disciplined use as follows:
a. Purchase two(2) core i3 CPUs @ Ksh. 25,000/=
b. Back up power genset @ Ksh. 20,000/=
c. UPS voltage protection @ Ksh. 10,000/=
d. Other expenses will include branding, advertising, installation of secirity grills, etc.
Thank you in advance as I look forward to your generous consideration.
Have a a good day!
Loan Proposal
My plan for the new loan is first renovate the premises for better efficiency, which will require new fixtures and fittings plus labour and paintwork that I estimate to be in the tune of Ksh. 40,000/=, then I wish to purchase a microkit router for better internet experience @ 7,000/=, also pay for an advertising licence to the county government @ 4,000/=, Rebranding of the premises (external) @ 10,000/=, Increase my Airtel (mobile money agency) float @ 20,000/=,the balance of an estimated 40,000/= will be used to pay for my son's school fees due beginning of September.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,195.00
Date disbursed
Aug 2, 2019
Repayment status
Late
Projected term
27 months
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Summary
Amount repaid
$732.70
Amount remaining
$462.55
Expected completion
Nov 8, 2021
Status
Repaying late
Installment amount
$11.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 12, 2019 | $15.77 | Aug 12, 2019 | $15.77 |
| Aug 19, 2019 | $15.77 | Aug 19, 2019 | $15.77 |
| Aug 26, 2019 | $15.77 | Aug 26, 2019 | $15.77 |
| Sep 2, 2019 | $15.77 | Sep 2, 2019 | $15.77 |
| Sep 9, 2019 | $15.77 | Sep 10, 2019 | $15.77 |
| Sep 16, 2019 | $15.77 | Sep 16, 2019 | $15.77 |
| Sep 23, 2019 | $15.77 | Sep 23, 2019 | $15.77 |
| Sep 30, 2019 | $15.77 | Sep 30, 2019 | $15.77 |
| Oct 7, 2019 | $15.77 | Oct 9, 2019 | $15.77 |
| Oct 14, 2019 | $15.77 | Oct 14, 2019 | $15.77 |
| Oct 21, 2019 | $12.32 | Oct 23, 2019 | $12.32 |
| Oct 28, 2019 | $12.32 | Oct 23, 2019 | $3.45 |
| Oct 28, 2019 | $8.87 | ||
| Nov 4, 2019 | $12.32 | Oct 28, 2019 | $5.91 |
| Nov 4, 2019 | $6.41 | ||
| Nov 11, 2019 | $12.32 | Nov 4, 2019 | $1.48 |
| Nov 13, 2019 | $10.84 | ||
| Nov 18, 2019 | $12.32 | Nov 13, 2019 | $12.32 |
| Nov 25, 2019 | $8.38 | Nov 13, 2019 | $8.38 |
| Dec 2, 2019 | $10.84 | Dec 2, 2019 | $10.84 |
| Dec 9, 2019 | $10.84 | Dec 13, 2019 | $10.84 |
| Dec 16, 2019 | $10.84 | Dec 13, 2019 | $0.99 |
| Dec 18, 2019 | $9.85 | ||
| Dec 23, 2019 | $10.84 | Dec 18, 2019 | $0.99 |
| Dec 23, 2019 | $9.85 | ||
| Dec 30, 2019 | $1.97 | Dec 23, 2019 | $1.97 |
| Jan 6, 2020 | $0.00 | ||
| Jan 13, 2020 | $0.00 | ||
| Jan 20, 2020 | $9.85 | Jan 20, 2020 | $9.85 |
| Jan 27, 2020 | $9.85 | Jan 27, 2020 | $9.85 |
| Feb 3, 2020 | $9.85 | Feb 3, 2020 | $9.85 |
| Feb 10, 2020 | $9.85 | Feb 3, 2020 | $0.99 |
| Feb 11, 2020 | $8.87 | ||
| Feb 17, 2020 | $9.85 | Feb 11, 2020 | $1.97 |
| Feb 16, 2020 | $7.88 | ||
| Feb 24, 2020 | $3.94 | Feb 16, 2020 | $3.94 |
| Mar 2, 2020 | $9.85 | Mar 4, 2020 | $9.85 |
| Mar 9, 2020 | $9.85 | Mar 11, 2020 | $9.85 |
| Mar 16, 2020 | $9.85 | Mar 11, 2020 | $0.99 |
| Mar 16, 2020 | $8.87 | ||
| Mar 23, 2020 | $9.85 | Mar 16, 2020 | $0.99 |
| Mar 25, 2020 | $8.87 | ||
| Mar 30, 2020 | $1.97 | Mar 30, 2020 | $1.97 |
| Apr 6, 2020 | $1.97 | Apr 4, 2020 | $0.99 |
| Apr 6, 2020 | $0.99 | ||
| Apr 13, 2020 | $1.97 | Apr 13, 2020 | $0.99 |
| Apr 13, 2020 | $0.99 | ||
| Apr 20, 2020 | $1.97 | Apr 28, 2020 | $1.97 |
| Apr 27, 2020 | $1.97 | Apr 29, 2020 | $1.97 |
| May 4, 2020 | $1.98 | May 6, 2020 | $1.98 |
| May 11, 2020 | $1.98 | May 6, 2020 | $0.19 |
| May 10, 2020 | $1.79 | ||
| May 18, 2020 | $1.98 | May 10, 2020 | $0.67 |
| May 11, 2020 | $1.31 | ||
| May 25, 2020 | $1.98 | May 11, 2020 | $0.66 |
| May 25, 2020 | $1.32 | ||
| Jun 1, 2020 | $1.98 | May 25, 2020 | $0.65 |
| Jun 1, 2020 | $1.33 | ||
| Jun 8, 2020 | $0.64 | Jun 1, 2020 | $0.64 |
| Jun 15, 2020 | $1.49 | Jun 15, 2020 | $1.49 |
| Jun 22, 2020 | $1.49 | Jun 24, 2020 | $1.49 |
| Jun 29, 2020 | $1.49 | Jun 24, 2020 | $0.19 |
| Jun 29, 2020 | $1.30 | ||
| Jul 6, 2020 | $0.18 | Jun 29, 2020 | $0.18 |
| Jul 13, 2020 | $0.00 | ||
| Jul 20, 2020 | $0.00 | ||
| Jul 27, 2020 | $1.49 | Jul 25, 2020 | $1.49 |
| Aug 3, 2020 | $1.49 | Jul 25, 2020 | $1.47 |
| Aug 3, 2020 | $0.02 | ||
| Aug 10, 2020 | $1.49 | Aug 3, 2020 | $1.49 |
| Aug 17, 2020 | $1.49 | Aug 3, 2020 | $0.96 |
| Aug 12, 2020 | $0.53 | ||
| Aug 24, 2020 | $1.49 | Aug 12, 2020 | $0.95 |
| Aug 24, 2020 | $0.54 | ||
| Aug 31, 2020 | $1.43 | Aug 24, 2020 | $1.43 |
| Sep 7, 2020 | $1.49 | Sep 6, 2020 | $1.49 |
| Sep 14, 2020 | $1.49 | Sep 14, 2020 | $1.49 |
| Sep 21, 2020 | $1.49 | Sep 14, 2020 | $0.09 |
| Sep 23, 2020 | $1.40 | ||
| Sep 28, 2020 | $1.49 | Sep 23, 2020 | $0.57 |
| Sep 27, 2020 | $0.92 | ||
| Oct 5, 2020 | $1.49 | Sep 27, 2020 | $1.05 |
| Oct 5, 2020 | $0.43 | ||
| Oct 12, 2020 | $1.14 | Oct 5, 2020 | $1.14 |
| Oct 19, 2020 | $1.49 | Oct 19, 2020 | $1.49 |
| Oct 26, 2020 | $1.49 | Oct 19, 2020 | $0.09 |
| Oct 26, 2020 | $1.40 | ||
| Nov 2, 2020 | $1.49 | Oct 26, 2020 | $0.28 |
| Nov 2, 2020 | $1.21 | ||
| Nov 9, 2020 | $1.49 | Nov 2, 2020 | $0.76 |
| Nov 11, 2020 | $0.73 | ||
| Nov 16, 2020 | $1.49 | Nov 11, 2020 | $1.49 |
| Nov 23, 2020 | $0.76 | Nov 11, 2020 | $0.76 |
| Nov 30, 2020 | $1.98 | Nov 30, 2020 | $1.98 |
| Dec 7, 2020 | $1.98 | Nov 30, 2020 | $0.48 |
| Dec 9, 2020 | $1.50 | ||
| Dec 14, 2020 | $1.98 | Dec 9, 2020 | $0.97 |
| Dec 14, 2020 | $1.01 | ||
| Dec 21, 2020 | $1.98 | Dec 14, 2020 | $1.45 |
| Dec 23, 2020 | $0.53 | ||
| Dec 28, 2020 | $1.98 | Dec 23, 2020 | $1.98 |
| Jan 4, 2021 | $0.44 | Dec 23, 2020 | $0.44 |
| Jan 11, 2021 | $11.12 | Jan 16, 2021 | $11.12 |
| Jan 18, 2021 | $11.12 | Jan 16, 2021 | $0.71 |
| Jan 27, 2021 | $10.41 | ||
| Jan 25, 2021 | $11.12 | Jan 27, 2021 | $11.12 |
| Feb 1, 2021 | $11.12 | Jan 27, 2021 | $0.75 |
| Feb 10, 2021 | $10.37 | ||
| Feb 8, 2021 | $11.12 | Feb 10, 2021 | $11.12 |
| Feb 15, 2021 | $0.75 | Feb 10, 2021 | $0.75 |
| Feb 22, 2021 | $11.12 | Feb 10, 2021 | $0.04 |
| Feb 22, 2021 | $11.08 | ||
| Mar 1, 2021 | $11.12 | Feb 22, 2021 | $1.73 |
| Mar 4, 2021 | $9.38 | ||
| Mar 8, 2021 | $11.12 | Mar 4, 2021 | $1.95 |
| Mar 11, 2021 | $9.16 | ||
| Mar 15, 2021 | $11.12 | Mar 11, 2021 | $2.17 |
| Mar 24, 2021 | $8.95 | ||
| Mar 22, 2021 | $11.12 | Mar 24, 2021 | $11.12 |
| Mar 29, 2021 | $0.59 | Mar 24, 2021 | $0.59 |
| Apr 5, 2021 | $11.12 | Mar 24, 2021 | $0.04 |
| Apr 13, 2021 | $11.08 | ||
| Apr 12, 2021 | $11.12 | Apr 13, 2021 | $11.12 |
| Apr 19, 2021 | $11.12 | Apr 13, 2021 | $0.08 |
| May 7, 2021 | $11.04 | ||
| Apr 26, 2021 | $81.51 | May 7, 2021 | $0.10 |
| May 16, 2021 | $11.83 | ||
| Jun 2, 2021 | $6.90 | ||
| Jun 9, 2021 | $1.97 | ||
| Jun 17, 2021 | $3.45 | ||
| Jun 22, 2021 | $2.46 | ||
| Jul 12, 2021 | $2.96 | ||
| Jul 20, 2021 | $2.46 | ||
| Aug 3, 2021 | $2.46 | ||
| Aug 21, 2021 | $2.96 | ||
| Aug 31, 2021 | $2.96 | ||
| Sep 18, 2021 | $3.94 | ||
| Sep 24, 2021 | $4.93 | ||
| Oct 1, 2021 | $2.96 | ||
| Oct 16, 2021 | $2.96 | ||
| Nov 12, 2021 | $3.45 | ||
| Dec 5, 2021 | $3.45 | ||
| Jan 6, 2022 | $2.96 | ||
| Jan 7, 2022 | $4.93 | ||
| Jan 12, 2022 | $2.96 | ||
| Jan 19, 2022 | $2.96 | ||
| Jan 25, 2022 | $3.45 | ||
| Jan 29, 2022 | $2.09 | ||
| May 3, 2021 | $11.12 | Jan 29, 2022 | $2.84 |
| Feb 1, 2022 | $3.45 | ||
| Feb 9, 2022 | $3.45 | ||
| Feb 16, 2022 | $1.38 | ||
| May 10, 2021 | $11.12 | Feb 16, 2022 | $1.58 |
| Feb 23, 2022 | $3.45 | ||
| Mar 2, 2022 | $3.45 | ||
| Mar 8, 2022 | $2.64 | ||
| May 17, 2021 | $11.12 | Mar 8, 2022 | $0.32 |
| Mar 17, 2022 | $3.45 | ||
| Mar 30, 2022 | $3.45 | ||
| Apr 7, 2022 | $2.96 | ||
| Apr 14, 2022 | $0.95 | ||
| May 24, 2021 | $11.12 | Apr 14, 2022 | $2.01 |
| Apr 20, 2022 | $2.96 | ||
| Apr 29, 2022 | $3.45 | ||
| May 3, 2022 | $2.70 | ||
| May 31, 2021 | $11.12 | May 3, 2022 | $0.75 |
| May 17, 2022 | $3.45 | ||
| May 25, 2022 | $2.96 | ||
| Jun 11, 2022 | $3.45 | ||
| Jun 25, 2022 | $0.51 | ||
| Jun 7, 2021 | $11.12 | Jun 25, 2022 | $2.94 |
| Jun 30, 2022 | $3.45 | ||
| Jul 18, 2022 | $3.45 | ||
| Jul 29, 2022 | $1.28 | ||
| Jun 14, 2021 | $11.12 | Jul 29, 2022 | $2.17 |
| Aug 26, 2022 | $3.94 | ||
| Mar 17, 2023 | $1.97 | ||
| Apr 17, 2023 | $1.97 | ||
| Jan 23, 2024 | $1.06 | ||
| Jun 21, 2021 | $11.12 | Jan 23, 2024 | $0.91 |
| Jun 28, 2021 | $11.12 | ||
| Jul 5, 2021 | $11.12 | ||
| Jul 12, 2021 | $11.12 | ||
| Jul 19, 2021 | $11.12 | ||
| Jul 26, 2021 | $46.32 | ||
| Aug 2, 2021 | $11.12 | ||
| Aug 9, 2021 | $11.12 | ||
| Aug 16, 2021 | $11.12 | ||
| Aug 23, 2021 | $11.12 | ||
| Aug 30, 2021 | $11.12 | ||
| Sep 6, 2021 | $11.12 | ||
| Sep 13, 2021 | $11.12 | ||
| Sep 20, 2021 | $11.12 | ||
| Sep 27, 2021 | $11.12 | ||
| Oct 4, 2021 | $46.32 | ||
| Oct 11, 2021 | $46.32 | ||
| Oct 18, 2021 | $46.32 | ||
| Oct 25, 2021 | $46.32 | ||
| Nov 1, 2021 | $46.32 | ||
| Nov 8, 2021 | $29.95 | ||
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