Name
Maureen
Member since
March 2019
On-time repayments
109 installments • 86%
I am a small business owner operating a side hustle in Soy, Kakamega County. Having grown up in a town bordering the North Rift part of Kenya, I developed a passion for farming at a tender age given that this part of the country is considered the bread basket with farming being the main economic activity.
My observation of vegetables being a staple in the Kenyan diet prompted me to commence small scale vegetable farming which is slowly growing in clientele. I initially embarked on trials for kales, spinach, cow peas, cabbage and pumpkin leaves but have since focused on kales and indigenous vegetables known as managu which I sell to neighbors from my home area.
I primarily produce Vegetables including kales and Indigenous vegetables which I sell locally on a retail basis to households within my home area. On a day my sales range between Ksh 900 to 1200 depending on whether it’s a maker day as this implies that some local stall owners also make bulk purchases for onward bulk breaking and retail selling.
The challenge I face is seasonality of the vegetables as there are times when there is a glut especially during the rainy season hence over supply causes a dip in the prices. During the dry season, I do local irrigation(using a watering can) to ensure the crop received adequate water as the prices are at a peak at such times this enduring better profits.
I also try to minimize use of pesticides and herbicides as I am conscious about their effects.
I hope to see my business grow to a point whereby I can diversify it with poultry rearing
I’m looking to diversify my farming by including trials for capsicums, coriander and carrots. These are short term, high yielding, high profit horticultural crops which are also a great source of vitamins that I believe would be a welcome option for my clientele especially as we transition into the festive period where culinary treats are a welcome move for most households in Kenya as the extended family communes in the village in a celebratory mood to celebrate Christmas and the new year. I’m hoping to use the funds to procure seeds, set up the seed bed and eventually transplant to the main farm once the seedlings are well matured.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$274.00
Date disbursed
Nov 24, 2019
Repayment status
On Time
Projected term
2 months
Other loans
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Amount repaid
$274.66
Amount remaining
$0.00
Date repaid
Jan 18, 2020
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 6, 2019 | $22.89 | Dec 8, 2019 | $22.89 |
Dec 13, 2019 | $22.89 | Dec 23, 2019 | $22.89 |
Dec 20, 2019 | $22.89 | Dec 27, 2019 | $22.89 |
Dec 27, 2019 | $22.89 | Dec 29, 2019 | $22.89 |
Jan 3, 2020 | $22.89 | Jan 5, 2020 | $22.89 |
Jan 10, 2020 | $22.89 | Jan 12, 2020 | $22.89 |
Jan 17, 2020 | $22.89 | Jan 18, 2020 | $22.89 |
Jan 24, 2020 | $22.89 | Jan 18, 2020 | $22.89 |
Jan 31, 2020 | $22.89 | Jan 18, 2020 | $22.89 |
Feb 7, 2020 | $22.89 | Jan 18, 2020 | $22.89 |
Feb 14, 2020 | $22.89 | Jan 18, 2020 | $22.89 |
Feb 21, 2020 | $22.85 | Jan 18, 2020 | $22.85 |
Urszula Feb 29, 2020
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