Entrepreneur
Name
Sarah
Member since
March 2014
On-time repayments
297 installments • 36%
About Me
I wish to pass my gratitude to the lenders who supported me with my previous loan which went a long way to boost '‘THE PAT’s BEAUTY CENTRE’. The business has expanded and we have contracted one more employee who is helping us with 'NAIL ART'. Besides stocking the beauty products, ‘THE PAT’s BEAUTY CENTRE’ have gone a ladder higher by introducing Nail Art services to our esteemed clients. We are doing the nail art at a subsidised rate for the Jomo Kenyatta University Students who form a base of clientelle.
My Business
I wish to thank the Zidisha team for their previous loan extended to me that I have just completed repaying. This amount helped us to boost our stock at the 'THE PAT’s BEAUTY CENTRE’. We are optimistic that given more loans by Zidisha community our business will prosper. We have a two years plan that we have laid down. At the end of the two years it is expected that THE PAT’s BEAUTY CENTRE’ will have expanded further.
Loan Proposal
I am in the process of starting an online business for selling clothes. I have already established a supplier in Kampala where I will be traveling once in a month to get the products. I have opted for online business as it has less expenses compared to having a physical shop which have given me challenges in the past. My aim is to open an online shop via face book page where i will be sending photo of the products that I have and update it regularly. I am intending to get my first stock as soon as I get the loan and also open the face book page immediately. The business budget is as follows: I request for a total of USD405,458 which the break down is as follows: Transport to and from Kampala (USD48.4557), accommodation (USD29.0734), Male shirts (USD96.9114), dresses (USD96.9114) and kids clothes (USD134.106). I am planning to carry out vigorous advertisement on facebook and also build rapport with the supplier in Kampala to reduce the physical trips and be receiving the stock via the buses that travel from Nairobi to Kampala. In this way, my profit margin will increase as the transport costs will be done away with. The profit will go a long way to pay my University fee to enable me finish my degree course. I wish to thank lenders who have lend money to be previously and look forward to getting my loan funded soonest. Thank you.
About Me
I am a lady aged 32. I live in Juja town, 40 KM from the Kenyan capital Nairobi. I have a permanent job in one the Kenyan Private University. I wish to thank Zidisha for giving me my first loan which I used to boost my beauty products business. I have been able to increase stock at the ‘THE PAT’s BEAUTY CENTRE’. Currently we are selling earrings, bracelets, hair buds, necklaces, hair extensions, hand and body lotions, perfumes, nail polish among other beauty products. I am determined to see ‘THE PAT’s BEAUTY CENTRE’ blossom to greater heights in future. I have also enrolled for short course at Jomo Kenyatta University. The course title is ‘ENTREPRENUERSHIP’. This course will go a long way to polish my business management skills and also help realize my dream of opening a beauty products supermarket in Juja town.
My Business
At ‘THE PAT’s BEAUTY CENTRE’ (The business name) our motto is ‘VARIETY with QUALITY’. As the business blossoms, we are still increasing stock using our net profit which is currently at 92USD after paying USD33 rent, 5USD electricity bill and 22USD transport. I will commit to pay the loan with part of the net profit and use the remaining to plough it back to the business. The business has been in operation since December 2013 and the trend of profits has been encouraging. It is our sincere hope that if given consecutive loans offered at Zidisha, we shall be able to achieve our motto. As the business progresses, we are hoping to expand more and eventually open a beauty products supermarket in Juja town which will be one of its kind in the locality. ‘The Pats Beauty Centre’ aims at being a supermarket of ot its kind taking care of the modern woman by providing her with ‘classy complementary looks’ and outfits
The beauty market among women is a venture that is long term as women continue having the urge to look good and more presentable. A well dressed lady can only complement this with her jewelry which we offer at THE PAT’s BEAUTY CENTRE.
Loan Proposal
I am in the process of starting an online business for selling clothes. I have already established a supplier in Kampala where I will be traveling once in a month to get the products. I have opted for online business as it has less expenses compared to having a physical shop which have given me challenges in the past. My aim is to open an online shop via face book page where i will be sending photo of the products that I have and update it regularly. I am intending to get my first stock as soon as I get the loan and also open the face book page immediately. The business budget is as follows: I request for a total of USD405,458 which the break down is as follows: Transport to and from Kampala (USD48.4557), accommodation (USD29.0734), Male shirts (USD96.9114), dresses (USD96.9114) and kids clothes (USD134.106). I am planning to carry out vigorous advertisement on facebook and also build rapport with the supplier in Kampala to reduce the physical trips and be receiving the stock via the buses that travel from Nairobi to Kampala. In this way, my profit margin will increase as the transport costs will be done away with. The profit will go a long way to pay my University fee to enable me finish my degree course. I wish to thank lenders who have lend money to be previously and look forward to getting my loan funded soonest. Thank you.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$422.00
Date disbursed
Oct 23, 2016
Repayment status
Late
Projected term
52 months
Lenders
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Summary
Amount repaid
$178.97
Amount remaining
$242.88
Expected completion
Jul 25, 2020
Status
Repaying late
Installment amount
$2.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 5, 2016 | $20.17 | Nov 20, 2016 | $20.17 |
| Nov 12, 2016 | $0.00 | ||
| Nov 19, 2016 | $0.00 | ||
| Nov 26, 2016 | $10.08 | Dec 26, 2016 | $10.08 |
| Dec 3, 2016 | $10.08 | Jan 8, 2017 | $10.08 |
| Dec 10, 2016 | $0.00 | ||
| Dec 17, 2016 | $0.00 | ||
| Dec 24, 2016 | $0.00 | ||
| Dec 31, 2016 | $0.00 | ||
| Jan 7, 2017 | $0.00 | ||
| Jan 14, 2017 | $0.00 | ||
| Jan 21, 2017 | $0.00 | ||
| Jan 28, 2017 | $5.04 | Jan 29, 2017 | $5.04 |
| Feb 4, 2017 | $5.04 | Feb 9, 2017 | $5.04 |
| Feb 11, 2017 | $0.00 | ||
| Feb 18, 2017 | $0.00 | ||
| Feb 25, 2017 | $0.00 | ||
| Mar 4, 2017 | $0.00 | ||
| Mar 11, 2017 | $0.00 | ||
| Mar 18, 2017 | $0.00 | ||
| Mar 25, 2017 | $0.00 | ||
| Apr 1, 2017 | $0.00 | ||
| Apr 8, 2017 | $0.00 | ||
| Apr 15, 2017 | $0.00 | ||
| Apr 22, 2017 | $0.00 | ||
| Apr 29, 2017 | $0.00 | ||
| May 6, 2017 | $0.00 | ||
| May 13, 2017 | $0.00 | ||
| May 20, 2017 | $0.00 | ||
| May 27, 2017 | $0.00 | ||
| Jun 3, 2017 | $0.00 | ||
| Jun 10, 2017 | $0.00 | ||
| Jun 17, 2017 | $0.00 | ||
| Jun 24, 2017 | $0.00 | ||
| Jul 1, 2017 | $0.00 | ||
| Jul 8, 2017 | $0.00 | ||
| Jul 15, 2017 | $2.02 | Jul 10, 2017 | $2.02 |
| Jul 22, 2017 | $2.02 | Jul 15, 2017 | $2.02 |
| Jul 29, 2017 | $2.02 | Jul 15, 2017 | $2.02 |
| Aug 5, 2017 | $2.02 | Jul 15, 2017 | $2.02 |
| Aug 12, 2017 | $2.02 | Aug 31, 2017 | $2.02 |
| Aug 19, 2017 | $2.02 | Aug 31, 2017 | $2.02 |
| Aug 26, 2017 | $2.02 | Nov 4, 2018 | $2.02 |
| Sep 2, 2017 | $0.00 | ||
| Sep 9, 2017 | $0.00 | ||
| Sep 16, 2017 | $0.00 | ||
| Sep 23, 2017 | $0.00 | ||
| Sep 30, 2017 | $0.00 | ||
| Oct 7, 2017 | $0.00 | ||
| Oct 14, 2017 | $0.00 | ||
| Oct 21, 2017 | $0.00 | ||
| Oct 28, 2017 | $0.00 | ||
| Nov 4, 2017 | $0.00 | ||
| Nov 11, 2017 | $0.00 | ||
| Nov 18, 2017 | $0.00 | ||
| Nov 25, 2017 | $0.00 | ||
| Dec 2, 2017 | $0.00 | ||
| Dec 9, 2017 | $0.00 | ||
| Dec 16, 2017 | $0.00 | ||
| Dec 23, 2017 | $0.00 | ||
| Dec 30, 2017 | $0.00 | ||
| Jan 6, 2018 | $0.00 | ||
| Jan 13, 2018 | $0.00 | ||
| Jan 20, 2018 | $0.00 | ||
| Jan 27, 2018 | $0.00 | ||
| Feb 3, 2018 | $0.00 | ||
| Feb 10, 2018 | $0.00 | ||
| Feb 17, 2018 | $0.00 | ||
| Feb 24, 2018 | $0.00 | ||
| Mar 3, 2018 | $0.00 | ||
| Mar 10, 2018 | $0.00 | ||
| Mar 17, 2018 | $0.00 | ||
| Mar 24, 2018 | $0.00 | ||
| Mar 31, 2018 | $0.00 | ||
| Apr 7, 2018 | $0.00 | ||
| Apr 14, 2018 | $0.00 | ||
| Apr 21, 2018 | $0.00 | ||
| Apr 28, 2018 | $0.00 | ||
| May 5, 2018 | $0.00 | ||
| May 12, 2018 | $0.00 | ||
| May 19, 2018 | $0.00 | ||
| May 26, 2018 | $0.00 | ||
| Jun 2, 2018 | $0.00 | ||
| Jun 9, 2018 | $0.00 | ||
| Jun 16, 2018 | $0.00 | ||
| Jun 23, 2018 | $0.00 | ||
| Jun 30, 2018 | $0.00 | ||
| Jul 7, 2018 | $0.00 | ||
| Jul 14, 2018 | $0.00 | ||
| Jul 21, 2018 | $0.00 | ||
| Jul 28, 2018 | $0.00 | ||
| Aug 4, 2018 | $0.00 | ||
| Aug 11, 2018 | $0.00 | ||
| Aug 18, 2018 | $0.00 | ||
| Aug 25, 2018 | $0.00 | ||
| Sep 1, 2018 | $0.00 | ||
| Sep 8, 2018 | $0.00 | ||
| Sep 15, 2018 | $0.00 | ||
| Sep 22, 2018 | $0.00 | ||
| Sep 29, 2018 | $0.00 | ||
| Oct 6, 2018 | $0.00 | ||
| Oct 13, 2018 | $0.00 | ||
| Oct 20, 2018 | $0.00 | ||
| Oct 27, 2018 | $0.00 | ||
| Nov 3, 2018 | $0.00 | ||
| Nov 10, 2018 | $1.01 | Dec 2, 2018 | $1.01 |
| Nov 17, 2018 | $1.01 | Dec 2, 2018 | $1.01 |
| Nov 24, 2018 | $1.01 | Dec 2, 2018 | $1.01 |
| Dec 1, 2018 | $1.01 | Dec 2, 2018 | $1.01 |
| Dec 8, 2018 | $1.01 | Dec 2, 2018 | $1.01 |
| Dec 15, 2018 | $2.02 | Dec 2, 2018 | $1.01 |
| Dec 13, 2018 | $1.01 | ||
| Dec 22, 2018 | $2.02 | Dec 13, 2018 | $2.02 |
| Dec 29, 2018 | $2.02 | Dec 13, 2018 | $1.01 |
| Feb 9, 2019 | $1.01 | ||
| Jan 5, 2019 | $0.00 | ||
| Jan 12, 2019 | $0.00 | ||
| Jan 19, 2019 | $0.00 | ||
| Jan 26, 2019 | $0.00 | ||
| Feb 2, 2019 | $0.00 | ||
| Feb 9, 2019 | $0.50 | Mar 2, 2019 | $0.50 |
| Feb 16, 2019 | $0.50 | Mar 2, 2019 | $0.50 |
| Feb 23, 2019 | $0.50 | Mar 2, 2019 | $0.50 |
| Mar 2, 2019 | $0.50 | Mar 2, 2019 | $0.50 |
| Mar 9, 2019 | $0.50 | Mar 2, 2019 | $0.50 |
| Mar 16, 2019 | $2.02 | Mar 2, 2019 | $0.50 |
| Mar 27, 2019 | $1.51 | ||
| Mar 23, 2019 | $2.02 | Mar 27, 2019 | $2.02 |
| Mar 30, 2019 | $2.02 | Mar 27, 2019 | $1.01 |
| Apr 3, 2019 | $1.01 | ||
| Apr 6, 2019 | $2.02 | Apr 3, 2019 | $1.01 |
| Apr 17, 2019 | $1.01 | ||
| Apr 13, 2019 | $2.02 | Apr 25, 2019 | $2.02 |
| Apr 20, 2019 | $2.02 | Apr 25, 2019 | $1.01 |
| Jul 22, 2019 | $1.01 | ||
| Apr 27, 2019 | $2.02 | Jul 22, 2019 | $2.02 |
| May 4, 2019 | $2.02 | Jul 22, 2019 | $2.02 |
| May 11, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| May 18, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| May 25, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jun 1, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jun 8, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jun 15, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jun 22, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jun 29, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jul 6, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jul 13, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jul 20, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Jul 27, 2019 | $2.02 | Jul 29, 2019 | $2.02 |
| Aug 3, 2019 | $2.02 | Aug 9, 2019 | $2.02 |
| Aug 10, 2019 | $2.02 | Aug 9, 2019 | $2.02 |
| Aug 17, 2019 | $2.02 | Aug 9, 2019 | $2.02 |
| Aug 24, 2019 | $2.02 | Aug 28, 2019 | $2.02 |
| Aug 31, 2019 | $2.02 | Aug 28, 2019 | $2.02 |
| Sep 7, 2019 | $2.02 | Sep 18, 2019 | $2.02 |
| Sep 14, 2019 | $2.02 | Sep 18, 2019 | $2.02 |
| Sep 21, 2019 | $2.02 | Sep 18, 2019 | $2.02 |
| Sep 28, 2019 | $2.02 | Oct 7, 2019 | $2.02 |
| Oct 5, 2019 | $2.02 | Oct 7, 2019 | $2.02 |
| Oct 12, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Oct 19, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Oct 26, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Nov 2, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Nov 9, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Nov 16, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Nov 23, 2019 | $2.02 | Nov 25, 2019 | $2.02 |
| Nov 30, 2019 | $2.02 | Dec 10, 2019 | $2.02 |
| Dec 7, 2019 | $2.02 | Dec 10, 2019 | $2.02 |
| Dec 14, 2019 | $2.02 | May 9, 2020 | $2.02 |
| Dec 21, 2019 | $2.02 | May 9, 2020 | $2.02 |
| Dec 28, 2019 | $2.02 | May 9, 2020 | $2.02 |
| Jan 4, 2020 | $2.02 | Jun 2, 2020 | $2.02 |
| Jan 11, 2020 | $2.02 | Jun 2, 2020 | $2.02 |
| Jan 18, 2020 | $2.02 | Jun 8, 2020 | $2.02 |
| Jan 25, 2020 | $2.02 | Jun 8, 2020 | $2.02 |
| Feb 1, 2020 | $2.02 | Jun 16, 2020 | $2.02 |
| Feb 8, 2020 | $2.02 | Jun 16, 2020 | $2.02 |
| Feb 15, 2020 | $2.02 | Jun 22, 2020 | $2.02 |
| Feb 22, 2020 | $2.02 | Jun 22, 2020 | $2.02 |
| Feb 29, 2020 | $2.02 | ||
| Mar 7, 2020 | $2.02 | ||
| Mar 14, 2020 | $2.02 | ||
| Mar 21, 2020 | $2.02 | ||
| Mar 28, 2020 | $2.02 | ||
| Apr 4, 2020 | $2.02 | ||
| Apr 11, 2020 | $2.02 | ||
| Apr 18, 2020 | $2.02 | ||
| Apr 25, 2020 | $2.02 | ||
| May 2, 2020 | $2.02 | ||
| May 9, 2020 | $2.02 | ||
| May 16, 2020 | $2.02 | ||
| May 23, 2020 | $2.02 | ||
| May 30, 2020 | $2.02 | ||
| Jun 6, 2020 | $2.02 | ||
| Jun 13, 2020 | $2.02 | ||
| Jun 20, 2020 | $2.02 | ||
| Jun 27, 2020 | $46.88 | ||
| Jul 4, 2020 | $46.88 | ||
| Jul 11, 2020 | $46.88 | ||
| Jul 18, 2020 | $46.88 | ||
| Jul 25, 2020 | $21.09 | ||
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