Name
Isiah
Member since
September 2013
On-time repayments
258 installments • 24%
I am a male Kenyan aged 38yrs from humble family background, I struggled going to school, but with God’s grace managed to complete high school. I went to various colleges through sponsorship graduated in Diploma in Computer Graphics Design, I am also trained in Life Skills, HIV/ AIDS counseling, testing & management.
I have worked in various organizations and group in different capacities mostly as a volunteer, thereby gained a lot of experience.
Am married to one lovely wife and have been blessed with two children both in Primary School. Currently, I reside at Uhanya beach and operate a Cyber Café, also offering computer service.
I started my computer business in 2008, with a small capital from my savings I just had one computer, I learned to be patient and the business has grown to a small cyber cafe’. Though am grateful for my progress so far, my vision is for the business to grow to a computer college, and I believe with your financial support I can achieve my goal.
The major challenge in this area is unreliable electricity, we often experience power outages thus disappointing clients, I will buy a power generator which will help in continuation of the business even when there is no electricity. However I have a long term plans of installing solar system.
Due globalization many people use internet service for communication and social networking hence the high demand for reliable and sustainable internet services.
I earn an average sale of $343 I pay bills worth $177 this leaves me with a gross profit of $166. I then take 25% for emergency and expanding the business. The balance $124.5 is my average Net profit.
I use this profit to take care of my family, paying my children’s school fees and providing basic necessities. With proper funding I would expand the business, meet my customers demand, by increasing computer illiteracy level in training many people. Hence increasing the number who will join Zidisha as well.
I am grateful for the support I have received from zidisha, your kindness and patience is touching. I have grown financially by through your good work. I have built a rental house with the proceeds from my business and now I am almost done. However, I am short of funds to enable me do final finishing, they are two houses each one bedroom and kitchen. The two houses will be rented at $34 each per month. Am therefore posting this loan application to enable me complete the houses and hopefully be occupied by July. This project will go a long way to supplementing my business thus increasing my income.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$229.00
Date disbursed
Jun 25, 2015
Repayment status
Late
Projected term
45 months
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