Gidraf
Njabini, Kenya
100% repaid
Name
Gidraf
Member since
April 2017
On-time repayments
54 installments • 81%
Introduce yourself to lenders.am a first born in a family of four children.i grew up in local background where both of my parents are farmers. I went to our local near by school up to Class 8,then joined high school and completed form four in 2013.I was admitted at Egerton university Njoro main campus where up to now am pursuing my degree in agricultural education and extension.I have learnt that, to over come hardship,you only need to believe in yourself that no matter what, you will make it,,always be opportunistic.I come to start my business after after one year of my university.Egerton university is a school of agriculture and this gave me more information on how to start a business. Being from a culture that consume a lot of cabbages, it gave me a good opportunity to venture in the agribusiness my brothers have different passion, one want to be a doctor, the other want to be a teacher will the other one has emulated me and would like to do agribusiness. During my free time, I like visiting other people land to see how they are doing their agriculture, I also like watching movies related to agriculture.
Describe your business or income source. my business is agriculture based,that is. agribusiness where I sell cabbages like :kales,spinach,and tomatoes. These cabbages are in demand because my local people consume a lot because their stable food is "ugali " require vegetables,, this makes my business to be in demand. I decided to do this Business after joining the school of agriculture, where I was equipped with necessary skills on how to do agribusiness, I also studied my local people what they consume most and started the business. cabbages are sold everyday and per week I earn a minimum of one thousand to two thousand, but due to lack of enough capital, am unable to expand my business and yet I am unable to satisfy the community in terms of demand. I use my to assist my parents raise my school fee since am still pursuing my degree in agricultural education and extension
Am planning to use the loan to buy cabbage seeds for my farm, since used my previous loan to increase the piece of land,i will purchase more seeds which are enough for my farm.I will buy 15 packets of cabbage seeds which cost ksh200 per packet. this will amount to a total of 22$ dollars.This in turn will help me to continuously be in a position to pay tuition fee, other people especially cabbage consumers will have enough for consumption and for commercial purposes. Am expecting to have profit increase of ksh800 per week.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$183.00
Date disbursed
Oct 1, 2017
Repayment status
On Time
Projected term
21 months
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