Entrepreneur
Name
Armah
Member since
October 2016
On-time repayments
65 installments • 77%
About Me
My name is Wendy Naa Aryeley Armah properly know as Wendy Nash. I come from Accra and lived at Trade Fair - Accra, am married with four children two girls and two boys. Am chocolate in completion and about 5.2 meters tall. I completed Winneba Senior High and read business Accounting and later further to Accra Polytechnic and study business Secretaryship.
Since unemployment rate is high, I started my own small Airtime Business, Am currently an Airtime business worker at Accra Ghana. I learn about Been an entrepreneur and decided to work on my own, I try to explore and I got interested and and now am a Manager Managing my Business. My children wishes to become an Engineer, Doctor in Medicine, Pastor and a Business Woman. I love singing and doing charity works that makes me happy and fulfill seeing that I have been able to help put a smile on someones face. The Bible says as you do it to your brother than you have done it for me.
My Business
My Business is into Buying of Airtime credit on Wholesale and then Retail them to my customers, such as Tigo, MTN, Vodaphone , Airtel and Surfline and I have added selling of sweet candy. Since now electronic gadgets are the fastest way of communicating and doing business. My cost for purchasing the Airtime is about 2,000 Ghana Cedis, then the remaining 300 Ghana Cedis for Transportation and 700 Ghana Cedis for Utility like Electricity and Sanitation and Tax Payment, My Revenue is almost 1,950, thus after sales of my Airtime and my profit generated.
My profit is spread across because I use some for Buying groceries for the house to cater for my family, I also reimburse some back into the business then eventually Buy study Books for my children. I don,t forget to pay my monthly tithe as well in Church.
Loan Proposal
The Zidisha Loan acquired will enable me buy my Airtime such as TIGO, MTN, AIRTEL, VODAFON and SURFLINE which will cost about 433.98 US Dollars, and Transportation will also cost 65.097 US Dollars, Sanitation, Water and Taxes will amount to 65.097 US Dollars, eventually the rest will settle for Part Payment for my Container which is 86.58 US Dollars. I now have my own shop where I can run my business, all my customers can now visit sit and wait for their turn to be served. Weather Rain or Shine I am always available for business, Its only on weekend Sunday that I have to go for church service and to do my humanitarian duties to mankind. As Christmas is approaching business will be very challenging since I have to be attending to my customers till late in the night at 11:00 pm before closing for the day. My expectation for profit will be about 50%
Feedback
Positive
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$789.00
Date disbursed
Dec 9, 2017
Repayment status
On Time
Projected term
4 months
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Summary
Amount repaid
$788.60
Amount remaining
$0.00
Date repaid
Apr 12, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 16, 2017 | $44.37 | Dec 31, 2017 | $44.37 |
| Dec 23, 2017 | $44.37 | Dec 31, 2017 | $44.37 |
| Dec 30, 2017 | $44.37 | Dec 31, 2017 | $44.37 |
| Jan 6, 2018 | $44.37 | Jan 9, 2018 | $44.37 |
| Jan 13, 2018 | $44.37 | Jan 26, 2018 | $44.37 |
| Jan 20, 2018 | $44.37 | Jan 26, 2018 | $44.37 |
| Jan 27, 2018 | $44.37 | Jan 26, 2018 | $44.37 |
| Feb 3, 2018 | $44.37 | Feb 21, 2018 | $44.37 |
| Feb 10, 2018 | $44.37 | Feb 21, 2018 | $44.37 |
| Feb 17, 2018 | $44.37 | Feb 21, 2018 | $44.37 |
| Feb 24, 2018 | $44.37 | Mar 16, 2018 | $44.37 |
| Mar 3, 2018 | $44.37 | Mar 16, 2018 | $44.37 |
| Mar 10, 2018 | $44.37 | Apr 2, 2018 | $44.37 |
| Mar 17, 2018 | $44.37 | Apr 2, 2018 | $44.37 |
| Mar 24, 2018 | $44.37 | Apr 2, 2018 | $44.37 |
| Mar 31, 2018 | $44.37 | Apr 3, 2018 | $44.37 |
| Apr 7, 2018 | $44.37 | Apr 3, 2018 | $44.37 |
| Apr 14, 2018 | $34.38 | Apr 12, 2018 | $34.38 |
Margaret Sep 25, 2017
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