Ophelia
Berekum, Ghana
9% repaid
Name
Ophelia
Member since
June 2014
On-time repayments
137 installments • 74%
MY STORY
My name is Ophelia Amponsah Dankwah from Dormaa Ahenkro but lives Berekum in the Brong Ahafo region of Ghana. My parents are the late Mr. Kwabena Amponsah and Mrs. Gladys Amponsah. I am married to Emmanuel Agyapong Boakye with two children.
After completing my basic school Education,I proceed to Methodist Senior High School at Wenchi. After completion, I went to pursue Diploma in Education at the Berekum College of Education. I was employed by the Ghana Education Service (GES) as a professional teacher after obtaining my Diploma in Education. I started another studies with University of Education Winneba by distance learning and now had my Degree in Education. Currently, I am teaching at Presby Primary “A” School Berekum. I am handling I C T from primary one to primary six.
MY HOBBIES
My hobbies are; reading books , playing with children and making friends all over the world.
Oyster Mushroom Cultivation
For about a year and half now, I started mushroom cultivation after a successful completion of a 2 years mushroom cultivation course at Wenchi Farm Institute in the BRONG Ahafo Region of Ghana in the year 2012.The type of mushroom I am producing is Oyster Mushroom.There are many opportunity out there but I opt mushroom cultivation simply because of it nutritional value in the first place. Secondly, the fact that only few people are into its cultivation in our Region. As a result of that, the demand is high in the market since all and sundry likes it. To be honest I regretted the first time I started growing the mushroom, because I was finding it difficult to get all the facilities needed for the production since every step in the production of mushroom must be done with care. Production will be maximized if the facilities are good and the standard procedures are well established. In spite of all this challenges I did not give up but continue and the third time of my production was very successful. I am now able to produce 5000 compost bags of mushroom and it gives 1000kg of mushroom per cycle and I can produce 6 cycles within a year.
Furthermore, the good news is because it is rich source of protein; vitamins etc all the people in my town and afar have approved it and it always run out in market. I have employed 6 peoples who are working with me and at the same time learning to become mushroom producers. By the grace of God, this mushroom business is booming. I am proud to be a mushroom farmer.
REPAYMENT OF LOAN
I generate a lot of profit from this business; also I am a salary worker and promise to pay my loan from these two sources my income. Thank you.
Thank you very much Lenders for loaning to me four consecutive times. I was able to use the loan given to me to expand my mushroom cultivation. Demand is high and quickly need higher loan to boost business .I am pleading with Lenders to support me with a loan of $2500 this time round as you have been doing for my previous loans. I want to increase the production of compost bags of mushroom and I have targeted producing 7000 compost bags of mushroom.
Please here are the breakdowns of how I am going to spend the loan when you do me a favor and grant me the loan.
1. $800 of the money will be use to buy Oyster mushroom spawn
2. $500 will be use to buy set of mushroom grow bags
3. $500 will be given as seed money to three of my apprentice who has finished the course of mushroom cultivation and are ready to establish their own.
4. $500 will be use in maintaining and expanding of shelves to accommodate more mushroom compost bags.
5. $200 will be use to buy six (6) watering can.
I am pleading with all Lenders to come to my aid and support my project. I promise never to go against the terms and condition of Zidisha; I will forever be faithful to my Lenders. I hope my request will meet your earliest and kindest consideration. Thank you.
Positive
9
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,500.00
Date disbursed
Dec 7, 2015
Repayment status
Late
Projected term
73 months
Other loans
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Amount repaid
$228.00
Amount remaining
$2,209.50
Expected completion
Jul 2, 2017
Status
Repaying late
Installment amount
$93.75
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 20, 2015 | $2.50 | Jan 2, 2016 | $2.50 |
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $0.00 | ||
Jan 10, 2016 | $1.75 | Jan 25, 2016 | $1.75 |
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $0.00 | ||
Jan 31, 2016 | $6.25 | Feb 1, 2016 | $6.25 |
Feb 7, 2016 | $6.25 | Feb 1, 2016 | $6.25 |
Feb 14, 2016 | $6.25 | Feb 1, 2016 | $6.25 |
Feb 21, 2016 | $6.25 | Feb 1, 2016 | $6.25 |
Feb 28, 2016 | $6.25 | Feb 28, 2016 | $6.25 |
Mar 6, 2016 | $6.25 | Feb 28, 2016 | $6.25 |
Mar 13, 2016 | $6.25 | Mar 10, 2016 | $6.25 |
Mar 20, 2016 | $6.25 | Mar 20, 2016 | $6.25 |
Mar 27, 2016 | $6.25 | Mar 27, 2016 | $6.25 |
Apr 3, 2016 | $6.25 | Apr 12, 2016 | $6.25 |
Apr 10, 2016 | $6.25 | Apr 12, 2016 | $6.25 |
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $2.50 | Apr 26, 2016 | $2.50 |
May 1, 2016 | $2.50 | Apr 26, 2016 | $2.50 |
May 8, 2016 | $2.50 | Apr 26, 2016 | $2.50 |
May 15, 2016 | $2.50 | May 1, 2016 | $2.50 |
May 22, 2016 | $2.50 | May 1, 2016 | $2.50 |
May 29, 2016 | $2.50 | May 1, 2016 | $2.50 |
Jun 5, 2016 | $2.50 | Jun 10, 2016 | $2.50 |
Jun 12, 2016 | $2.50 | Jun 19, 2016 | $2.50 |
Jun 19, 2016 | $2.50 | Jun 19, 2016 | $2.50 |
Jun 26, 2016 | $2.50 | Jun 19, 2016 | $2.50 |
Jul 3, 2016 | $2.50 | Jul 3, 2016 | $2.50 |
Jul 10, 2016 | $2.50 | Jul 10, 2016 | $2.50 |
Jul 17, 2016 | $2.50 | Jul 23, 2016 | $2.50 |
Jul 24, 2016 | $2.50 | Jul 26, 2016 | $2.50 |
Jul 31, 2016 | $5.00 | Jul 31, 2016 | $5.00 |
Aug 7, 2016 | $5.00 | Jul 31, 2016 | $5.00 |
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $5.00 | Aug 24, 2016 | $5.00 |
Aug 28, 2016 | $5.00 | Aug 24, 2016 | $5.00 |
Sep 4, 2016 | $5.00 | Aug 24, 2016 | $5.00 |
Sep 11, 2016 | $5.00 | Aug 24, 2016 | $5.00 |
Sep 18, 2016 | $5.00 | Aug 24, 2016 | $5.00 |
Sep 25, 2016 | $5.00 | Aug 24, 2016 | $5.00 |
Oct 2, 2016 | $5.00 | Oct 9, 2016 | $5.00 |
Oct 9, 2016 | $5.00 | Oct 16, 2016 | $5.00 |
Oct 16, 2016 | $5.00 | Oct 30, 2016 | $2.50 |
Nov 3, 2016 | $2.50 | ||
Oct 23, 2016 | $5.00 | Nov 3, 2016 | $5.00 |
Oct 30, 2016 | $5.00 | Nov 3, 2016 | $5.00 |
Nov 6, 2016 | $5.00 | Nov 6, 2016 | $5.00 |
Nov 13, 2016 | $5.00 | Nov 23, 2016 | $5.00 |
Nov 20, 2016 | $5.00 | Nov 30, 2016 | $5.00 |
Nov 27, 2016 | $5.00 | Dec 11, 2016 | $5.00 |
Dec 4, 2016 | $5.00 | Dec 11, 2016 | $5.00 |
Dec 11, 2016 | $5.00 | Dec 21, 2016 | $5.00 |
Dec 18, 2016 | $5.00 | Jan 17, 2017 | $5.00 |
Dec 25, 2016 | $5.00 | Jan 17, 2017 | $5.00 |
Jan 1, 2017 | $5.00 | Jan 17, 2017 | $5.00 |
Jan 8, 2017 | $5.00 | Jan 17, 2017 | $5.00 |
Jan 15, 2017 | $5.00 | Jan 17, 2017 | $5.00 |
Jan 22, 2017 | $93.75 | ||
Jan 29, 2017 | $93.75 | ||
Feb 5, 2017 | $93.75 | ||
Feb 12, 2017 | $93.75 | ||
Feb 19, 2017 | $93.75 | ||
Feb 26, 2017 | $93.75 | ||
Mar 5, 2017 | $93.75 | ||
Mar 12, 2017 | $93.75 | ||
Mar 19, 2017 | $93.75 | ||
Mar 26, 2017 | $93.75 | ||
Apr 2, 2017 | $93.75 | ||
Apr 9, 2017 | $93.75 | ||
Apr 16, 2017 | $93.75 | ||
Apr 23, 2017 | $93.75 | ||
Apr 30, 2017 | $93.75 | ||
May 7, 2017 | $93.75 | ||
May 14, 2017 | $93.75 | ||
May 21, 2017 | $93.75 | ||
May 28, 2017 | $93.75 | ||
Jun 4, 2017 | $93.75 | ||
Jun 11, 2017 | $93.75 | ||
Jun 18, 2017 | $93.75 | ||
Jun 25, 2017 | $93.75 | ||
Jul 2, 2017 | $53.25 |
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