Dear my all lenders and zidisha team i am happy for the opportunity again for my second loan and will be used to buy me...

Nickson

Kisii Town , Mwamogesa, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Nickson

Member since

July 2013

On-time repayments

152 installments • 50%

About Me

My names are Nickson Mobutu Ontweka, was born in Kisii Central district, Mwamogesa Village, next to Darambili Market. Was born in 1972 and went to primary school that I did my KCPE in 1990 where I got my certificate and later I joined a Secondary school and finished my O level in the year 1994, thereafter I joined a driving school for 3 months and joined driving where I worked for 10 years after that I dropped and joined Juakali as welder in metal works since 2005 where I started my own business to make steel doors, windows, gates, and all types of metal works. I am a married man with one wife Rose and we are blessed with 3 children and all are in public schools. Last born being in class 1, second born in class 5 and eldest in class 8 and hopefully in the new year she will join form one is a secondary school. I am blessed with 2 daughters and a boy.

My Business

I Nickson Mobutu Ontweka, I love and I like business than being employed since I am hardworking and I like to commit myself in long hours in my business which I know am making money. My business it deals with metals works, battery charging and paintings.

The business is marketable as so many buildings are coming up in the Kisii county as the town is expanding, through this business I can be able to repay the loan while I feed my family and educate my children.

My business also has risks but sometimes are minimal, due to credit terms to your customers, as few of the customers they come so close as good customers and once you give them the service as good customers they run away while without repaying the credit.

Loan Proposal

This second loan will enable me to purchase metals and fabrication materials for my clients work which is still pending to be finished soon to allow me fasten the process and also to give room for my customers.

Welding rods are also needed so I hope that the work for my clients is complete to give room for more customers as it always to keep clients properties and work in a safe and well locked.

Thank you and I hope you will consider my application once again to raise my loan in time so that I can be able to achieve all this work. Zidisha loan is good when managed well and hope they will increase the grace period to at least one month so that we can get chance to invest in this loans, one week grace period is for sure it is much limited.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$101.00

Date disbursed

Feb 6, 2014

Repayment status

On Time

Projected term

4 months

Other loans

Lenders

JohnH

Livonia, Michigan, United States

Sarasota

Sarasota, Fl, United States

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Andrew Oct 5, 2015

Hi Nickson and Vincent,

Thank you for your updates. I appreciate you are keeping us informed.

I thank you for your continuing commitment to repayments even at reduced amount. It makes good sense to do this if you can. It maintains so much good will.

I wish Nickson all the best for his wife.

Andrew

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Nickson Oct 2, 2015

I have discussed with Nickon Ontweka to reschedule and the same time reduce the repaying amount since the wife is very sick after the operation and Nickson is the one taking care of the wife at hospital and therefore he is unable to make loan payments.

Kindly he has requested to give him time although he is looking forward to resume the normal repayments as the wife feels better, sorry for the inconveniences caused.

Regards

Vincent VM Kenya ON BEHALF OF NICKSON

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Vincent Oct 2, 2015

Good evening/morning to you all lenders and staff, I have been in touch with Nickson since yesterday and previously regarding the wife who is very sick and under went the operation the hospital, Nickson requested me to apologize on his behalf due to his loan in arrears, as he is still attending to his sick wife till he is able to resume back to his work but at the moment he is unable to make repayments but although we agreed to reduce the repaying amount so that maybe he can pay in small amount until the wife is well again.

I kindly request all the lenders who supported him to remain patient and also pray for the wife too.

Regards Vincent VM Kenya

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Nickson Oct 2, 2015

Dear lenders and the staff,
I am so sorry for the delay in my arrears in loan repayments to my wife who is very sick and she went for surgery operation which has indeed cost me and at the moment am really down and have not resumed my work since I am looking after my sick wife, I have so far discussed with my VM Mr. Vincent and advised me to write and inform you of my situation and also reschedule to reduced my repayments amount but still I request you all that am unable to make my repayments but hoping to resume normally soon.

Kindly be patient and also request for your prayers towards my sick wife.

Sincerly
Nickson Ontweka

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Vincent Sep 26, 2015

Dear Zidisha fraternity,
Nickson Ontweka is going through difficulty time at the moment since her wife is still sick from the previous sickness and he has apologized for the loan in arrears and he has promised to try and make payments in arrears soon.

I also take this moment to request all lenders who supported him to remain patient and also take a moment to pray for his wife quick recovery.

Thank you all.

Regards

Vincent VM Kenya

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Vincent Aug 10, 2015

Dear Zidisha fraternity,
I hereby to update you regarding Nickson Ontweka, whereabouts and his loan arrears. I had to followup with him over the weekend but cloud not be able to reach him but later, he tried to reach me, I met one of his reference friend and he told me that Nickson went for Church mission and he will take whole of this month and he went out on official church mission and therefore he is busy and away from home. Kindly i request lenders to be patient while am trying to reach him and discuss the issue but was told that he will be back home and free by Early September.

Regards
Vincent VM Kenya

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Nickson Jan 24, 2015

I very much thankful for all my lenders who stepped by my side during Loan biding and indeed I have managed to speed up my clients work and others have taken their windows and doors although few are yet to pick theirs while am waiting for them to clear the labour and material work.

Thank you as my business as improved so much for about 2.3% of the capital and also the inventory wise.

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Vincent Nov 12, 2014

Dear lenders and the management,
I have this evening talked to Mr Nisckson Ontweka regarding his zidisha loan arrears and he informed that his business has been down to the replacements of the Electricity poles to his business premises area which had worn out, and therefore it has taken a couple of weeks without the power of which he was unable to work. I have advised him to reschedule and reduce the amount of his loan repayments of which he has done and he has promised me that he will make a repayment of KES 500 shortly after the end of our discussion.

I wish him all the best as he has resumed back to business and he has promised to be committed and he was very much thankful to Zidisha management fraternity and lenders as well because of the flexibility in loan repayments.

Regards
Vincent VM Kenya

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- Landei Nov 12, 2014
  
  Thank you very much for the update!
  
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  - Vincent Nov 12, 2014
    
    Thank you very much for the concern Landei and Mr Nickson has just confirmed to me a couple of minutes ago that he has managed to send the loan repayments since have adjusted for me to KES 500 which he is able to repay until his business resumes normally.
    
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Nickson Nov 12, 2014

Hello to my all lenders,
I am very much sorry for late loan repayments due to that my business lately is down due that the electricity poles replacements have been taking place in the area of my business and have not done work almost a month and have and I am apologizing for the late repayments. I am also very much thankful for the advice due to the phone discussion I had from my mentor Mr. Vincent Kenanda who guided me and also assisted me to reschedule until am able and stable to resume to my repayments of which I wanted to resume next month but he informed that we can as well reduce the amount that I can easily manage and repay until the time I able to repay more of which he can as well assist me to do or adjust. Kindly I seek for your forgiveness for late repayments.

Yours faithfully,
Nickson

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Nickson Jul 6, 2014

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Vincent May 13, 2014

Hello Lenders and the Zidisha management, I have spoken to Nickson Ontweka today evening and he has confirmed to me that he managed to make his zidisha loan repayment yesterday and it will be reflecting once account is credited.
Thank you,
Regards
Vincent -VM kenya

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Vincent Feb 2, 2014

Hi Lenders and Zidisha team. I spoke to Nickson Ontweka today and he told me that he had settled his loan re-payment in full and therefore once his account is updated will have ho show. I kindly request you for your prayers as Nickson Ontweka's wife is still very sick in the hospital and yesterday night thieves break in his compound and went with his cow while he was in the hospital taking of the wife I visited him today he is in deep stress.

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bconrad Oct 30, 2013

Dear Lenders, my name is Bayle and I am a Country Liaison Intern with Zidisha. We received an update about Mr. Ontweka today. His wife recently gave birth, but suffered complications and has been in the hospital. Mr. Ontweka has had difficulties paying due to this.

Mr. Ontweka, all of us at Zidisha wish you and your family the best during this difficult time! Please keep us updated on your wife's health.

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Nickson Aug 22, 2013

Want to congratulate the entire Zidisha community, my lenders and my mentor Vincent Kenanda, for giving me this opportunity to be a member and also a borrower. I tried to link my mentor Vincent Kenanda but his details was not their on the list he has been a good friend to me and also a customer, he introduced me to Zidisha and also encouraged me to apply, as he also guided me to join the Zidisha online application. Thank you all and I will cooperate at all times to pay back my loans on time.

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Nickson Aug 22, 2013

Want to congratulate the entire Zidisha community, my lenders and my mentor Vincent Kenanda, for giving me this opportunity to be a member and also a borrower. I tried to link my mentor Vincent Kenanda but his details was not their on the list he has been a good friend to me and also a customer, he introduced me to Zidisha and also encouraged me to apply, as he also guided me to join the Zidisha online application. Thank you all and I will cooperate at all times to pay back my loans on time.

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Nickson Aug 22, 2013

Want to congratulate the entire Zidisha community, my lenders and my mentor Vincent Kenanda, for giving me this opportunity to be a member and also a borrower. I tried to link my mentor Vincent Kenanda but his details was not their on the list he has been a good friend to me and also a customer, he introduced me to Zidisha and also encouraged me to apply, as he also guided me to join the Zidisha online application. Thank you all and I will cooperate at all times to pay back my loans on time.

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Nickson Aug 14, 2013

This is me outside my Juakali workshop and some of the customers doors,

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Nickson Aug 14, 2013

This is me outside my Juakali workshop and some of the customers doors,

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Nickson Aug 14, 2013

This is me outside my Juakali workshop and some of the customers doors,

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