Distribution of airtime business

Armah

Accra, Ghana

100% repaid

Entrepreneur

Name

Armah

Member since

October 2016

On-time repayments

65 installments  •  77%

About Me

My name is Wendy Naa Aryeley Armah properly know as Wendy Nash. I come from Accra and lived at Trade Fair - Accra, am married with four children two girls and two boys. Am chocolate in completion and about 5.2 meters tall. I completed Winneba Senior High and read business Accounting and later further to Accra Polytechnic and study business Secretaryship.
Since unemployment rate is high, I started my own small Airtime Business, Am currently an Airtime business worker at Accra Ghana. I learn about Been an entrepreneur and decided to work on my own, I try to explore and I got interested and and now am a Manager Managing my Business. My children wishes to become an Engineer, Doctor in Medicine, Pastor and a Business Woman. I love singing and doing charity works that makes me happy and fulfill seeing that I have been able to help put a smile on someones face. The Bible says as you do it to your brother than you have done it for me.

My Business

My Business is into Buying of Airtime credit on Wholesale and then Retail them to my customers, such as Tigo, MTN, Vodaphone , Airtel and Surfline and I have added selling of sweet candy. Since now electronic gadgets are the fastest way of communicating and doing business. My cost for purchasing the Airtime is about 2,000 Ghana Cedis, then the remaining 300 Ghana Cedis for Transportation and 700 Ghana Cedis for Utility like Electricity and Sanitation and Tax Payment, My Revenue is almost 1,950, thus after sales of my Airtime and my profit generated.

My profit is spread across because I use some for Buying groceries for the house to cater for my family, I also reimburse some back into the business then eventually Buy study Books for my children. I don,t forget to pay my monthly tithe as well in Church.

Loan Proposal

The Zidisha Loan acquired will enable me buy my Airtime such as TIGO, MTN, AIRTEL, VODAFON and SURFLINE which will cost about 433.98 US Dollars, and Transportation will also cost 65.097 US Dollars, Sanitation, Water and Taxes will amount to 65.097 US Dollars, eventually the rest will settle for Part Payment for my Container which is 86.58 US Dollars. I now have my own shop where I can run my business, all my customers can now visit sit and wait for their turn to be served. Weather Rain or Shine I am always available for business, Its only on weekend Sunday that I have to go for church service and to do my humanitarian duties to mankind. As Christmas is approaching business will be very challenging since I have to be attending to my customers till late in the night at 11:00 pm before closing for the day. My expectation for profit will be about 50%

Feedback

1

None

None

  • Margaret    Sep 25, 2017

    Wendy paid off her loan in a timely manner, I would gladly lend to her again!

    Log in to reply • Share


Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$789.00

Date disbursed

Dec 9, 2017

Repayment status

On Time

Projected term

4 months

Lenders

Brian

Midhurst, Canada

investor

Candiac, Canada

Kylie

Mount Martha, Australia

Vanamo

Helsinki, Finland

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

Tavin

Ottawa, Canada

G

graememoss

Amsterdam, Netherlands

ElWal

Kirn, Germany

E

explosionsky

Brooklyn, United States

SeeMeeFi

Ontario, Canada

mtnsailor

Harrisonburg, United States

G

GrandmaMae

Wausau, United States

Anto82

Eraclea, Italy

Hedwich

Gorssel, Netherlands

JFais

Atlanta, United States

stever

Cape Coral, United States

JonB

London, United Kingdom

B

BMcDermott

Washington, DC, United States

markpearson

Portsmouth, United Kingdom

lizandsteve

guelph, Canada

B

beckynagel

United States

DavidHS

United Kingdom

D

DandS

United States

lyalljellyman

Wellington, New Zealand

Landerson

Edinburgh, United Kingdom

B

bugdaniel

Switzerland

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

G

Gavin

New Zealand

K

Keith

Luxembourg

K

KarinV

United States

utdream

United States

Otto Barten

Amsterdam, Netherlands

C

Crainster

Chapel Hill, United States

SuperMario28

Cudahy, United States

D

djlayton4

United States

JL

Joao Leal

United Kingdom

Dave Bogard

New York, United States

TR

Tom Roucoux

Studham, Bedfordshire, United Kingdom

R

RoyKaufman

United States

V

Vanessa

Gold Coast, Australia

W

Wade

United States

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

C

Chitti421

United States

Yustian Hartono

Singapore, Singapore

JC

Jethro Carr

Wellington, New Zealand

JC

JD Conley

United States

TB

Taylor Brown

United States

ME

Manaal Eisa

Washington DC, United States

B

Brent

United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

Taylor

United States

Robin Padberg

Pétion-Ville, Haiti

Sarah and Dave

Toronto, Canada, Czech Republic

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

P

Peter

Bratislava, Slovakia

Christopher Hey

Sudbury, Canada

MC

Marilyn Cole

United States

MK

Mic Ko

United Kingdom

R

Roanna

Alberta, Canada, Canada

B

Bramlage

United States

MT

Marco Tietz

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

JO

Johan O

Borlänge, Sweden

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

TW

Tyler Wood

United States

MG

Michael Guthrie

United Kingdom

metab

Estados Unidos, Hong Kong

MR

Mean Rat

Netherlands

K

Katka

St Albans, United Kingdom

V

Vidar

Oslo, Norway

H

Huub

Switzerland

I

isaac

United Kingdom

JC

juli camrud

United States

RC

Rudi Chen

United States

M

Magnus

Switzerland

SR

Sharyn Ribich

United States

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

MB

Mark Blatter

United States

WL

William Lisa

United States

MW

Mark Walmsley

Canberra, Australia

KT

Kate Turner

United States

MS

Marcus Siegel

San Francisco, United States

L

LuZi44

Basel, Switzerland

BR

Bob Reus

Netherlands

W

Wim

Netherlands

SA

Steve A

Newbury, United Kingdom

HPK

Switzerland, Switzerland

BW

Betty Waweru

United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

Jes-c

United States

B

Brett

Australia

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

MP

Matt Patton

United States

J

Jon

United States

J

jennie

Guatemala

Martin Kraus

Traiskirchen, Austria

chessplayer

Berlin, Germany

ES

Evan Simons

United States

MF

Mike Frawley

United States

Gerrit

Palm Harbor, FL, United States

JA

Joshua Axtell

United States

Katie

United States

RG

Ryan Gough

United States

BP

Bill Piper

United States

Mary Norton

Byron Bay, Australia

JM

Jacob Maldonado

United Kingdom

M

Mark

Toulouse, France, France

L

Lastoni

United States

D

Dalton

San Francisco, United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

Jean Wren Chan

United States

ED

Eunan Doherty

donegal ireland, Ireland

Kenny

San Diego, United States

R

Raffins

United States

MS

Merel S

Netherlands

Z

Zidishartm

Rotterdam, Netherlands

KK

Kurt Kellner

United States

G

grahamk

United States

M

Mack

Harbor, Oregon, United States

A

Andrew

United States

RM

Robert Matthams

United Kingdom

R

RMIM

United States

AH

Axel Hoogland

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

L

Liam

New Zealand

CA

Carles Alcolea

Barcelona, Spain

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

RH

Rachel Hipp

United States

F

Florian

Netherlands

JW

Jeslyn Wegner

United States

N

Nova

Brooklyn, United States

BN

Bence Nagy

Czech Republic

John Barnett

United States

S

S

Canberra, Australia

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

AB

Ashira Blazer

United States

HB

Hugo Boss

United Kingdom

AW

Annie W

United States

T

Ted

United States

MM

Mark Moran

United Kingdom

PL

Philbert Lin

United States

MW

Matt Winkler

United States, Canada

SS

Sam Smith

United States

JS

Jon Scheiding

United States

United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

Greg DeKoenigsberg

Durham NC, United States

sbdoc

Reno, United States

K

Khoa

United States

AD

Arthur Dent

United States

E

EJOBIV

United States

Metalfreund

Berlin, Germany

JS

Joe Simmons

United States

Peter Morse

Amesbury, MA, United States

SC

Samuel Clemente

Brooklyn, United States

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

Ask Armah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Maggie and M    Aug 1, 2018

    How are you doing Wendy?

    Log in to reply • Share
  • Armah    Jun 27, 2018

    Zidisha loan will enable me to purchase more Airtime such as Airtel, TIGO, MTN, GLO, VODAFON. This has enhanced me to expand this business, at first usually buys in small quantities but now can buy on a large scale.
    I have also introduce a small snack and soft drinks as customers waiting for their turn to be served rather get some snack to keep them waiting. My sincere appreciation goes to Zidisha, I am happy I have found you. God Bless you

    Log in to reply • Share
  • Armah    Apr 19, 2018

    I intend to use this loan to acquire a small snack bar such as selling of pastries and soft drinks like Fanta, Coca Cola, Sprite, Mirinda and etc and besides my airtime business too. The snack bar business is fetching me more customers because when a customers wants to buy a drink to enjoy eventually buys some airtime for calls another strategy of misery buyers.
    I think the last business investment had increase to about 60 %, from the beginning of the business some of the cards about 40% on credit for a week. The interest was channeled into Soft drinks and pastries(Small snack Joint). There is a primary school few meters and they really patronize the small snack Joint. My family now also enjoy helping me to market/ advertise my snacks. we all enjoy working together on Sundays after Church Service.
    This past Easter Holiday was fun, all the small drinking and events grounds around my area was fully packed with holiday wishers, Including the beaches, the road was very busy with vehicles and people.

    Log in to reply • Share
  • Ezekiel    Mar 8, 2018

    Hi Wendy kindly update and make your repayment, since your payment is due.

    Your MENTOR

    Log in to reply • Share
  • Armah    Dec 7, 2017

    Zidisha loan will enable me expand my business with the purchases of Airtime Cards example, AIRTEL, MTN, TIGO, AND VODAPHONE . Some of the money will be used as transportation, Electricity, Sanitation and Taxes. This loan has been very helpful because my Business has expanded , now I have a shop to store my wares and am proud to be a manager and owner of my business. Thank you Zidisha loan found you have been a big help to me and my family. God bless all the board and the entire management.

    Log in to reply • Share
  • Armah    Nov 7, 2017

    Zidisha Loan fund, I purchased Airtime such as Tigo, Aitel, MTN,and Vodaphone, some for my transportation for purchasing the Airtime, Part Payment for my Container Shop. I have now increased my purchase margin for my Airtime about 200 Ghana Cedis. My Increased earning was used to purchased some Sweet Candies and Plastic Chairs for my waiting Customers yet to be served.
    Since I joined Zidisha, I can now manage my own Business, my home is now Happy, my family are very excited to get whatever they wanted. My neighborhood is very interesting, there is the beach, eatery places, Trade fairs where there are some exhibition of Clothes, Jewelry, Shoes, Made in Ghana Dresses, Bags etc, not forgetting the Shopping Malls.

    Log in to reply • Share
  • Armah    Sep 8, 2017

    Wendynash airtime Business moving fast and business is rising steadily, alot of customers are patronizing the business and I am happy and grateful to zidisha. I wish to review my payment from 150 Ghana Cedis to 200 Ghana Cedis in so doing the business becomes simple. Thanks you for accepting my proposal of Increase of repayment of loan.

    Log in to reply • Share
  • Armah    Aug 8, 2017

    Zidisha loan will enable me to buy more airtime such as Airtel, TIGO, MTN, Vodafone, some will be for my transportation, utility like electricity, sanitation.
    I have had the opportunity to buy more airtime in bulk and taking care of my family as well.

    Zidisha I am so happy and lucky to be part of your team, I really appreciate your unflinching support. Thank you Zidisha and the entire team cheers

    Log in to reply • Share
  • Armah    Jul 27, 2017

    My Loan Fund proceeds was used to Purchased Airtime thus Tigo, MTN, Airtel and Vodaphone and Part Payment for my Container Shop. Now I have a secured place to work comfortably. My earning have change about 30 % increase because I always Have Credits cards in stock. Since I joined Zidisha my business now has a new scope, I don't shot any credit because I have been keenly monitory the movement and sales trends, my family always have food and their necessities are been catered for.
    There are plenty of interesting places we have the Labadi Beach, Kwame Nkrumah Memorial Park, the Baba Yara Stadium, International Conference Centre, These places are mostly filled when we have holidays, and its fun and colorful since you can see different people from all over the world.

    Log in to reply • Share
  • Margaret    Jul 18, 2017

    Hi Armah,
    I hope the loan from Zidisha helps you in your airtime business and to purchase a container for you business. Best of luck to you. Regards, Margaret

    Log in to reply • Share
  • Armah    Jun 23, 2017

    I used the loan received from Zidisha to purchased My Airtime thus MTN, AIRTEL, TIGO and VODAPHONE, the remaining amount was spent on Part payment of my container and my transportation. At first I used to buy just 50 Ghana Cedis of each Airtime but Now I can Afford 150 Ghana Cedis.
    My profit have been reimbursed into the purchased of more Airtime, the rest part payment of my container. Since I joined zidisha I can now confidently say I am a proud owner of my business. My neighborhood is quiet an interesting place, We have a new shopping Mall, my end is very busy due to movement of people to and form the mall, sometimes Christian Crusades, funerals my people are most fascinated about, and on Sundays the roads are quiet because most people do attend church services to praise, sing, thank and worship God.

    Log in to reply • Share
  • Armah    Jun 23, 2017

    I acknowledge receipt of loan amount of 1501 Ghana Cedis from Zidisha Loan, I was able to fund for my container office, bought Airtime and my Transportation as well. I really appreciate the assistance received from Zidisha, am so happy for the expansion of my business and my family as well, apparently am occupying and operating from my container office

    Log in to reply • Share
  • Margaret    Mar 25, 2017

    I hope the loan from Zidisha helps you to grow your airtime business. Best of luck to you.

    Log in to reply • Share
  • Armah    Mar 3, 2017

    This loan will enable me to buy more airtime such as Airtel,MTN,TIGO and GLO. In addition I will use some of the money as deposit for a container shop. Zidisha am so happy n grateful I am part of your team

    Log in to reply • Share
    • Ronald Waite    Mar 3, 2017

      I'm glad I could help! You're the first person I am lending to and I hope your business is successful!

      Log in to reply • Share
  • Armah    Oct 25, 2016

    I will use this money to purchase my airtime cards and the rest to cater for my transportation that will enable me to distribute my airtime. This is a big opportunity to expand and explore my business. My sincere gratitude, am so much happy and appreciate your support. Thank you zidisha for this opportunity, you have put a smile on my face.

    Log in to reply • Share


Loading...

Loading...

Loading...