Christmas accessories and more bicycles

Xavier

Nairobi Buruburu Estate, Kenya

100% repaid

Entrepreneur

Name

Xavier

Member since

May 2014

On-time repayments

192 installments  •  60%

About Me

I am a 37 year old loving husband and father of 5 children.
My professional background is in the aviation industry where I have 14 years working experience. I am currently flying for a local airline as a cabin crew.

I felt a need to start up a business in order to suppliment my salary so as to meet my ever growing family needs.

Over the years of raising my children I have bought many toys for them when celebrating birthdays and other holidays. This is where I discovered a void that I felt I should fill up. Locally I found it difficult to find good quality toys at affordable prices and this is where I got the inspiration to start my Toy shop business.

This would earn me extra revenue at the same time make my children and other kids happy and that is how MaToys Shop was established in November 2013.

I started off by buying my initial stock locally but now most of my stock I import directly from Dubai. This makes my shop stand out from the rest because I can offer more variety to my clients at highly competitive prices.

I also have a Facebook page for the shop called MaToys whereby clients can view the products at the shop.

My efforts were boosted recently when I was featured in a Tv show called Business Central which highlights unique business ideas that the youth have set up.

This helped in advertising and creating awareness of our products which has helped our clientele number to grow thus boosting our sales.

My Business

I am highly appreciative to all the lenders lenders that assisted me on my last loan. Business is growing and as we prepare to get the kids back to school I would like to venture into New ideas that will support my business when kids are in school.

I would like to apply for a new loan which I will use to buy a popcorn machine, baby clothes/shoes and cartoons on DVD's. Many parents have been asking for cartoons and educative dvds.

I have also being making popcorns at home and packaging them and I've seen they are doing well thus the need of a popcorn machine that will improve production.

I have been getting orders for new born items for baby showers , New born gifts etc. Items like clothes, towels, shoes, bags, milk bottles etc will do quite well and so I will use part of the loan to buy this.

I would therefore be very grateful if I could receive a loan of approximately USD 800 to help me acquire this items.

With the introduction of this new variety I am confident of attracting more customers and making more sales thus I'll be able to repay the acquired loan.

I am looking forward once again to your generous support and I thank you in advance. God bless Zidisha and all the generous lenders.

Loan Proposal

Thank you Stanbogdanov, all lenders and the entire Zidisha team for the previous loan that went a long way in improving my business and with the sales I was able to repay my loan earlier.

I am now in the process of a new loan application so that I can take advantage of the holiday demand. I therefore appeal to the lenders out there to support me.

May you be blessed for your generosity and I wish you all happy holidays.

Show original English  

About Me

I am a 37 year old loving husband and father of 5 children.
My professional background is in the aviation industry where I have 14 years working experience. I am currently flying for a local airline as a cabin crew.

I felt a need to start up a business in order to suppliment my salary so as to meet my ever growing family needs.

Over the years of raising my children I have bought many toys for them when celebrating birthdays and other holidays. This is where I discovered a void that I felt I should fill up. Locally I found it difficult to find good quality toys at affordable prices and this is where I got the inspiration to start my Toy shop business.

This would earn me extra revenue at the same time make my children and other kids happy and that is how MaToys Shop was established in November 2013.

I started off by buying my initial stock locally but now most of my stock I import directly from Dubai. This makes my shop stand out from the rest because I can offer more variety to my clients at highly competitive prices.

I also have a Facebook page for the shop called MaToys whereby clients can view the products at the shop.

My efforts were boosted recently when I was featured in a Tv show called Business Central which highlights unique business ideas that the youth have set up.

This helped in advertising and creating awareness of our products which has helped our clientele number to grow thus boosting our sales.

My Business

I am highly appreciative to all the lenders lenders that assisted me on my last loan. Business is growing and as we prepare to get the kids back to school I would like to venture into New ideas that will support my business when kids are in school.

I would like to apply for a new loan which I will use to buy a popcorn machine, baby clothes/shoes and cartoons on DVD's. Many parents have been asking for cartoons and educative dvds.

I have also being making popcorns at home and packaging them and I've seen they are doing well thus the need of a popcorn machine that will improve production.

I have been getting orders for new born items for baby showers , New born gifts etc. Items like clothes, towels, shoes, bags, milk bottles etc will do quite well and so I will use part of the loan to buy this.

I would therefore be very grateful if I could receive a loan of approximately USD 800 to help me acquire this items.

With the introduction of this new variety I am confident of attracting more customers and making more sales thus I'll be able to repay the acquired loan.

I am looking forward once again to your generous support and I thank you in advance. God bless Zidisha and all the generous lenders.

Loan Proposal

If successful I will use the funds allocated to buy more bicycles and tricycles because judging by the response from customers and the sales I made from the ones I bought with the previous loan I believe if I add more stock I will be able to meet the customer demand.

This is the school holiday and usually this is the longest holiday and as Christmas is also around the corner the demand for gifts and toys is on the rise so I want to be prepared to meet the customer demand.

I also want to but festive and Christmas accessories such as decorations, plastic Christmas trees, Santa Claus costumes etc. This will add a festive mood to the shop and its environs and help cheer the children around as well as increase sales to the shop.

I therefore appeal to lenders to respond to my request and help me reach my goal and I thank Zidisha and all the lenders for this opportunity.

Feedback

6

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Loan Info

Project Type

Classic Loan

Disbursed amount

$374.00

Date disbursed

Dec 2, 2014

Repayment status

On Time

Projected term

4 months

Lenders

Q

Quomar

Żmigród, Poland

investor

Candiac, Canada

Svenip

Vienna, Austria

P

PeaceandLove

Morro Bay, United States

Namaste250

Pittsford, United States

McJulio

New Jersey, United States

1

1dancer

Irvine, CA, United States

M

mkellerman

Shanghai, China

Cricketca

San Jose, United States

calvero

Bergen, Norway

neocodesoftware

vancouver, Canada

Zal0m0n

Atlantis!!!! x), Mauritania

stanbogdanov

Sofia, Bulgaria

H

Haavard

Bergen, Norway

Evan Lamos

Brussels, Belgium

E

ecarlsonbast

San Francisco, United States

T

thebonseung

Republic of Korea

Z

zvrk2014

Brookline, MA, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

R

Rootdet

Fairfax, United States

Jonas

Brussels, Belgium

Paul Buchheit

Mountain View, United States

K

Karpet

Faroe Islands

S

SaraNT

United States

E

edbean

United Kingdom

Mikers

Netherlands

Bryan

Houston, United States

SV

sven vdk

Twickenham, United Kingdom

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

P

Philip

Bremen, Germany

Tanya

Nelson, New Zealand

A

AmyLuYenYin

Brisbane, Australia

Ask Xavier a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Xavier    May 27, 2017

    Greetings, I would like to apologize for not missing out on my weekly payments for sometime. I invested another business that has taken time to yield results but hopefully soon it will. In the mean time I would like to adjust my weekly payments downwards to sh 1000 that I feel would be more comfortable to pay at this time. Thank you for your continued support.

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  • Mercy    Mar 30, 2017

    Hello Lenders,


    I have talked to Kamau and promised to settle his arrears.


    Thanks
    Mercy

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  • Xavier    Feb 15, 2017

    Dear Lenders,

    I am humbled by your generosity and kindness towards funding my loan.

    I received the total amount and over the last one week I've put it to good use by finishing final touches to the shop and buying a frying machine, display counter and freezer.

    After the licensing process is done we will open doors to the snack cafe officially and right on time for school holidays.

    This business will be run by my wife and elder sister and this will keep both busy at the same time bringing extra revenue to two families.

    I am confident with the extra profit this new business will earn I will be able to repay my loan on time.

    Once again I thank you for your contributions and and I pray you be truly blessed.

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  • Xavier    Jan 31, 2017

    Warm greetings to you dear lenders and the entire Zidisha team, I am so glad my loan has been fully funded and I would like to truly thank you for your kind generosity.

    I will put this money to good use by expanding my business by introducing a new shop that will deal mainly with fast foods and snacks. This will go hand in hand with my toyshop and thus increasing revenue. My elder sister will also be running this shop with two employees so your generosity has helped create employment.

    I will keep you posted on developments and I pray that your generosity will be multiplied. Thank you.

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  • evinpa    Jan 24, 2017

    Hello Xavier,

    I remember a long time ago you had a photo of yourself posted. I thought it was in front of your toy store.
    Right now your main photo is just a blue blur. Maybe you could put up another photo of yourself at your store to help with raising funds for your new loan.

    Best Wishes
    Evinpa

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    • Laurie    Jan 27, 2017

      Hi Evinpa,
      It's a technical issue that happens sometimes. I just made an adjustment, which seems to have "taken"; I hope it stays in place. If not, please write to the attention of the programmers at "[email protected]" to report the technical bug. Thanks!

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      • Laurie    Jan 27, 2017

        P.S.: Evinpa, please do a complete Refresh of your screen to bypass the cached page your computer may be accessing instead of the most recent update, so then you'll be able to see the adjustment I made to the profile photo. If the adjustment doesn't last, please let our programmers know (at the email address provided earlier). Thanks!

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        • evinpa    Jan 30, 2017

          Hi Laurie,

          Sorry for the delay in replying I did not get an email alert that you had posted anything on his page. Yes it is working now. I can see it.

          Thanks!
          Evinpa

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          • Laurie    Jan 30, 2017

            No problem, Evinpa!
            It happens sometimes that notifications
            don't go through. Anyway, I do see it's still working. I'm so glad! And you're most welcome! If you have any further issues, please don't hesitate to send in an email.

            Best wishes,
            Laurie

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  • Xavier    Jan 24, 2017

    Dear Lenders And Zidisha family, I would like to truly thank you for my last loan of which im glad to have repaid in full. May God bless your generosity and I look forward to your continous support.

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  • Xavier    Jan 2, 2017

    Happy new year filled with blessings to the entire Zidisha family.

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  • Xavier    Nov 7, 2016

    Thanks to the loan I got I have more variety of toys and snacks at the shop and now that schools ave closed business has increased, I feel comfortable to increase my weekly installments. Thank you Zidisha and Lenders.

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  • Xavier    Jul 11, 2016

    I would like to take this opportunity to thank all the lenders that contributed to funding of my loan. May your generosity be blessed and highly rewarded.

    I would like to thank Zidisha team for its continued support and I look forward to a great future with them.

    I intend to grow my business and in turn support my family while repaying this loan also.

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  • Xavier    Jun 28, 2016

    Greetings dear lenders,

    First of all I would like to thank you so much for your kind hearted donations that enabled me to buy new stock comprising of educational toys, story books, etc.

    With this additional toys my store was now well stocked but I noticed that on school days the customer traffic was slow so I decided come up with new marketing strategies.

    I started attending car boot sales, yard sales and school visiting/sports days and here the customer traffic is high and so I move around different parts of Nairobi to reach as many customers as possible.

    This strategy helped me repay the loan and sustain my business and family.

    I thank you so much for your continued support and I ask for your generosity once again. God bless you all.

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  • Mercy    May 27, 2016

    Hello Lenders,

    Kamau is unreachable but i have contacted one of his referees and promised to reach out to him.

    Thanks
    Mercy

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  • Xavier    Apr 1, 2016

    The school season has been really slow and we have been operating at a loss but from next week schools will close thus God willing profits will rise and I'll be able to clear my loan. Thanks for your patience.

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  • Mercy    Mar 31, 2016

    Hello Lenders,

    Kamau is unavailable for now but i reach out to him later.

    Thanks
    Mercy

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  • Xavier    Dec 19, 2015

    Dear Zidisha team and lenders, on behalf of my family I would like to wish you all happy holidays, a very Merry Christmas and a wonderful New year. May God bless you all.

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  • Xavier    Dec 19, 2015

    Business has picked up during the holidays and I feel comfortable to adjust my installments higher. Thanks you.

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  • Xavier    Oct 29, 2015

    I thank Zidisha and my Lenders for the loan that I received. I managed to renovate part of the shop and added shelves for cartoon movies and also bought a popcorn machine. I then bought many cartoon movies titles for all age groups. Business is slow at the moment but I believe after schools closest and rain reduces business will be good. Thank you.

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  • Xavier    Oct 29, 2015

    Greetings, I am requesting to adjust my repayment schedule as business has been really slow. The heavy rains that we have been experiencing in our country has reduced customer turnout tremendously and we even close the shop during most days as there is no activity throughout.

    School children are also sitting for final year exams so this also has affected sales but I believe after schools closest and rain reduces business will be back to normal I will resume regular installments.

    I apologize for the delay and hope you understand my situation but I guarantee to pay the whole amount in full. Thank you.

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  • Mercy    Oct 23, 2015

    Hi Lenders,

    I have not managed to reach Mr. Kamau but I have talked to his community leader Mr. Kanyi who seems not to be aware that Mr. Kamau had given his contacts as a referee.I will try and reack Kamau to hear his side of the story by next week.

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  • Xavier    Sep 9, 2015

    Greetings Dear lenders,

    I am humbled by your generosity and goodwill. I'm glad to inform you that I have received my loan today totalling Ksh79,000 (USD.794)

    I will start tomorrow by buying the popcorn machine and start immediately selling them as they are a fast mover. I will then set up the shelves for the cartoons and buy the infant merchandise.

    This combination will hopefully provide variety to my customers and this will in turn reflect positively on profits.

    I will update you on progress as I develop. Once again I truly thank you kind lenders for your generosity and may you be truly blessed.

    Lots of gratitude to the Zidisha team too for the great work you are doing and for the continuous support.

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  • Xavier    Sep 3, 2015

    Dear lenders I would like to sincerely thank you from the bottom of my heart for funding my loan in full.

    I will divide this loan to buy a popcorn machine to add more cash from snacks. Part of it will also go to adding children movies at the shop.
    I'll also add some more infant clothes and items like milk bottles etc.

    This will add more income thus I will hopefully pay the loan on time and assist me in running the shop better.

    Lots of gratitude to the lenders and Zidisha as a whole. God bless you all.

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