Construction of a new shed for my cows
Catherine
Nakuru, Kenya
8% repaid
Entrepreneur
Name
Catherine
Member since
July 2017
On-time repayments
83 installments • 54%
About Me
Hallo Zidisha Team,
I'm an entrepreneur working on dairy and poultry farming. I started of with poultry farming specifically to raise my living standard and care for my ailing mother who is now disabled after a road accident.
I worked hard in the poultry farmer and through Zidisha, I was able to rear over 300 chicken for sale of meat and eggs.
This venture really improved my standard of living and was also care for my mother.
My ultimate goal was to venture into dairy farming of which I now have 4 milkers with a production of 65 litres a day. This was possible after I sold a parcel of land I had acquired years ago. I practice zero grazing so I have to buy fodder and water for the cows. They are now all incalf and start calving down late July consecutively.
I thank zidisha Team for enabling me get this far especially when I needed funds for purchasing feeds, poultry equipment and even buying the chicks.
I look forward to your help whenever I need it.
Thank you.
My Business
My business currently is mainly dairy farming. I have 4 milkers (Holstein Fresian cows) with an average production of 65 ltrs currently. They are almost calving down (due) starting end July this year.
The milk sales are at us$. 50 wholesale and. 60 per ltr retail . The milk is sold to households, hotel at the highway of Nairobi/Nakuru and a local shop.
The sales are used to purchase feeds (hay), supplements and minerals and pay my farm help. Any surplus goes to my house expenses and mums meds.
I sold all my chicken and will embark on it in August. I have had good experience with rearing chicken and I'm now able to manage a poultry farm better than when I started. I expect to make better profits in the next season.
Loan Proposal
The loan will be used to construct a new cowshed that can support 6 cows and 4 calves. The current one is coming now in a bad state especially the floor which is very uncomfortable for the cows and difficult to come clean.
Funds will go towards buying new poles at a cost of US $ 103, cement, hard core, ballast at a cost of US$ 350, off cuts for the wall US$ 50, iron sheets for roofing US$ 100, wood for partitions and support US$ 80 and labor US$ 80.
Income Source
My business involves daily consumption of milk which is a basic requirement in every household.
I also sell chicken and eggs which give an additional income.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$778.00
Date disbursed
Aug 21, 2020
Repayment status
Late
Projected term
10 months
Other loans
Lenders
Jeruslem, Israel
United States
Germany
United States
Houston, United States
New Zealand
Germany
Saint Paul, United States
Summary
Amount repaid
$61.16
Amount remaining
$717.33
Expected completion
Jul 2, 2021
Status
Repaying late
Installment amount
$30.06
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 28, 2020 | $0.00 | ||
| Sep 4, 2020 | $14.79 | Aug 29, 2020 | $14.78 |
| Sep 7, 2020 | $0.01 | ||
| Sep 11, 2020 | $4.93 | Sep 7, 2020 | $4.93 |
| Sep 18, 2020 | $4.94 | Sep 19, 2020 | $4.93 |
| Sep 25, 2020 | $0.01 | ||
| Sep 25, 2020 | $4.94 | Sep 25, 2020 | $4.94 |
| Oct 2, 2020 | $4.94 | Oct 5, 2020 | $4.94 |
| Oct 9, 2020 | $0.00 | ||
| Oct 16, 2020 | $0.00 | ||
| Oct 23, 2020 | $3.95 | Oct 17, 2020 | $3.95 |
| Oct 30, 2020 | $3.95 | Oct 17, 2020 | $0.99 |
| Nov 30, 2020 | $2.97 | ||
| Nov 6, 2020 | $1.96 | Nov 30, 2020 | $1.96 |
| Nov 13, 2020 | $0.00 | ||
| Nov 20, 2020 | $0.00 | ||
| Nov 27, 2020 | $0.00 | ||
| Dec 4, 2020 | $0.00 | ||
| Dec 11, 2020 | $1.98 | Dec 29, 2020 | $1.98 |
| Dec 18, 2020 | $1.98 | Mar 13, 2021 | $1.98 |
| Dec 25, 2020 | $1.98 | Mar 13, 2021 | $0.98 |
| Mar 29, 2021 | $1.01 | ||
| Jan 1, 2021 | $1.98 | Mar 29, 2021 | $1.95 |
| Apr 1, 2021 | $0.03 | ||
| Jan 8, 2021 | $1.98 | Apr 1, 2021 | $1.98 |
| Jan 15, 2021 | $30.06 | Apr 1, 2021 | $0.95 |
| Apr 29, 2021 | $2.96 | ||
| Jun 30, 2021 | $2.96 | ||
| Jan 22, 2021 | $30.06 | ||
| Jan 29, 2021 | $30.06 | ||
| Feb 5, 2021 | $30.06 | ||
| Feb 12, 2021 | $30.06 | ||
| Feb 19, 2021 | $30.06 | ||
| Feb 26, 2021 | $30.06 | ||
| Mar 5, 2021 | $30.06 | ||
| Mar 12, 2021 | $30.06 | ||
| Mar 19, 2021 | $30.06 | ||
| Mar 26, 2021 | $30.06 | ||
| Apr 2, 2021 | $30.06 | ||
| Apr 9, 2021 | $30.06 | ||
| Apr 16, 2021 | $30.06 | ||
| Apr 23, 2021 | $30.06 | ||
| Apr 30, 2021 | $30.06 | ||
| May 7, 2021 | $30.06 | ||
| May 14, 2021 | $30.06 | ||
| May 21, 2021 | $30.06 | ||
| May 28, 2021 | $30.06 | ||
| Jun 4, 2021 | $30.06 | ||
| Jun 11, 2021 | $30.06 | ||
| Jun 18, 2021 | $30.06 | ||
| Jun 25, 2021 | $30.06 | ||
| Jul 2, 2021 | $2.86 | ||
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