Buying equipment & stationery for my cybercafé
Jane
Mombasa, Kenya
76% repaid
Entrepreneur
Name
Jane
Member since
July 2014
On-time repayments
346 installments • 92%
About Me
My name is Jane Wachu – born in Nyeri County in Central Kenya. I was born in a big family of 9 and I am the 3rd born. I come from an agriculturally rich region where the main activity is coffee farming.
My parents like most people in the area practised coffee farming and it is from this activity that they raised us up.
It was a hard life because the income was not enough to cater for even the basic needs of the family and we endured lack of many necessities. In spite of the odds, my parents took me to school for my primary and secondary school and I will forever be grateful to them for this.
I managed to get a clerical job at a local health center but the pay was very poor and I quit after a few months. I decided to relocate to Mombasa to live with a friend at the same time trying to get a job for my sustenance. While living there, I enrolled for a short computer course which took me about 6 months to complete.
I am very sound spiritually and I do evangelism work when time allows. I am married with a 3 year old son.
My Business
After my studies and with the help of my friend, I bought a second hand computer to further sharpen my IT skills. My neighbors got very excited at the sight of a computer because many of them had not used or even seen one before. I saw an opportunity of making some money by offering very basic computer training to this crowd. I lived in an area that is economically depressed and I could only charge the students some minimal amounts.
With serious savings and dedication, I bought a second computer after one year to cater for the growing number of students. I can handle about 10 students in a day using my two computers and this gives me a net income of about $200 per month. While this is a modest amount, the future is bright and I believe I can double this income if I get more machines.
Loan Proposal
The loan I've just applied will be of much help because I've managed to set up a cyber with the little savings I had, now I want to purchase enough stationary and more equipment's.
Thanks in advance.
Income Source
I still have a computer training institution that I started with zidisha loan and its still giving me some income which will enable me to facilitate this loan. I also engaged myself in farming and therefore use my crop sales to repay the loan.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,000.00
Date disbursed
Aug 24, 2020
Repayment status
Late
Projected term
15 months
Lenders
Amsterdam, Netherlands
Glasgow, United Kingdom
London, United Kingdom
Germany
Gold River, Canada
Australia
New York, United States
Germany
United States
United States
United States
United States
United States
Germany
Washington DC, United States
San Francisco, Netherlands
Australia
United States
United States
Surfers Paradise, Queensland, Australia
United States
Hamburg, Germany
Canada
Singapore
United States
Denmark
United States
United States
United States
Lima, Peru
Richmond, California, United States
Australia
Canada
United Kingdom
United Kingdom
United States
United States
Atlanta, United States
United States
United States
Germany
Switzerland
Germany
United States
Spain
Ask Jane a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$763.46
Amount remaining
$236.50
Expected completion
Nov 26, 2021
Status
Repaying late
Installment amount
$83.33
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 4, 2020 | $0.50 | Sep 1, 2020 | $0.50 |
| Sep 11, 2020 | $0.50 | Sep 1, 2020 | $0.50 |
| Sep 18, 2020 | $0.50 | Sep 1, 2020 | $0.50 |
| Sep 25, 2020 | $0.50 | Sep 1, 2020 | $0.50 |
| Oct 2, 2020 | $0.50 | Sep 1, 2020 | $0.50 |
| Oct 9, 2020 | $7.34 | Sep 1, 2020 | $7.34 |
| Oct 16, 2020 | $0.50 | Oct 6, 2020 | $0.50 |
| Oct 23, 2020 | $0.50 | Oct 6, 2020 | $0.50 |
| Oct 30, 2020 | $0.50 | Oct 6, 2020 | $0.50 |
| Nov 6, 2020 | $0.50 | Oct 6, 2020 | $0.46 |
| Nov 5, 2020 | $0.04 | ||
| Nov 13, 2020 | $0.50 | Nov 5, 2020 | $0.50 |
| Nov 20, 2020 | $3.40 | Nov 5, 2020 | $3.40 |
| Nov 27, 2020 | $0.50 | Nov 23, 2020 | $0.50 |
| Dec 4, 2020 | $0.50 | Nov 23, 2020 | $0.50 |
| Dec 11, 2020 | $0.50 | Nov 23, 2020 | $0.50 |
| Dec 18, 2020 | $0.50 | Nov 23, 2020 | $0.46 |
| Dec 17, 2020 | $0.04 | ||
| Dec 25, 2020 | $0.50 | Dec 17, 2020 | $0.50 |
| Jan 1, 2021 | $4.39 | Dec 17, 2020 | $4.39 |
| Jan 8, 2021 | $0.50 | Jan 6, 2021 | $0.50 |
| Jan 15, 2021 | $0.50 | Jan 6, 2021 | $0.50 |
| Jan 22, 2021 | $0.50 | Jan 6, 2021 | $0.50 |
| Jan 29, 2021 | $0.50 | Jan 6, 2021 | $0.50 |
| Feb 5, 2021 | $0.50 | Jan 6, 2021 | $0.50 |
| Feb 12, 2021 | $2.41 | Jan 6, 2021 | $2.41 |
| Feb 19, 2021 | $11.12 | Feb 16, 2021 | $11.12 |
| Feb 26, 2021 | $11.12 | Feb 22, 2021 | $0.99 |
| Mar 1, 2021 | $1.97 | ||
| Apr 6, 2021 | $2.96 | ||
| Apr 12, 2021 | $5.20 | ||
| Mar 5, 2021 | $11.12 | Apr 12, 2021 | $11.12 |
| Mar 12, 2021 | $11.12 | Apr 12, 2021 | $11.12 |
| Mar 19, 2021 | $11.12 | Apr 12, 2021 | $11.12 |
| Mar 26, 2021 | $53.08 | Apr 12, 2021 | $50.14 |
| Apr 15, 2021 | $2.95 | ||
| Apr 2, 2021 | $0.00 | ||
| Apr 9, 2021 | $0.00 | ||
| Apr 16, 2021 | $11.12 | Apr 15, 2021 | $0.01 |
| Apr 19, 2021 | $11.11 | ||
| Apr 23, 2021 | $11.12 | Apr 19, 2021 | $0.01 |
| Apr 26, 2021 | $3.94 | ||
| Apr 27, 2021 | $7.16 | ||
| Apr 30, 2021 | $11.12 | Apr 27, 2021 | $0.01 |
| Apr 29, 2021 | $11.11 | ||
| May 7, 2021 | $11.12 | Apr 29, 2021 | $0.01 |
| May 13, 2021 | $11.11 | ||
| May 14, 2021 | $11.12 | May 13, 2021 | $0.01 |
| May 17, 2021 | $4.93 | ||
| May 19, 2021 | $6.18 | ||
| May 21, 2021 | $11.12 | May 19, 2021 | $11.12 |
| May 28, 2021 | $11.12 | May 19, 2021 | $0.01 |
| May 24, 2021 | $11.11 | ||
| Jun 4, 2021 | $11.12 | May 24, 2021 | $11.12 |
| Jun 11, 2021 | $11.12 | May 24, 2021 | $11.12 |
| Jun 18, 2021 | $11.12 | May 24, 2021 | $4.94 |
| Jun 2, 2021 | $6.18 | ||
| Jun 25, 2021 | $11.12 | Jun 2, 2021 | $4.94 |
| Jun 22, 2021 | $6.18 | ||
| Jul 2, 2021 | $11.12 | Jun 22, 2021 | $4.94 |
| Aug 16, 2021 | $6.18 | ||
| Jul 9, 2021 | $11.12 | Aug 16, 2021 | $11.12 |
| Jul 16, 2021 | $11.12 | Aug 16, 2021 | $11.12 |
| Jul 23, 2021 | $83.33 | Aug 16, 2021 | $83.33 |
| Jul 30, 2021 | $83.33 | Aug 16, 2021 | $83.33 |
| Aug 6, 2021 | $83.33 | Aug 16, 2021 | $83.33 |
| Aug 13, 2021 | $11.12 | Aug 16, 2021 | $11.12 |
| Aug 20, 2021 | $11.12 | Jan 17, 2022 | $11.12 |
| Aug 27, 2021 | $11.12 | Jan 17, 2022 | $3.67 |
| Jan 24, 2022 | $7.45 | ||
| Sep 3, 2021 | $11.12 | Jan 24, 2022 | $11.12 |
| Sep 10, 2021 | $11.12 | Jan 24, 2022 | $2.62 |
| Feb 9, 2022 | $8.49 | ||
| Sep 17, 2021 | $11.12 | Feb 9, 2022 | $11.12 |
| Sep 24, 2021 | $11.12 | Feb 9, 2022 | $11.12 |
| Oct 1, 2021 | $11.12 | Feb 9, 2022 | $11.12 |
| Oct 8, 2021 | $11.12 | Feb 9, 2022 | $11.12 |
| Oct 15, 2021 | $83.33 | Feb 9, 2022 | $62.44 |
| Mar 28, 2022 | $14.78 | ||
| Apr 27, 2022 | $6.11 | ||
| Oct 22, 2021 | $83.33 | Apr 27, 2022 | $8.67 |
| May 30, 2022 | $4.93 | ||
| Jun 2, 2022 | $4.93 | ||
| Jun 29, 2022 | $4.93 | ||
| Jul 8, 2022 | $4.93 | ||
| Jul 14, 2022 | $4.93 | ||
| Aug 8, 2022 | $4.93 | ||
| Oct 29, 2021 | $83.33 | ||
| Nov 5, 2021 | $83.33 | ||
| Nov 12, 2021 | $11.12 | ||
| Nov 19, 2021 | $11.12 | ||
| Nov 26, 2021 | $2.52 | ||
Loading...