Name
Judy
Member since
February 2015
On-time repayments
164 installments • 69%
About Me
Am a first born in a family of three, a continuing student studying Nutrition in Rift valley Technical Training institute-Eldoret. As a kid i always dreamt of being an entreprenuer. Getting capital to begin my business was not easy, but with my little savings from jobs during vacations i was able to buy a dairy cattle which I sell the milk to the neighbour customers. Therefore I request zidisha for a little loan to boost my business in terms of capacity.
The business is situated at kokwao location and has been in operation for 8 months.
I started the business to fill a gap which existed at the location due to unmatched demand and supply.
I usually re- invest most of the profit the business has generated in order to increase the capital base.
With the zidisha loan, i will increase the number of dairy cattle. This will increase the milk yields currently available and also meet the demand of various customers
My Business
As i previously mentioned, the business deals with dairy cattle for provision of milk,
These milk customers buy frequently in order to satisfy their everyday needs.
There are several competitors in the area, however my business prides itself in being able to offer most affordable milk in terms of price.
The business faces risks such competition from similar businesses and also decreased purchasing power of consumers which usually characterise the post festive period.
Presently, the business generates 60 USD in a month in terms of profit.
Loan Proposal
Currently, the business can only handle and sell milk of around 30 litres a day and this is not sufficient to meet customers demand due to increased population.
The loan will be used in acquiring another dairy cattle to increase daily milk supply,hence increasing the business capacity.
________________________________________
Loan Proposal
When I get this loan Iam proposing the next budget as below and i kindly request my lenders to support me in order to meet the target:-
-Buy additional 2 dairy cattle costing each Kes 50,000/.
-Increase drugs for the cattle @ kes 5,000/
-Employ my veterinary monthly salary kes 20,000/
Total proposed budget Kes 125,000/
US Dollars 1302.08333.
This therefore will increase the no. of dairy, thereby increasing the profit margin by 20% and creating employment to jobless young youths in the society.
Thanks.
Positive
1
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$198.00
Date disbursed
Jul 22, 2015
Repayment status
On Time
Projected term
9 months
Other loans
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Amount repaid
$206.90
Amount remaining
$0.00
Date repaid
Feb 20, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2015 | $10.31 | Aug 5, 2015 | $10.19 |
Aug 11, 2015 | $0.12 | ||
Aug 9, 2015 | $10.31 | Aug 11, 2015 | $10.19 |
Aug 20, 2015 | $0.12 | ||
Aug 16, 2015 | $10.31 | Aug 20, 2015 | $10.19 |
Aug 29, 2015 | $0.12 | ||
Aug 23, 2015 | $10.31 | Aug 29, 2015 | $10.19 |
Sep 7, 2015 | $0.12 | ||
Aug 30, 2015 | $10.19 | Sep 7, 2015 | $10.19 |
Sep 6, 2015 | $0.00 | ||
Sep 13, 2015 | $0.00 | ||
Sep 20, 2015 | $0.00 | ||
Sep 27, 2015 | $0.00 | ||
Oct 4, 2015 | $5.15 | Oct 4, 2015 | $5.15 |
Oct 11, 2015 | $5.15 | Oct 4, 2015 | $5.05 |
Oct 19, 2015 | $0.10 | ||
Oct 18, 2015 | $5.15 | Oct 19, 2015 | $5.15 |
Oct 25, 2015 | $5.15 | Oct 19, 2015 | $5.15 |
Nov 1, 2015 | $5.15 | Nov 3, 2015 | $5.15 |
Nov 8, 2015 | $5.15 | Nov 3, 2015 | $5.15 |
Nov 15, 2015 | $5.15 | Nov 17, 2015 | $5.15 |
Nov 22, 2015 | $5.15 | Nov 17, 2015 | $5.15 |
Nov 29, 2015 | $5.15 | Dec 2, 2015 | $5.15 |
Dec 6, 2015 | $5.15 | Dec 2, 2015 | $5.15 |
Dec 13, 2015 | $5.15 | Dec 13, 2015 | $5.15 |
Dec 20, 2015 | $5.15 | Dec 22, 2015 | $5.15 |
Dec 27, 2015 | $5.15 | Dec 22, 2015 | $5.15 |
Jan 3, 2016 | $5.15 | Dec 22, 2015 | $5.15 |
Jan 10, 2016 | $5.15 | Jan 20, 2016 | $5.15 |
Jan 17, 2016 | $5.15 | Jan 20, 2016 | $1.03 |
Jan 31, 2016 | $4.12 | ||
Jan 24, 2016 | $5.15 | Jan 31, 2016 | $5.15 |
Jan 31, 2016 | $5.15 | Jan 31, 2016 | $5.15 |
Feb 7, 2016 | $5.15 | Jan 31, 2016 | $5.15 |
Feb 14, 2016 | $5.15 | Jan 31, 2016 | $5.15 |
Feb 21, 2016 | $5.15 | Jan 31, 2016 | $5.15 |
Feb 28, 2016 | $5.15 | Jan 31, 2016 | $5.15 |
Mar 6, 2016 | $5.15 | Jan 31, 2016 | $1.03 |
Feb 20, 2016 | $4.12 | ||
Mar 13, 2016 | $5.15 | Feb 20, 2016 | $5.15 |
Mar 20, 2016 | $5.15 | Feb 20, 2016 | $5.15 |
Mar 27, 2016 | $5.15 | Feb 20, 2016 | $5.15 |
Apr 3, 2016 | $5.15 | Feb 20, 2016 | $5.15 |
Apr 10, 2016 | $5.15 | Feb 20, 2016 | $5.15 |
Apr 17, 2016 | $5.15 | Feb 20, 2016 | $5.15 |
Apr 24, 2016 | $5.99 | Feb 20, 2016 | $5.99 |
David Jun 16, 2019
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