Name
Isiah
Member since
September 2013
On-time repayments
258 installments • 24%
I am a male Kenyan aged 38yrs from humble family background, I struggled going to school, but with God’s grace managed to complete high school. I went to various colleges through sponsorship graduated in Diploma in Computer Graphics Design, I am also trained in Life Skills, HIV/ AIDS counseling, testing & management.
I have worked in various organizations and group in different capacities mostly as a volunteer, thereby gained a lot of experience.
Am married to one lovely wife and have been blessed with two children both in Primary School. Currently, I reside at Uhanya beach and operate a Cyber Café, also offering computer service.
I started my computer business in 2008, with a small capital from my savings I just had one computer, I learned to be patient and the business has grown to a small cyber cafe’. Though am grateful for my progress so far, my vision is for the business to grow to a computer college, and I believe with your financial support I can achieve my goal.
The major challenge in this area is unreliable electricity, we often experience power outages thus disappointing clients, I will buy a power generator which will help in continuation of the business even when there is no electricity. However I have a long term plans of installing solar system.
Due globalization many people use internet service for communication and social networking hence the high demand for reliable and sustainable internet services.
I earn an average sale of $343 I pay bills worth $177 this leaves me with a gross profit of $166. I then take 25% for emergency and expanding the business. The balance $124.5 is my average Net profit.
I use this profit to take care of my family, paying my children’s school fees and providing basic necessities. With proper funding I would expand the business, meet my customers demand, by increasing computer illiteracy level in training many people. Hence increasing the number who will join Zidisha as well.
I am grateful for the support I have received from zidisha, your kindness and patience is touching. I have grown financially by through your good work. I have built a rental house with the proceeds from my business and now I am almost done. However, I am short of funds to enable me do final finishing, they are two houses each one bedroom and kitchen. The two houses will be rented at $34 each per month. Am therefore posting this loan application to enable me complete the houses and hopefully be occupied by July. This project will go a long way to supplementing my business thus increasing my income.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$229.00
Date disbursed
Jun 25, 2015
Repayment status
Late
Projected term
45 months
Other loans
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Amount repaid
$78.00
Amount remaining
$163.11
Expected completion
Mar 17, 2019
Status
Repaying late
Installment amount
$1.05
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 5, 2015 | $4.15 | Jun 26, 2015 | $4.15 |
Jul 12, 2015 | $4.15 | Jun 26, 2015 | $4.15 |
Jul 19, 2015 | $4.15 | Jun 26, 2015 | $0.13 |
Jul 16, 2015 | $4.02 | ||
Jul 26, 2015 | $4.15 | Jul 16, 2015 | $0.19 |
Jul 26, 2015 | $3.96 | ||
Aug 2, 2015 | $4.15 | Jul 26, 2015 | $4.15 |
Aug 9, 2015 | $4.15 | Jul 26, 2015 | $0.32 |
Aug 8, 2015 | $3.83 | ||
Aug 16, 2015 | $4.15 | Aug 8, 2015 | $0.38 |
Aug 20, 2015 | $3.77 | ||
Aug 23, 2015 | $4.15 | Aug 20, 2015 | $0.44 |
Aug 22, 2015 | $3.71 | ||
Aug 30, 2015 | $4.15 | Aug 22, 2015 | $1.56 |
Aug 28, 2015 | $2.59 | ||
Sep 6, 2015 | $4.15 | Aug 28, 2015 | $1.31 |
Sep 9, 2015 | $2.84 | ||
Sep 13, 2015 | $4.15 | Sep 9, 2015 | $1.37 |
Sep 13, 2015 | $2.78 | ||
Sep 20, 2015 | $4.15 | Sep 13, 2015 | $1.43 |
Sep 25, 2015 | $2.72 | ||
Sep 27, 2015 | $1.49 | Sep 25, 2015 | $1.49 |
Oct 4, 2015 | $0.00 | ||
Oct 11, 2015 | $0.00 | ||
Oct 18, 2015 | $3.16 | Oct 23, 2015 | $3.16 |
Oct 25, 2015 | $3.16 | Nov 5, 2015 | $3.16 |
Nov 1, 2015 | $3.16 | Nov 5, 2015 | $1.58 |
Nov 28, 2015 | $1.58 | ||
Nov 8, 2015 | $3.16 | Nov 28, 2015 | $3.16 |
Nov 15, 2015 | $3.16 | Nov 28, 2015 | $3.16 |
Nov 22, 2015 | $1.58 | Nov 28, 2015 | $1.58 |
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $0.00 | ||
Dec 27, 2015 | $2.11 | Feb 12, 2016 | $2.11 |
Jan 3, 2016 | $2.11 | Feb 12, 2016 | $2.11 |
Jan 10, 2016 | $2.11 | Feb 12, 2016 | $2.11 |
Jan 17, 2016 | $2.11 | Feb 12, 2016 | $1.05 |
Feb 23, 2016 | $1.05 | ||
Jan 24, 2016 | $0.95 | Feb 23, 2016 | $0.95 |
Jan 31, 2016 | $0.00 | ||
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $0.00 | ||
Feb 21, 2016 | $0.00 | ||
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $0.00 | ||
Mar 20, 2016 | $0.00 | ||
Mar 27, 2016 | $0.00 | ||
Apr 3, 2016 | $1.05 | ||
Apr 10, 2016 | $1.05 | ||
Apr 17, 2016 | $1.05 | ||
Apr 24, 2016 | $1.05 | ||
May 1, 2016 | $1.05 | ||
May 8, 2016 | $1.05 | ||
May 15, 2016 | $1.05 | ||
May 22, 2016 | $1.05 | ||
May 29, 2016 | $1.05 | ||
Jun 5, 2016 | $1.05 | ||
Jun 12, 2016 | $1.05 | ||
Jun 19, 2016 | $1.05 | ||
Jun 26, 2016 | $1.05 | ||
Jul 3, 2016 | $1.05 | ||
Jul 10, 2016 | $1.05 | ||
Jul 17, 2016 | $1.05 | ||
Jul 24, 2016 | $1.05 | ||
Jul 31, 2016 | $1.05 | ||
Aug 7, 2016 | $1.05 | ||
Aug 14, 2016 | $1.05 | ||
Aug 21, 2016 | $1.05 | ||
Aug 28, 2016 | $1.05 | ||
Sep 4, 2016 | $1.05 | ||
Sep 11, 2016 | $1.05 | ||
Sep 18, 2016 | $1.05 | ||
Sep 25, 2016 | $1.05 | ||
Oct 2, 2016 | $1.05 | ||
Oct 9, 2016 | $1.05 | ||
Oct 16, 2016 | $1.05 | ||
Oct 23, 2016 | $1.05 | ||
Oct 30, 2016 | $1.05 | ||
Nov 6, 2016 | $1.05 | ||
Nov 13, 2016 | $1.05 | ||
Nov 20, 2016 | $1.05 | ||
Nov 27, 2016 | $1.05 | ||
Dec 4, 2016 | $1.05 | ||
Dec 11, 2016 | $1.05 | ||
Dec 18, 2016 | $1.05 | ||
Dec 25, 2016 | $1.05 | ||
Jan 1, 2017 | $1.05 | ||
Jan 8, 2017 | $1.05 | ||
Jan 15, 2017 | $1.05 | ||
Jan 22, 2017 | $1.05 | ||
Jan 29, 2017 | $1.05 | ||
Feb 5, 2017 | $1.05 | ||
Feb 12, 2017 | $1.05 | ||
Feb 19, 2017 | $1.05 | ||
Feb 26, 2017 | $1.05 | ||
Mar 5, 2017 | $1.05 | ||
Mar 12, 2017 | $1.05 | ||
Mar 19, 2017 | $1.05 | ||
Mar 26, 2017 | $1.05 | ||
Apr 2, 2017 | $1.05 | ||
Apr 9, 2017 | $1.05 | ||
Apr 16, 2017 | $1.05 | ||
Apr 23, 2017 | $1.05 | ||
Apr 30, 2017 | $1.05 | ||
May 7, 2017 | $1.05 | ||
May 14, 2017 | $1.05 | ||
May 21, 2017 | $1.05 | ||
May 28, 2017 | $1.05 | ||
Jun 4, 2017 | $1.05 | ||
Jun 11, 2017 | $1.05 | ||
Jun 18, 2017 | $1.05 | ||
Jun 25, 2017 | $1.05 | ||
Jul 2, 2017 | $1.05 | ||
Jul 9, 2017 | $1.05 | ||
Jul 16, 2017 | $1.05 | ||
Jul 23, 2017 | $1.05 | ||
Jul 30, 2017 | $1.05 | ||
Aug 6, 2017 | $1.05 | ||
Aug 13, 2017 | $1.05 | ||
Aug 20, 2017 | $1.05 | ||
Aug 27, 2017 | $1.05 | ||
Sep 3, 2017 | $1.05 | ||
Sep 10, 2017 | $1.05 | ||
Sep 17, 2017 | $1.05 | ||
Sep 24, 2017 | $1.05 | ||
Oct 1, 2017 | $1.05 | ||
Oct 8, 2017 | $1.05 | ||
Oct 15, 2017 | $1.05 | ||
Oct 22, 2017 | $1.05 | ||
Oct 29, 2017 | $1.05 | ||
Nov 5, 2017 | $1.05 | ||
Nov 12, 2017 | $1.05 | ||
Nov 19, 2017 | $1.05 | ||
Nov 26, 2017 | $1.05 | ||
Dec 3, 2017 | $1.05 | ||
Dec 10, 2017 | $1.05 | ||
Dec 17, 2017 | $1.05 | ||
Dec 24, 2017 | $1.05 | ||
Dec 31, 2017 | $1.05 | ||
Jan 7, 2018 | $1.05 | ||
Jan 14, 2018 | $1.05 | ||
Jan 21, 2018 | $1.05 | ||
Jan 28, 2018 | $1.05 | ||
Feb 4, 2018 | $1.05 | ||
Feb 11, 2018 | $1.05 | ||
Feb 18, 2018 | $1.05 | ||
Feb 25, 2018 | $1.05 | ||
Mar 4, 2018 | $1.05 | ||
Mar 11, 2018 | $1.05 | ||
Mar 18, 2018 | $1.05 | ||
Mar 25, 2018 | $1.05 | ||
Apr 1, 2018 | $1.05 | ||
Apr 8, 2018 | $1.05 | ||
Apr 15, 2018 | $1.05 | ||
Apr 22, 2018 | $1.05 | ||
Apr 29, 2018 | $1.05 | ||
May 6, 2018 | $1.05 | ||
May 13, 2018 | $1.05 | ||
May 20, 2018 | $1.05 | ||
May 27, 2018 | $1.05 | ||
Jun 3, 2018 | $1.05 | ||
Jun 10, 2018 | $1.05 | ||
Jun 17, 2018 | $1.05 | ||
Jun 24, 2018 | $1.05 | ||
Jul 1, 2018 | $1.05 | ||
Jul 8, 2018 | $1.05 | ||
Jul 15, 2018 | $1.05 | ||
Jul 22, 2018 | $1.05 | ||
Jul 29, 2018 | $1.05 | ||
Aug 5, 2018 | $1.05 | ||
Aug 12, 2018 | $1.05 | ||
Aug 19, 2018 | $1.05 | ||
Aug 26, 2018 | $1.05 | ||
Sep 2, 2018 | $1.05 | ||
Sep 9, 2018 | $1.05 | ||
Sep 16, 2018 | $1.05 | ||
Sep 23, 2018 | $1.05 | ||
Sep 30, 2018 | $1.05 | ||
Oct 7, 2018 | $1.05 | ||
Oct 14, 2018 | $1.05 | ||
Oct 21, 2018 | $1.05 | ||
Oct 28, 2018 | $1.05 | ||
Nov 4, 2018 | $1.05 | ||
Nov 11, 2018 | $1.05 | ||
Nov 18, 2018 | $1.05 | ||
Nov 25, 2018 | $1.05 | ||
Dec 2, 2018 | $1.05 | ||
Dec 9, 2018 | $1.05 | ||
Dec 16, 2018 | $1.05 | ||
Dec 23, 2018 | $1.05 | ||
Dec 30, 2018 | $1.05 | ||
Jan 6, 2019 | $1.05 | ||
Jan 13, 2019 | $1.05 | ||
Jan 20, 2019 | $1.05 | ||
Jan 27, 2019 | $1.05 | ||
Feb 3, 2019 | $1.05 | ||
Feb 10, 2019 | $1.05 | ||
Feb 17, 2019 | $1.05 | ||
Feb 24, 2019 | $1.05 | ||
Mar 3, 2019 | $1.05 | ||
Mar 10, 2019 | $1.05 | ||
Mar 17, 2019 | $1.00 |
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