Completion of my permanent house
Emmy
Burgei Village, Rongai., Kenya
11% repaid
Entrepreneur
Name
Emmy
Member since
June 2013
On-time repayments
339 installments • 84%
About Me
I am Emmy, married with two children. I live in Burgei village, rongai in Nakuru. I am a secretary by profession where i work in a secondary school.
I hold Diploma in Business Management, Certificate in Secretarial and Computer studies.
Despite the monthly salary I earn it could not cater for my needs therefore I engaged in farming where i majorly deal with dairy cows.
Indeed the project has really assisted my family but much has not been exploited due to lack of enough funds to widen the scope.
My Business
I have 3 dairy cows with some heifers. Each cow I milk approximately 8/9 litres in the morning thus giving the total of 24 litres @27shs (though the prices keep on fluctuating.) I therefore earn Ksh648 on the lower side x30days=19440.
After deductions of the expenses incurred for treatment, and feeds the profit is about Ksh. 10,000.
Diseases e.g East coast Fever which is common in our place is a serious drawback of this business despite the cost of treatment which is costly sometimes it leads to the death of a cow. Also fluctuation of price of milk is a very serious challenge since one cannot plan ahead or budget for the income expected.
Thirdly, drought normally affects the dairy cattle since there production becomes low hence need for enough storage of food to cub the problem.
Since the project has not been exploited well due to funds i therefore request for funds in order to do it to the fullest by using a zero grazing method which is normally very productive.
I will therefore use the funds to construct the structure for the 3 dairy cows and employ someone to assist me in achieving my set goal which I believe it will be highly achieved.
Loan Proposal
I plan to buy cement, tiles, paints and to pay for labor.
This will cost around Ksh. 200,000 thus I'll contribute the balance of about Ksh 50,000
Income Source
Though we're undergoing trying and difficult financial time globally, I believe that I'll be in a position to repay my loan.
Noting that I'm a civil servant repaying my loan at least won't be a big problem Incase of my farm income becomes a problem.
Feedback
Positive
11
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,650.00
Date disbursed
May 31, 2020
Repayment status
Late
Projected term
12 months
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Summary
Amount repaid
$188.22
Amount remaining
$1,461.87
Expected completion
Jun 5, 2021
Status
Repaying late
Installment amount
$98.54
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 13, 2020 | $5.91 | Jun 12, 2020 | $5.91 |
| Jun 20, 2020 | $4.94 | Jun 18, 2020 | $4.94 |
| Jun 27, 2020 | $4.94 | Jun 18, 2020 | $0.99 |
| Jun 29, 2020 | $3.95 | ||
| Jul 4, 2020 | $4.94 | Jun 29, 2020 | $1.47 |
| Jul 7, 2020 | $3.47 | ||
| Jul 11, 2020 | $4.94 | Jul 7, 2020 | $4.94 |
| Jul 18, 2020 | $4.94 | Jul 7, 2020 | $1.45 |
| Jul 20, 2020 | $3.49 | ||
| Jul 25, 2020 | $11.29 | Jul 20, 2020 | $6.37 |
| Jul 27, 2020 | $4.93 | ||
| Aug 1, 2020 | $4.94 | Aug 6, 2020 | $4.94 |
| Aug 8, 2020 | $4.94 | Aug 6, 2020 | $4.92 |
| Aug 17, 2020 | $0.02 | ||
| Aug 15, 2020 | $4.94 | Aug 17, 2020 | $4.94 |
| Aug 22, 2020 | $4.94 | Aug 17, 2020 | $4.94 |
| Aug 29, 2020 | $4.94 | Aug 17, 2020 | $0.16 |
| Aug 31, 2020 | $4.78 | ||
| Sep 5, 2020 | $7.05 | Aug 31, 2020 | $1.13 |
| Sep 8, 2020 | $5.91 | ||
| Sep 12, 2020 | $1.98 | Sep 10, 2020 | $1.98 |
| Sep 19, 2020 | $1.98 | Sep 10, 2020 | $1.98 |
| Sep 26, 2020 | $1.98 | Sep 10, 2020 | $1.95 |
| Sep 28, 2020 | $0.03 | ||
| Oct 3, 2020 | $1.98 | Sep 28, 2020 | $1.98 |
| Oct 10, 2020 | $1.98 | Sep 28, 2020 | $1.98 |
| Oct 17, 2020 | $1.92 | Sep 28, 2020 | $1.92 |
| Oct 24, 2020 | $1.98 | Oct 19, 2020 | $1.98 |
| Oct 31, 2020 | $1.98 | Oct 19, 2020 | $1.98 |
| Nov 7, 2020 | $1.98 | Oct 19, 2020 | $1.98 |
| Nov 14, 2020 | $1.98 | Oct 19, 2020 | $1.98 |
| Nov 21, 2020 | $1.98 | Oct 19, 2020 | $1.93 |
| Nov 23, 2020 | $0.05 | ||
| Nov 28, 2020 | $8.14 | Nov 23, 2020 | $6.16 |
| Dec 1, 2020 | $1.98 | ||
| Dec 5, 2020 | $1.00 | Dec 7, 2020 | $1.00 |
| Dec 12, 2020 | $1.00 | Dec 11, 2020 | $1.00 |
| Dec 19, 2020 | $1.00 | Dec 11, 2020 | $1.00 |
| Dec 26, 2020 | $1.00 | Dec 11, 2020 | $1.00 |
| Jan 2, 2021 | $1.00 | Dec 11, 2020 | $1.00 |
| Jan 9, 2021 | $7.84 | Dec 11, 2020 | $1.93 |
| Jan 8, 2021 | $5.91 | ||
| Jan 16, 2021 | $11.12 | Jan 14, 2021 | $2.96 |
| Jan 19, 2021 | $2.96 | ||
| Jan 21, 2021 | $2.96 | ||
| Jan 25, 2021 | $2.25 | ||
| Jan 23, 2021 | $11.12 | Jan 25, 2021 | $0.71 |
| Jan 27, 2021 | $1.97 | ||
| Feb 1, 2021 | $2.96 | ||
| Feb 8, 2021 | $2.96 | ||
| Feb 10, 2021 | $2.52 | ||
| Jan 30, 2021 | $11.12 | Feb 10, 2021 | $0.43 |
| Feb 17, 2021 | $2.96 | ||
| Mar 2, 2021 | $2.96 | ||
| Mar 11, 2021 | $4.77 | ||
| Feb 6, 2021 | $11.12 | Mar 11, 2021 | $0.16 |
| Mar 18, 2021 | $4.93 | ||
| Mar 19, 2021 | $4.93 | ||
| Mar 30, 2021 | $1.10 | ||
| Feb 13, 2021 | $11.12 | Mar 30, 2021 | $1.85 |
| Apr 9, 2021 | $2.96 | ||
| Apr 15, 2021 | $2.96 | ||
| May 7, 2021 | $3.35 | ||
| Feb 20, 2021 | $98.54 | May 7, 2021 | $1.58 |
| Jun 8, 2021 | $4.93 | ||
| Jul 28, 2021 | $2.96 | ||
| Dec 2, 2021 | $2.96 | ||
| Jul 22, 2022 | $3.94 | ||
| Feb 27, 2021 | $98.54 | ||
| Mar 6, 2021 | $98.54 | ||
| Mar 13, 2021 | $98.54 | ||
| Mar 20, 2021 | $98.54 | ||
| Mar 27, 2021 | $98.54 | ||
| Apr 3, 2021 | $98.54 | ||
| Apr 10, 2021 | $98.54 | ||
| Apr 17, 2021 | $98.54 | ||
| Apr 24, 2021 | $98.54 | ||
| May 1, 2021 | $98.54 | ||
| May 8, 2021 | $98.54 | ||
| May 15, 2021 | $98.54 | ||
| May 22, 2021 | $98.54 | ||
| May 29, 2021 | $98.54 | ||
| Jun 5, 2021 | $0.06 | ||
Anonymous Jan 1, 2024
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