Diversification of the livestock
Emmy
Burgei Village, Rongai., Kenya
100% repaid
Entrepreneur
Name
Emmy
Member since
June 2013
On-time repayments
339 installments • 84%
About Me
I am Emmy, married with two children. I live in Burgei village, rongai in Nakuru. I am a secretary by profession where i work in a secondary school.
I hold Diploma in Business Management, Certificate in Secretarial and Computer studies.
Despite the monthly salary I earn it could not cater for my needs therefore I engaged in farming where i majorly deal with dairy cows.
Indeed the project has really assisted my family but much has not been exploited due to lack of enough funds to widen the scope.
My Business
I have 3 dairy cows with some heifers. Each cow I milk approximately 8/9 litres in the morning thus giving the total of 24 litres @27shs (though the prices keep on fluctuating.) I therefore earn Ksh648 on the lower side x30days=19440.
After deductions of the expenses incurred for treatment, and feeds the profit is about Ksh. 10,000.
Diseases e.g East coast Fever which is common in our place is a serious drawback of this business despite the cost of treatment which is costly sometimes it leads to the death of a cow. Also fluctuation of price of milk is a very serious challenge since one cannot plan ahead or budget for the income expected.
Thirdly, drought normally affects the dairy cattle since there production becomes low hence need for enough storage of food to cub the problem.
Since the project has not been exploited well due to funds i therefore request for funds in order to do it to the fullest by using a zero grazing method which is normally very productive.
I will therefore use the funds to construct the structure for the 3 dairy cows and employ someone to assist me in achieving my set goal which I believe it will be highly achieved.
Loan Proposal
After now being successful with my Dairy farming, I would like to diversify by rearing indigenous chicken which are cheaper and easier to maintain. Although I will buy my own machine for the dairy cattle, I will also invest by buying an incubator worth Ksh. 30,000 which can hatch 48 eggs.
Having this kind of machine I would be able to have more chicks which alternatively will sell at a tender age or rare them up to maturity. This machine will also be used to generate money, my neighborhood go for a long distance in search of a machine at Ksh. 60 per egg. This means that I will make Ksh.2880 in 21 days (Ksh. 60 x 48 eggs). After deducting the expenses incurred in electricity and other needs I will make a profit of about Ksh. 1800, I will use the same in buying the feeds for the chicks and other needs.
Feedback
Positive
11
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$952.00
Date disbursed
May 29, 2015
Repayment status
On Time
Projected term
21 months
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Summary
Amount repaid
$1,002.29
Amount remaining
$0.00
Date repaid
Feb 12, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 7, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jun 14, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jun 21, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jun 28, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jul 5, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jul 12, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jul 19, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Jul 26, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Aug 2, 2015 | $10.65 | Jun 8, 2015 | $10.65 |
| Aug 9, 2015 | $10.65 | Jun 8, 2015 | $9.39 |
| Aug 4, 2015 | $1.26 | ||
| Aug 16, 2015 | $10.65 | Aug 4, 2015 | $10.65 |
| Aug 23, 2015 | $10.65 | Aug 4, 2015 | $10.65 |
| Aug 30, 2015 | $10.65 | Aug 4, 2015 | $10.65 |
| Sep 6, 2015 | $10.65 | Aug 4, 2015 | $10.65 |
| Sep 13, 2015 | $10.65 | Aug 4, 2015 | $10.65 |
| Sep 20, 2015 | $10.65 | Aug 4, 2015 | $8.63 |
| Aug 31, 2015 | $2.02 | ||
| Sep 27, 2015 | $10.65 | Aug 31, 2015 | $10.65 |
| Oct 4, 2015 | $10.65 | Aug 31, 2015 | $10.65 |
| Oct 11, 2015 | $10.65 | Aug 31, 2015 | $8.25 |
| Oct 9, 2015 | $2.40 | ||
| Oct 18, 2015 | $10.65 | Oct 9, 2015 | $10.65 |
| Oct 25, 2015 | $10.65 | Oct 9, 2015 | $10.65 |
| Nov 1, 2015 | $10.65 | Oct 9, 2015 | $2.61 |
| Nov 9, 2015 | $8.04 | ||
| Nov 8, 2015 | $10.65 | Nov 9, 2015 | $10.65 |
| Nov 15, 2015 | $10.65 | Nov 9, 2015 | $10.65 |
| Nov 22, 2015 | $10.65 | Nov 9, 2015 | $10.65 |
| Nov 29, 2015 | $10.65 | Nov 9, 2015 | $4.21 |
| Dec 13, 2015 | $6.44 | ||
| Dec 6, 2015 | $10.65 | Dec 13, 2015 | $6.19 |
| Dec 26, 2015 | $4.46 | ||
| Dec 13, 2015 | $10.65 | Dec 26, 2015 | $10.65 |
| Dec 20, 2015 | $10.65 | Dec 26, 2015 | $5.94 |
| Jan 2, 2016 | $4.72 | ||
| Dec 27, 2015 | $10.65 | Jan 2, 2016 | $10.65 |
| Jan 3, 2016 | $10.65 | Jan 2, 2016 | $10.65 |
| Jan 10, 2016 | $10.65 | Jan 2, 2016 | $10.65 |
| Jan 17, 2016 | $10.65 | Jan 2, 2016 | $5.43 |
| Jan 16, 2016 | $5.22 | ||
| Jan 24, 2016 | $10.65 | Jan 16, 2016 | $10.65 |
| Jan 31, 2016 | $10.65 | Jan 16, 2016 | $5.18 |
| Jan 31, 2016 | $5.47 | ||
| Feb 7, 2016 | $10.65 | Jan 31, 2016 | $10.65 |
| Feb 14, 2016 | $10.65 | Jan 31, 2016 | $10.65 |
| Feb 21, 2016 | $10.65 | Jan 31, 2016 | $4.80 |
| Feb 21, 2016 | $5.85 | ||
| Feb 28, 2016 | $10.65 | Feb 21, 2016 | $10.65 |
| Mar 6, 2016 | $10.65 | Feb 21, 2016 | $10.65 |
| Mar 13, 2016 | $10.65 | Feb 21, 2016 | $10.65 |
| Mar 20, 2016 | $10.65 | Feb 21, 2016 | $4.29 |
| Mar 12, 2016 | $6.36 | ||
| Mar 27, 2016 | $10.65 | Mar 12, 2016 | $10.65 |
| Apr 3, 2016 | $10.65 | Mar 12, 2016 | $9.31 |
| Apr 8, 2016 | $1.35 | ||
| Apr 10, 2016 | $10.65 | Apr 8, 2016 | $10.65 |
| Apr 17, 2016 | $10.65 | Apr 8, 2016 | $10.65 |
| Apr 24, 2016 | $10.65 | Apr 8, 2016 | $3.66 |
| Apr 30, 2016 | $6.99 | ||
| May 1, 2016 | $10.65 | Apr 30, 2016 | $10.65 |
| May 8, 2016 | $10.65 | Apr 30, 2016 | $10.65 |
| May 15, 2016 | $10.65 | Apr 30, 2016 | $3.28 |
| May 21, 2016 | $7.37 | ||
| May 22, 2016 | $10.65 | May 21, 2016 | $10.65 |
| May 29, 2016 | $10.65 | May 21, 2016 | $10.65 |
| Jun 5, 2016 | $10.65 | May 21, 2016 | $10.65 |
| Jun 12, 2016 | $10.65 | May 21, 2016 | $2.78 |
| Jun 17, 2016 | $7.87 | ||
| Jun 19, 2016 | $10.65 | Jun 17, 2016 | $10.65 |
| Jun 26, 2016 | $10.65 | Jun 17, 2016 | $10.65 |
| Jul 3, 2016 | $10.65 | Jun 17, 2016 | $10.65 |
| Jul 10, 2016 | $10.65 | Jun 17, 2016 | $2.27 |
| Jul 17, 2016 | $8.38 | ||
| Jul 17, 2016 | $10.65 | Jul 17, 2016 | $10.65 |
| Jul 24, 2016 | $10.65 | Jul 17, 2016 | $10.65 |
| Jul 31, 2016 | $10.65 | Jul 17, 2016 | $10.65 |
| Aug 7, 2016 | $10.65 | Jul 17, 2016 | $3.87 |
| Aug 9, 2016 | $6.78 | ||
| Aug 14, 2016 | $10.65 | Aug 9, 2016 | $10.65 |
| Aug 21, 2016 | $10.65 | Aug 9, 2016 | $3.62 |
| Aug 27, 2016 | $7.03 | ||
| Aug 28, 2016 | $10.65 | Aug 27, 2016 | $10.65 |
| Sep 4, 2016 | $10.65 | Aug 27, 2016 | $2.32 |
| Sep 5, 2016 | $8.34 | ||
| Sep 11, 2016 | $10.65 | Sep 5, 2016 | $7.45 |
| Sep 14, 2016 | $3.20 | ||
| Sep 18, 2016 | $10.65 | Sep 14, 2016 | $10.65 |
| Sep 25, 2016 | $10.65 | Sep 14, 2016 | $10.65 |
| Oct 2, 2016 | $10.65 | Sep 14, 2016 | $7.07 |
| Oct 3, 2016 | $3.58 | ||
| Oct 9, 2016 | $10.65 | Oct 3, 2016 | $10.65 |
| Oct 16, 2016 | $10.65 | Oct 3, 2016 | $0.51 |
| Oct 29, 2016 | $10.15 | ||
| Oct 23, 2016 | $10.65 | Oct 29, 2016 | $10.65 |
| Oct 30, 2016 | $10.65 | Oct 29, 2016 | $10.65 |
| Nov 6, 2016 | $10.65 | Oct 29, 2016 | $5.39 |
| Nov 12, 2016 | $5.26 | ||
| Nov 13, 2016 | $10.65 | Nov 12, 2016 | $10.65 |
| Nov 20, 2016 | $10.65 | Nov 12, 2016 | $10.65 |
| Nov 27, 2016 | $10.65 | Nov 12, 2016 | $10.65 |
| Dec 4, 2016 | $10.65 | Nov 12, 2016 | $4.88 |
| Dec 14, 2016 | $5.77 | ||
| Dec 11, 2016 | $10.65 | Dec 14, 2016 | $10.65 |
| Dec 18, 2016 | $10.65 | Dec 14, 2016 | $10.65 |
| Dec 25, 2016 | $10.65 | Dec 14, 2016 | $4.51 |
| Dec 25, 2016 | $6.15 | ||
| Jan 1, 2017 | $10.65 | Dec 25, 2016 | $10.65 |
| Jan 8, 2017 | $10.65 | Dec 25, 2016 | $10.65 |
| Jan 15, 2017 | $10.65 | Dec 25, 2016 | $9.39 |
| Jan 15, 2017 | $1.26 | ||
| Jan 22, 2017 | $10.65 | Jan 15, 2017 | $10.65 |
| Jan 29, 2017 | $10.65 | Jan 15, 2017 | $10.65 |
| Feb 5, 2017 | $10.65 | Jan 15, 2017 | $9.01 |
| Feb 5, 2017 | $1.64 | ||
| Feb 12, 2017 | $10.65 | Feb 5, 2017 | $10.65 |
| Feb 19, 2017 | $10.65 | Feb 5, 2017 | $10.65 |
| Feb 26, 2017 | $10.65 | Feb 5, 2017 | $9.68 |
| Feb 12, 2017 | $0.97 | ||
| Mar 5, 2017 | $10.65 | Feb 12, 2017 | $10.65 |
| Mar 12, 2017 | $10.65 | Feb 12, 2017 | $10.65 |
| Mar 19, 2017 | $11.60 | Feb 12, 2017 | $11.60 |
Anonymous Jan 1, 2024
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