Land and materials to take my farming to the next level

Edwin

Butere, Kenya

100% repaid

Entrepreneur

Name

Edwin

Member since

January 2015

On-time repayments

139 installments  •  73%

About Me

I grew up as a total orphan who struggled through life to make it this far. I remember, while in high school, I used to take casual jobs to take care of my needs, including paying my school fees. Being third born and with the other two elder siblings were in school as well, there was no one else left to help. The church remained the only applicable place for solace in my life. He was so gracious that through my struggles, He let me progress: today I have two degrees and I am pushing on with my PhD.

I like business so much since it supplements quite a lot in my family and it enables me stretch out to meet other people's needs, including offering support to the church. I am employed by the government, but I use my extra time in farming and business. I currently keep 75 chickens (croilers) and now wish to do agribusiness. I want to take advantage of people harvesting and purchase maize at low prices now, and dispose next year when prices will have escalated. I have several bags of maize harvested from my farm and still drying. This maize will be stored for food and purchased more for sale.

I bought vegetable seeds for commercial basis: among them, sugar-loaf, carrots, onions, tomatoes, spinach, and pepper. I intend to take my farming to the next level, subject to finding.

My Business

My income comes from employment and business. I am using this income to take care of my children and my two foster children. I have plans of taking two children (orphans) in January 2018 to Shibanga Secondary School, a school in my village which I hope I can afford from the income gotten from the farming that I am doing. The projected fees for the two are Ksh. 48,000 (USD $462).

As a way of giving back to the community, I am also a strong member of my church (Anglican Church of Kenya - Butere Diocese) and a senior official; I serve as a Synod member and patron to the Board of Trustees, Shibanga parish. I will take part of my surplus to church for blessings and for the support of the people of God.

Loan Proposal

Leasing land: $90
Seed: $3.50
Farm input: $4.50
Labour: $60
Insecticides: $60
Contingency: $4.70

Projected income: $2,000

Show original English  

About Me

I grew up as a total orphan who struggled through life to make it this far.I remember while in High school,I used to take casual jobs to take care of my needs including paying my school fees.Being born third born and the other two elder siblings were in school as well,there was no one else left to help.The church remained the only applicable place for solace in my life.His was so gracious that through my struggles,He let me progress until today I have two degrees and pushing on with my PhD.I like business so much since it supplements quite alot in my family and it enables me stretch out to meet other people's needs including offering support to church.I am employed by the government but I use my extra time in farming and business.I currently keep 75 chickens (croilers) and now wish to do agribusiness.I want to take advantage of people harvesting and purchase maize at low prices now and dispose next year when prices will escalate.I have several bags of maize harvested from my farm and still drying.These maize will be stored for food and purchase more for sale.
I bought vegetable seeds for commercial basis ,among them; sugar-loaf,carrots,onions,tomatoes,spinach ,pepper.I intend to take my farming to the next level,subject to finding.

My Business

My income comes from employment and business.I am using this income to take care of my children and my two fostered children.I have plans of taking two children (orphans)in January 2018, to SHIBANGA secondary school,a school in my village which I hope i can I afford from the income gotten from the farming that I am doing,the projected fees for the two is Ksh.48,000.
As a way of giving back to the community,I am also a strong member of my church(Anglican church of Kenya-Butere Diocese) and a senior official;I serve as a Synod member and patron to the Board of Trustees,SHIBANGA parish.I will take part of my surplus to church for blessings and for the support of the people of God.

Loan Proposal

I will lease land at 90 Dollars
Seed 3.5 Dollars
Farm input 4.5 Dollars
Labour 60 Dollars
Insecticides 60 Dollars
Contingency 4.7 Dollars
Projected income 2000 Dollars

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$326.00

Date disbursed

Aug 2, 2017

Repayment status

On Time

Projected term

25 months

Lenders

W

Witlof

Tsukuba, Japan

cyrus0302

San Francisco, United States

Kjartan

Oslo, Norway

Apmay

Melbourne, Australia

Pierfausto

Rome, Italy

Cloudways

Malta, Malta

ads68

Melbourne, Australia

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Moonknight

Østre Gausdal, Norway

gseletko

South Perth, Australia

X

xavier

Toronto, Canada

P

plhughes

United States

B

bscent

Hong Kong

K

Keith

Luxembourg

MW

Matt Willis

United States

W

Wade

United States

ES

Ed Sikorski

United States

S

Susie

Christchurch, New Zealand

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

Tobias

Frankfurt, Germany

A

Andrei

United States

T

Tucker

United States

RC

Rudi Chen

United States

Carla

United States

RG

Ravi Gadad

United States

TO

Thomas O'Neil

United States

SA

Shar Alamdari

Los Angeles, United States

LS

Leah Stemeroff

Toronto, Canada, Canada

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

BE

Bob Ewing

United States

HCPSPIRIT

Helsinki, Finland

Victoria Keenan

East Anglia, United Kingdom

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

Nethanel Kohen

NYC, United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

L

Liz

Canada

Kelsey Lesko

San Francisco, United States

sbdoc

Reno, United States

CL

Chris loera

United States

Metalfreund

Berlin, Germany

DT

Daniel Turner

United Kingdom

R

Richard

United Kingdom

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  • Edwin    Sep 12, 2022

    My business was broken into and ALL the stock stolen .It was my only source of income.

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  • Edwin    Jun 18, 2022

    Thank you my lenders.I received Ksh. 15,673 this night.
    I purpose to purchase local vegetable seed for planting.
    Once again, thank you.

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  • Edwin    Jun 18, 2022

    The 12 Zidisha members who have funded my loan,may God bless you.
    I will buy seeds and fertilizer today and start the farming on Monday 20/6/2022.
    Thank you

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  • Edwin    Jun 17, 2022

    It is very long since I took the last loan.What us very clear to me is that,the loan really assisted me because I was able to reinvest the amount by engaging into poultry farming.The poultry project did the very well despite the fact that Costa were very high.When COVID came in,the project failed due to lack of funds since I was badly sick after the first COVID vaccine .I intend to establish the project again.Thank you.

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  • Edwin    Oct 19, 2018

    My business went under.I will be comfortable with this new instalment.Kind regards

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  • William    Oct 19, 2017

    Hi, Mr. Edwin has said that he'll repay the loan the week after next week, he had some problems but they'll be sorted out soon, thanks.

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  • Edwin    Jul 30, 2017

    Thank you all for funding my loan. I will use the loaned money to lease land and do farming.
    I equally intend to use the proceeds for personal use and help two less fortunate children(orphans) access secondary education.
    Once again,thank you.

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  • Edwin    Jul 20, 2017

    Thanks for the loan.

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  • Edwin    Jul 20, 2017

    Thank you very much for the previous loan.It was of great help in my life that it made me grow as a person and as a family.

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  • Edwin    Jun 30, 2017

    I harvested maize from one of my shambas and it did absolutely well.I wish to clear the loan first and take another one for August planting again.

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  • Edwin    Dec 10, 2016

    This will enable me repayvfrom my business,since the profits I receive have not home as high as i expected.

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  • Edwin    Nov 28, 2016

    Greetings!
    I sincerely wish to thank you very much for the loan that you disbursed to me.
    The funds are to be used to purchase beauty products ranging from weaves,braids,nail polish among others.Although the funds won't be sufficient but it will be spend on a worthwhile course.
    The purchase will be done on Wednesday in the week.

    Once more,thank you very much!

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  • Edwin    Nov 23, 2016

    Hi thank you Very much.I will add cosmetic items on my shelves to catch customer's eye over this festive season.
    Once more,thank you.

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  • Edwin    Nov 18, 2016

    Dear Friends (Lenders).
    My last loan was of great help since the money helped me in ploughing my land for commercial farming.
    Although the rains were not very promising but i managed to get some good harvest from it.I harvested 12 bags of maize.I have since stored my maize until next year March/April when the prices will be high for me to dispose.
    This being a festive season,i wish to switch my business and add beauty/cosmetic items to my shelves so that i can make a killing in terms of business.
    Once i receive the funding,i will purchase cosmetic items ranging from;
    Body oil
    Weaves
    Braids
    Nail polish
    Lip balm
    Human hair and other accessories
    The whole shopping will cost me Ksh.49,000 but if given Ksh.40,000 as loan by Zidisha then my existing business will raise me the deficit of Ksh.9,000.
    Thanks for your continued support.

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  • Edwin    Jul 26, 2016

    Greetings Team,
    I am happy with the way Zidisha is progressing!
    I have one concern:-The repayments on Mpesa take long before they are reflected on the system.
    Anyway,i hope that with time this will be corrected.
    Kind regards.

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  • Edwin    Jul 1, 2016

    Good afternoon!
    I am sorry that i have not paid the 25th installment.I remember,i remitted on my Mpesa a total of Ksh.400 for 25th and 2nd July but i will send money as i wait for mpesa statement.
    Sorry for inconvenience caused.

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  • Edwin    May 3, 2016

    Hi my dear Lenders,
    Greetings!This loan money is doing me good,i appreciate.
    Thanks for giving me the loan.
    Long live!

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  • Edwin    Feb 12, 2016

    I am doing the ploughing of land and thus nothing is coming in instead I am just spending.I will adjust upwards once I start getting income.Thanks

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  • Edwin    Jan 20, 2016

    The first loan that I acquired from Zidisha made a total turn around for my retail shop business since I initially used to lose customers due to lack of fridge to store perishables e.g. milk, ice creams but the business is now booming. In the same breath, I believe that, this new loan I am applying will take me through the farming exercise that I want to embark on. Thanks for your support,Zisha.

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