Pama
Mazabuka, Zambia
11% repaid
Name
Pama
Member since
September 2016
On-time repayments
35 installments • 54%
I was born in mazabuka general hospital around 22:00hrs.I stay i wastvilla compound along ziah road house no 115.In 2001 i started my grade1 at mazabuka primary school.In the year 2012 i completed my grade 12 at kaonga secondary school.When i completed my secondary education i was looking forwad to go to collage but it was unfortunetly that my parents had no money to take me to collage.
In the year 2015 i came up with the idea of starting the personal business. Thats how i approched the business men and woman to find out more aboutbusiness. So from there thats how i started organising things. I started looking for the capital and also the place were i can start my busines.I faced lot of challenges because people use to laough at me because of the small capital i had.
But in four( 4) months atleast i managed to rise a good capital and i was able to expand my business to the next level.
In our culture there is respect,co-oparation and also socialisation.
My children have the dreams to become lawyer,teacher,doctor and also to become business men and woman like their parents.
Durring my hobby times it makes me happy and also reminds me the challenges i had in my life and i also learn a leason not to give up in life.pital around 22:00hrs.I stay i wastvilla compound along ziah road.In 2001 i started my grade1 at mazabuka primary school.In the year 2012 i completed my grade 12 at kaonga secondaly school.When i completed my secondary education i was looking forwad to go to collage but it was unfortunetly that my parents had no money to take me to collage.
In the year 2015 i came up with the idea of starting the personal business. Thats how i approched the business men and woman to find out more aboutbusiness. So from there thats how i started organising things. I started looking for the capital and also the place were i can start my busines.I faced lot of challenges because people use to laough at me because of the small capital i had.
But in four( 4) months atleast i managed to rise a good capital and i was able to expand my business to the next level.
In our culture there is respect,co-oparation and also socialisation.
My children have the dreams to become lawyer,teacher,doctor and also to become business men and woman like their parents.
Durring my hobby times it makes me happy and also reminds me the challenges i had in my life and i also learn a leason not to give up in life.
The goods and services i provide are clothes and shoes. I choosed this type of busines because durring my reseach i find it out that it was on dimand because there was no business man or woman in the market by then with this type of the business.
The most challenging or costing thing in this business in the transport to go and buy good for my shop. You may find that there is no transport to take me and to bring me back so it forces me to hire some one at a big price.
I use my profit in many different ways. I use the profit to feed my family and to support my children to school.I also use my profit to expand my business by buying more goods in my shop.
THE MOMENT I WILL BE GIVEN THE MONEY I WILL BUY THE BUSINESS ITEMS WHICH IS CLOTHES AND SHOES PARTICULARY AND THIS WILL COST $130.
THIS WILL CREAT MORE BENEFIT TO MY LIFE IN THE SENCE THAT MY BUSINESS WILL BECOME BIG WITH MORE PROFITE AND ALSO I WILL MANAGE TO BUY MORE ITEMS EVEN THE BASIC NEEDS AND TO FEED MY FAMILY.
I EXPECT MY PROFITE TO INCREASE MORE BECAUSE I HAVE BEEN GIVEN UNOPORTUNITY OF GETING A LOAN AND THIS WILL CALL MORE CUSTOMERS BECAUSE I WILL HAVE MORE ITEMS IN MY SHOP.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$179.00
Date disbursed
Oct 28, 2016
Repayment status
Late
Projected term
61 months
Amount repaid
$20.16
Amount remaining
$158.90
Expected completion
Jul 2, 2017
Status
Repaying late
Installment amount
$0.52
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 6, 2016 | $5.17 | Nov 7, 2016 | $5.17 |
Nov 13, 2016 | $2.07 | Nov 25, 2016 | $2.07 |
Nov 20, 2016 | $2.07 | Nov 25, 2016 | $2.07 |
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.52 | Dec 13, 2016 | $0.52 |
Dec 11, 2016 | $0.52 | Dec 13, 2016 | $0.52 |
Dec 18, 2016 | $0.52 | Dec 13, 2016 | $0.52 |
Dec 25, 2016 | $0.52 | Dec 13, 2016 | $0.52 |
Jan 1, 2017 | $0.52 | Dec 13, 2016 | $0.52 |
Jan 8, 2017 | $0.52 | Dec 13, 2016 | $0.52 |
Jan 15, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Jan 22, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Jan 29, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Feb 5, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Feb 12, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Feb 19, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Feb 26, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Mar 5, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Mar 12, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Mar 19, 2017 | $0.52 | Feb 10, 2017 | $0.52 |
Mar 26, 2017 | $0.52 | Mar 14, 2017 | $0.52 |
Apr 2, 2017 | $0.52 | Mar 14, 2017 | $0.52 |
Apr 9, 2017 | $0.52 | Mar 14, 2017 | $0.52 |
Apr 16, 2017 | $0.52 | Mar 14, 2017 | $0.52 |
Apr 23, 2017 | $0.52 | May 12, 2017 | $0.52 |
Apr 30, 2017 | $0.52 | ||
May 7, 2017 | $0.52 | ||
May 14, 2017 | $19.95 | ||
May 21, 2017 | $19.95 | ||
May 28, 2017 | $19.95 | ||
Jun 4, 2017 | $19.95 | ||
Jun 11, 2017 | $19.95 | ||
Jun 18, 2017 | $19.95 | ||
Jun 25, 2017 | $19.95 | ||
Jul 2, 2017 | $18.20 |
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